Best Cheap Auto Insurance in South Roxana, IL (2021)

The average South Roxana, IL auto insurance rates are $309 per month. The minimum auto insurance in South Roxana is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in South Roxana, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The average commute length in South Roxana is 23.4 minutes
  • Average auto insurance rates in South Roxana, IL for senior drivers are $2,111 per year
  • The cheapest auto insurance company in South Roxana is State Farm

South Roxana, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in South Roxana can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in South Roxana, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in South Roxana to other Illinois cities, including Champaign auto insurance rates, Naperville auto insurance rates, and Chicago auto insurance rates to see how South Roxana, Illinois auto insurance rates stack up.

Before you buy South Roxana, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free South Roxana, Illinois auto insurance quotes.

Minimum Auto Insurance in South Roxana, Illinois

South Roxana, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in South Roxana, Illinois.

Minimum Required Auto Insurance Coverage in South Roxana, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap South Roxana, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in South Roxana, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in South Roxana, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,168 $3,182 $3,313 $3,313 $8,222 $10,682 $3,805 $4,111
American Family $2,659 $2,659 $2,434 $2,434 $7,523 $10,435 $2,659 $3,428
Farmers $2,636 $2,636 $2,339 $2,486 $11,456 $11,916 $2,989 $3,098
GEICO $1,856 $1,894 $1,798 $2,194 $5,866 $6,121 $2,339 $2,224
Liberty Mutual $1,679 $1,816 $1,436 $1,609 $5,409 $5,989 $1,712 $1,767
Nationwide $3,038 $3,090 $2,689 $2,854 $8,630 $11,109 $3,566 $3,873
Progressive $2,654 $2,501 $2,194 $2,304 $9,547 $10,730 $3,147 $3,380
State Farm $1,350 $1,350 $1,216 $1,216 $4,185 $5,294 $1,528 $1,756
Travelers $1,697 $1,793 $1,539 $1,644 $4,852 $6,101 $1,802 $1,899
USAA $1,729 $1,765 $1,607 $1,590 $5,546 $6,126 $2,281 $2,517

Cheap South Roxana, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in South Roxana, Illinois is a challenge. Take a look at the annual teen auto insurance rates in South Roxana, Illinois.

Annual Auto Insurance Rates for Teen Drivers in South Roxana, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,222 $10,682
American Family $7,523 $10,435
Farmers $11,456 $11,916
GEICO $5,866 $6,121
Liberty Mutual $5,409 $5,989
Nationwide $8,630 $11,109
Progressive $9,547 $10,730
State Farm $4,185 $5,294
Travelers $4,852 $6,101
USAA $5,546 $6,126

Cheap South Roxana, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in South Roxana, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in South Roxana, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,313 $3,313
American Family $2,434 $2,434
Farmers $2,339 $2,486
GEICO $1,798 $2,194
Liberty Mutual $1,436 $1,609
Nationwide $2,689 $2,854
Progressive $2,194 $2,304
State Farm $1,216 $1,216
Travelers $1,539 $1,644
USAA $1,607 $1,590

Cheap South Roxana, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in South Roxana, Illinois compared to the annual auto insurance rates with a clean record in South Roxana, Illinois.

Annual South Roxana, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,548 $6,050 $5,630 $4,671
American Family $3,150 $4,449 $5,943 $3,573
Farmers $4,178 $5,390 $5,259 $4,951
GEICO $2,188 $3,088 $4,134 $2,736
Liberty Mutual $2,219 $3,177 $2,778 $2,534
Nationwide $3,886 $5,070 $5,985 $4,483
Progressive $3,747 $5,574 $4,163 $4,744
State Farm $2,037 $2,438 $2,237 $2,237
Travelers $2,118 $2,776 $3,111 $2,659
USAA $2,065 $2,963 $4,063 $2,490

Cheap South Roxana, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in South Roxana, Illinois is not easy. Compare the annual rates for DUI auto insurance in South Roxana, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in South Roxana, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,630
American Family $5,943
Farmers $5,259
GEICO $4,134
Liberty Mutual $2,778
Nationwide $5,985
Progressive $4,163
State Farm $2,237
Travelers $3,111
USAA $4,063

Cheap South Roxana, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how South Roxana, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in South Roxana, Illinois

Insurance Company Poor Fair Good
Allstate $6,335 $4,579 $4,009
American Family $5,693 $3,872 $3,272
Farmers $5,620 $4,722 $4,491
GEICO $4,885 $2,376 $1,848
Liberty Mutual $3,799 $2,361 $1,871
Nationwide $5,817 $4,675 $4,076
Progressive $5,192 $4,409 $4,070
State Farm $3,249 $1,949 $1,513
Travelers $3,258 $2,613 $2,126
USAA $3,860 $2,646 $2,179

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Cheap South Roxana, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in South Roxana, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in South Roxana, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in South Roxana, Illinois

ZIP Code Average Annual Rates
62087 $3,680

Cheap South Roxana, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect South Roxana, Illinois auto insurance. Find the cheapest annual South Roxana, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in South Roxana, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,975 $4,975
American Family $4,224 $4,334
Farmers $4,944 $4,944
GEICO $2,980 $3,093
Liberty Mutual $2,677 $2,677
Nationwide $4,856 $4,856
Progressive $4,557 $4,557
State Farm $2,181 $2,293
Travelers $2,561 $2,771
USAA $2,814 $2,977

Cheap South Roxana, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in South Roxana, Illinois? Check out the comparison of annual South Roxana, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in South Roxana, Illinois

Insurance Company Low Medium High
Allstate $4,814 $4,969 $5,141
American Family $4,115 $4,435 $4,286
Farmers $4,673 $4,817 $5,342
GEICO $2,744 $3,020 $3,345
Liberty Mutual $2,468 $2,666 $2,897
Nationwide $4,802 $4,904 $4,862
Progressive $4,070 $4,536 $5,065
State Farm $2,098 $2,240 $2,373
Travelers $2,489 $2,662 $2,846
USAA $2,704 $2,892 $3,089

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Best By Category: Cheapest Auto Insurance in South Roxana, Illinois

Compare the cheapest auto insurance companies in South Roxana, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in South Roxana, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest South Roxana, Illinois Auto Insurance Companies

What auto insurance companies in South Roxana, Illinois are the cheapest? Compare the top South Roxana, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in South Roxana, Illinois

Insurance Company Average Annual Rates
Allstate $4,975
American Family $4,279
Farmers $4,944
GEICO $3,036
Liberty Mutual $2,677
Nationwide $4,856
Progressive $4,557
State Farm $2,237
Travelers $2,666
USAA $2,895

What affects auto insurance rates in South Roxana, Illinois?

There are a lot of reasons why auto insurance rates in South Roxana, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in South Roxana, Illinois. Many local factors may affect your South Roxana auto insurance rates.

South Roxana Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average South Roxana, Illinois commute length is 23.4 minutes according to City-Data.

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Compare South Roxana, Illinois Auto Insurance Quotes

Before you buy South Roxana, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free South Roxana, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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