Best Cheap Auto Insurance in South Portsmouth, KY (2021)

The average South Portsmouth, KY auto insurance rates are $375 per month. The minimum auto insurance in South Portsmouth is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in South Portsmouth, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in South Portsmouth, KY for senior drivers are $2,534 per year
  • The minimum auto insurance required in South Portsmouth, Kentucky is 25/50/25
  • The most expensive auto insurance company in South Portsmouth for teen drivers is Liberty Mutual

South Portsmouth, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in South Portsmouth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in South Portsmouth, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in South Portsmouth to other Kentucky cities, including Independence auto insurance rates, Bowling Green auto insurance rates, and Hopkinsville auto insurance rates to see how South Portsmouth, Kentucky auto insurance rates stack up.

Before you buy South Portsmouth, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free South Portsmouth, Kentucky auto insurance quotes.

Minimum Auto Insurance in South Portsmouth, Kentucky

South Portsmouth, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in South Portsmouth, Kentucky.

Minimum Required Auto Insurance Coverage in South Portsmouth, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap South Portsmouth, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in South Portsmouth, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in South Portsmouth, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,253 $2,975 $3,171 $12,180 $13,684 $3,638 $3,844
GEICO $3,709 $3,438 $3,873 $3,508 $7,451 $8,824 $3,033 $2,624
Liberty Mutual $3,223 $3,497 $2,756 $3,080 $13,293 $14,682 $3,355 $3,468
Nationwide $3,516 $3,512 $3,200 $3,331 $7,480 $9,251 $3,944 $4,119
Progressive $2,162 $2,057 $1,944 $1,948 $10,621 $12,050 $2,684 $2,746
State Farm $1,899 $1,899 $1,699 $1,699 $5,669 $7,166 $2,118 $2,372
Travelers $1,942 $1,976 $1,907 $1,910 $9,126 $14,638 $2,025 $2,334
USAA $1,941 $1,939 $1,759 $1,782 $5,312 $5,579 $2,454 $2,683

Cheap South Portsmouth, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in South Portsmouth, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in South Portsmouth, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in South Portsmouth, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,180 $13,684
GEICO $7,451 $8,824
Liberty Mutual $13,293 $14,682
Nationwide $7,480 $9,251
Progressive $10,621 $12,050
State Farm $5,669 $7,166
Travelers $9,126 $14,638
USAA $5,312 $5,579

Cheap South Portsmouth, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in South Portsmouth, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in South Portsmouth, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,975 $3,171
GEICO $3,873 $3,508
Liberty Mutual $2,756 $3,080
Nationwide $3,200 $3,331
Progressive $1,944 $1,948
State Farm $1,699 $1,699
Travelers $1,907 $1,910
USAA $1,759 $1,782

Cheap South Portsmouth, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in South Portsmouth, Kentucky compared to the annual auto insurance rates with a clean record in South Portsmouth, Kentucky.

Annual South Portsmouth, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,771 $6,223 $6,640 $5,382
GEICO $2,691 $4,826 $7,418 $3,295
Liberty Mutual $4,926 $7,604 $5,903 $5,245
Nationwide $3,852 $4,925 $6,176 $4,223
Progressive $3,742 $5,548 $4,267 $4,549
State Farm $2,801 $3,330 $3,065 $3,065
Travelers $3,915 $4,027 $5,792 $4,196
USAA $2,201 $3,119 $3,748 $2,656

Cheap South Portsmouth, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in South Portsmouth, Kentucky is not easy. Compare the annual rates for DUI auto insurance in South Portsmouth, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in South Portsmouth, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,640
GEICO $7,418
Liberty Mutual $5,903
Nationwide $6,176
Progressive $4,267
State Farm $3,065
Travelers $5,792
USAA $3,748

Cheap South Portsmouth, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how South Portsmouth, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in South Portsmouth, Kentucky

Insurance Company Poor Fair Good
Allstate $7,623 $5,260 $4,380
GEICO $7,493 $3,742 $2,438
Liberty Mutual $8,484 $5,191 $4,084
Nationwide $5,864 $4,565 $3,953
Progressive $5,052 $4,412 $4,116
State Farm $4,427 $2,677 $2,092
Travelers $4,998 $4,232 $4,216
USAA $4,335 $2,453 $2,005

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Cheap South Portsmouth, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in South Portsmouth, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in South Portsmouth, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in South Portsmouth, Kentucky

ZIP Code Average Annual Rates
41174 $3,993

Cheap South Portsmouth, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect South Portsmouth, Kentucky auto insurance. Find the cheapest annual South Portsmouth, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in South Portsmouth, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,754 $5,754
GEICO $4,514 $4,601
Liberty Mutual $5,919 $5,919
Nationwide $4,794 $4,794
Progressive $4,526 $4,526
State Farm $2,991 $3,139
Travelers $4,482 $4,482
USAA $2,822 $3,040

Cheap South Portsmouth, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in South Portsmouth, Kentucky? Check out the comparison of annual South Portsmouth, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in South Portsmouth, Kentucky

Insurance Company Low Medium High
Allstate $5,359 $5,733 $6,171
GEICO $4,251 $4,551 $4,871
Liberty Mutual $5,604 $5,877 $6,277
Nationwide $4,753 $4,727 $4,902
Progressive $4,152 $4,459 $4,969
State Farm $2,886 $3,060 $3,249
Travelers $4,243 $4,499 $4,704
USAA $2,782 $2,924 $3,087

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Best By Category: Cheapest Auto Insurance in South Portsmouth, Kentucky

Compare the cheapest auto insurance companies in South Portsmouth, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in South Portsmouth, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest South Portsmouth, Kentucky Auto Insurance Companies

What auto insurance companies in South Portsmouth, Kentucky are the cheapest? Compare the top South Portsmouth, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in South Portsmouth, Kentucky

Insurance Company Average Annual Rates
Allstate $5,754
GEICO $4,557
Liberty Mutual $5,919
Nationwide $4,794
Progressive $4,526
State Farm $3,065
Travelers $4,482
USAA $2,931

Compare South Portsmouth, Kentucky Auto Insurance Quotes

Before you buy South Portsmouth, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free South Portsmouth, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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