Best Cheap Auto Insurance in South Prairie, WA (2021)

The average South Prairie, WA auto insurance rates are $278 per month. The minimum auto insurance in South Prairie is at least 25/50/10 in coverage to comply with Washington auto insurance laws. To find the best cheap auto insurance in South Prairie, Washington, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in South Prairie is Nationwide
  • Average auto insurance rates in South Prairie, WA for senior drivers are $1,771 per year
  • The minimum auto insurance required in South Prairie, Washington is 25/50/10

South Prairie, Washington auto insurance requirements are 25/50/10 according to Washington auto insurance laws. Finding cheap auto insurance in South Prairie can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in South Prairie, Washington, including driving record, credit, commute time, and more.

Compare auto insurance in South Prairie to other Washington cities, including Federal Way auto insurance rates, Bellevue auto insurance rates, and Vancouver auto insurance rates to see how South Prairie, Washington auto insurance rates stack up.

Before you buy South Prairie, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free South Prairie, Washington auto insurance quotes.

Minimum Auto Insurance in South Prairie, Washington

South Prairie, Washington auto insurance laws require that you have at least the Washington minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in South Prairie, Washington.

Minimum Required Auto Insurance Coverage in South Prairie, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap South Prairie, Washington Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in South Prairie, Washington are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in South Prairie, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,466 $2,427 $2,284 $2,401 $9,209 $10,697 $2,612 $2,703
American Family $2,057 $2,057 $1,877 $1,877 $7,879 $10,773 $2,057 $2,766
Farmers $2,340 $2,404 $2,142 $2,437 $5,403 $5,809 $2,953 $3,051
GEICO $1,913 $1,947 $1,795 $1,795 $4,154 $5,427 $3,231 $2,352
Liberty Mutual $1,954 $2,141 $1,754 $2,062 $10,846 $11,942 $2,096 $2,287
Nationwide $1,540 $1,574 $1,433 $1,491 $4,219 $5,120 $1,845 $1,988
Progressive $1,602 $1,490 $1,444 $1,460 $8,144 $9,130 $1,912 $1,898
State Farm $1,746 $1,746 $1,574 $1,574 $5,082 $6,423 $1,988 $2,277
USAA $1,285 $1,266 $1,242 $1,240 $5,732 $6,763 $1,631 $1,786

Cheap South Prairie, Washington Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in South Prairie, Washington is a challenge. Take a look at the annual teen auto insurance rates in South Prairie, Washington.

Annual Auto Insurance Rates for Teen Drivers in South Prairie, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,209 $10,697
American Family $7,879 $10,773
Farmers $5,403 $5,809
GEICO $4,154 $5,427
Liberty Mutual $10,846 $11,942
Nationwide $4,219 $5,120
Progressive $8,144 $9,130
State Farm $5,082 $6,423
USAA $5,732 $6,763

Cheap South Prairie, Washington Auto Insurance for Seniors

What are senior auto insurance rates in South Prairie, Washington? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in South Prairie, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,284 $2,401
American Family $1,877 $1,877
Farmers $2,142 $2,437
GEICO $1,795 $1,795
Liberty Mutual $1,754 $2,062
Nationwide $1,433 $1,491
Progressive $1,444 $1,460
State Farm $1,574 $1,574
USAA $1,242 $1,240

Cheap South Prairie, Washington Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in South Prairie, Washington compared to the annual auto insurance rates with a clean record in South Prairie, Washington.

Annual South Prairie, Washington Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,624 $4,588 $5,109 $4,081
American Family $3,140 $4,023 $4,658 $3,850
Farmers $2,749 $3,428 $3,675 $3,417
GEICO $2,183 $2,789 $4,151 $2,183
Liberty Mutual $3,741 $4,712 $4,808 $4,280
Nationwide $1,867 $2,527 $3,170 $2,041
Progressive $2,741 $4,295 $3,197 $3,307
State Farm $2,545 $3,058 $2,802 $2,802
USAA $1,918 $2,788 $3,497 $2,269

Cheap South Prairie, Washington Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in South Prairie, Washington is not easy. Compare the annual rates for DUI auto insurance in South Prairie, Washington to find the best deal.

Annual Auto Insurance Rates After a DUI in South Prairie, Washington

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,109
American Family $4,658
Farmers $3,675
GEICO $4,151
Liberty Mutual $4,808
Nationwide $3,170
Progressive $3,197
State Farm $2,802
USAA $3,497

Cheap South Prairie, Washington Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how South Prairie, Washington annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in South Prairie, Washington

Insurance Company Poor Fair Good
Allstate $5,382 $4,130 $3,538
American Family $4,627 $3,775 $3,351
Farmers $4,032 $3,066 $2,855
GEICO $3,365 $2,692 $2,423
Liberty Mutual $6,272 $3,858 $3,026
Nationwide $2,862 $2,244 $2,097
Progressive $3,728 $3,328 $3,099
State Farm $4,067 $2,440 $1,897
USAA $3,303 $2,421 $2,130

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Cheap South Prairie, Washington Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in South Prairie, Washington can vary. Compare the annual cost of auto insurance by ZIP code in South Prairie, Washington to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in South Prairie, Washington

ZIP Code Average Annual Rates
98385 $3,335

Cheap South Prairie, Washington Auto Insurance Rates By Commute

Commute length and annual mileage affect South Prairie, Washington auto insurance. Find the cheapest annual South Prairie, Washington auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in South Prairie, Washington

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,350 $4,350
American Family $3,838 $3,998
Farmers $3,317 $3,317
GEICO $2,791 $2,862
Liberty Mutual $4,385 $4,385
Nationwide $2,401 $2,401
Progressive $3,385 $3,385
State Farm $2,723 $2,880
USAA $2,592 $2,644

Cheap South Prairie, Washington Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in South Prairie, Washington? Check out the comparison of annual South Prairie, Washington auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in South Prairie, Washington

Insurance Company Low Medium High
Allstate $4,068 $4,335 $4,647
American Family $3,712 $3,913 $4,129
Farmers $3,074 $3,318 $3,560
GEICO $2,644 $2,828 $3,007
Liberty Mutual $4,116 $4,395 $4,646
Nationwide $2,263 $2,400 $2,540
Progressive $3,048 $3,286 $3,821
State Farm $2,598 $2,815 $2,992
USAA $2,444 $2,618 $2,793

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Best By Category: Cheapest Auto Insurance in South Prairie, Washington

Compare the cheapest auto insurance companies in South Prairie, Washington in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in South Prairie, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest South Prairie, Washington Auto Insurance Companies

What auto insurance companies in South Prairie, Washington are the cheapest? Compare the top South Prairie, Washington auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in South Prairie, Washington

Insurance Company Average Annual Rates
Allstate $4,350
American Family $3,918
Farmers $3,317
GEICO $2,827
Liberty Mutual $4,385
Nationwide $2,401
Progressive $3,385
State Farm $2,802
USAA $2,618

What affects auto insurance rates in South Prairie, Washington?

There are a lot of reasons why auto insurance rates in South Prairie, Washington are higher or lower than in other cities. These include traffic and the number of vehicle thefts in South Prairie, Washington. Many local factors may affect your South Prairie auto insurance rates.

South Prairie Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average South Prairie, Washington commute length is 38.8 minutes according to City-Data.

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Compare South Prairie, Washington Auto Insurance Quotes

Before you buy South Prairie, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free South Prairie, Washington auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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