Best Cheap Auto Insurance in South Portland, ME (2021)

The average South Portland, ME auto insurance rates are $205 per month. The minimum auto insurance in South Portland is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in South Portland, Maine, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in South Portland, ME for senior drivers are $1,430 per year
  • The minimum auto insurance required in South Portland, Maine is 50/100/25
  • The average commute length in South Portland is 18.8 minutes

South Portland, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in South Portland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in South Portland, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in South Portland to other Maine cities, including Augusta auto insurance rates, Portland auto insurance rates, and Biddeford auto insurance rates to see how South Portland, Maine auto insurance rates stack up.

Before you buy South Portland, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free South Portland, Maine auto insurance quotes.

Minimum Auto Insurance in South Portland, Maine

South Portland, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in South Portland, Maine.

Minimum Required Auto Insurance Coverage in South Portland, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap South Portland, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in South Portland, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in South Portland, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,757 $1,807 $1,588 $1,719 $4,498 $6,003 $1,902 $2,122
Farmers $1,612 $1,627 $1,529 $1,623 $5,567 $6,005 $1,938 $1,998
GEICO $929 $961 $929 $929 $2,316 $3,005 $1,013 $1,077
Liberty Mutual $2,688 $2,688 $2,563 $2,563 $5,636 $8,401 $2,688 $3,759
Progressive $1,739 $1,703 $1,739 $1,703 $7,370 $8,275 $2,022 $2,279
State Farm $1,271 $1,271 $1,207 $1,207 $4,142 $5,170 $1,424 $1,557
Travelers $1,092 $1,122 $989 $1,009 $4,479 $6,064 $1,067 $1,209
USAA $807 $792 $803 $782 $2,658 $2,927 $1,021 $1,064

Cheap South Portland, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in South Portland, Maine is a challenge. Take a look at the annual teen auto insurance rates in South Portland, Maine.

Annual Auto Insurance Rates for Teen Drivers in South Portland, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,498 $6,003
Farmers $5,567 $6,005
GEICO $2,316 $3,005
Liberty Mutual $5,636 $8,401
Progressive $7,370 $8,275
State Farm $4,142 $5,170
Travelers $4,479 $6,064
USAA $2,658 $2,927

Cheap South Portland, Maine Auto Insurance for Seniors

What are senior auto insurance rates in South Portland, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in South Portland, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,588 $1,719
Farmers $1,529 $1,623
GEICO $929 $929
Liberty Mutual $2,563 $2,563
Progressive $1,739 $1,703
State Farm $1,207 $1,207
Travelers $989 $1,009
USAA $803 $782

Cheap South Portland, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in South Portland, Maine compared to the annual auto insurance rates with a clean record in South Portland, Maine.

Annual South Portland, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,176 $2,962 $3,096 $2,464
Farmers $2,389 $3,049 $2,646 $2,865
GEICO $1,018 $1,428 $2,115 $1,018
Liberty Mutual $2,946 $3,489 $5,839 $3,218
Progressive $2,683 $4,554 $2,990 $3,187
State Farm $1,952 $2,360 $2,156 $2,156
Travelers $1,773 $1,970 $2,477 $2,294
USAA $1,029 $1,357 $1,909 $1,132

Cheap South Portland, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in South Portland, Maine is not easy. Compare the annual rates for DUI auto insurance in South Portland, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in South Portland, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,096
Farmers $2,646
GEICO $2,115
Liberty Mutual $5,839
Progressive $2,990
State Farm $2,156
Travelers $2,477
USAA $1,909

Cheap South Portland, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how South Portland, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in South Portland, Maine

Insurance Company Poor Fair Good
Allstate $3,357 $2,564 $2,103
Farmers $3,195 $2,613 $2,404
GEICO $1,877 $1,246 $1,062
Liberty Mutual $5,391 $3,495 $2,734
Progressive $3,778 $3,254 $3,028
State Farm $3,140 $1,876 $1,452
Travelers $2,504 $2,053 $1,829
USAA $1,773 $1,227 $1,070

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap South Portland, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in South Portland, Maine can vary. Compare the annual cost of auto insurance by ZIP code in South Portland, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in South Portland, Maine

ZIP Code Average Annual Rates
4106 $2,129

Cheap South Portland, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect South Portland, Maine auto insurance. Find the cheapest annual South Portland, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in South Portland, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,675 $2,675
Farmers $2,738 $2,738
GEICO $1,372 $1,418
Liberty Mutual $3,795 $3,951
Progressive $3,354 $3,354
State Farm $2,086 $2,226
Travelers $2,129 $2,129
USAA $1,319 $1,395

Cheap South Portland, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in South Portland, Maine? Check out the comparison of annual South Portland, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in South Portland, Maine

Insurance Company Low Medium High
Allstate $2,640 $2,641 $2,742
Farmers $2,611 $2,631 $2,971
GEICO $1,365 $1,375 $1,444
Liberty Mutual $3,817 $3,817 $3,986
Progressive $3,275 $3,283 $3,502
State Farm $2,095 $2,131 $2,242
Travelers $2,091 $2,095 $2,200
USAA $1,326 $1,339 $1,406

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in South Portland, Maine

Compare the cheapest auto insurance companies in South Portland, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in South Portland, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest South Portland, Maine Auto Insurance Companies

What auto insurance companies in South Portland, Maine are the cheapest? Compare the top South Portland, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in South Portland, Maine

Insurance Company Average Annual Rates
Allstate $2,675
Farmers $2,738
GEICO $1,395
Liberty Mutual $3,873
Progressive $3,354
State Farm $2,156
Travelers $2,129
USAA $1,357

What affects auto insurance rates in South Portland, Maine?

There are a lot of reasons why auto insurance rates in South Portland, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in South Portland, Maine. Many local factors may affect your South Portland auto insurance rates.

South Portland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average South Portland, Maine commute length is 18.8 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare South Portland, Maine Auto Insurance Quotes

Before you buy South Portland, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free South Portland, Maine auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption