Best Cheap Auto Insurance in South Plains, TX (2021)

The average South Plains, TX auto insurance rates are $302 per month. The minimum auto insurance in South Plains is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in South Plains, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The minimum auto insurance required in South Plains, Texas is 30/60/25
  • Average auto insurance rates in South Plains, TX for senior drivers are $2,232 per year
  • The most expensive auto insurance company in South Plains for teen drivers is Allstate

South Plains, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in South Plains can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in South Plains, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in South Plains to other Texas cities, including Plano auto insurance rates, Fort Worth auto insurance rates, and Dallas auto insurance rates to see how South Plains, Texas auto insurance rates stack up.

Before you buy South Plains, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free South Plains, Texas auto insurance quotes.

Minimum Auto Insurance in South Plains, Texas

South Plains, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in South Plains, Texas.

Minimum Required Auto Insurance Coverage in South Plains, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap South Plains, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in South Plains, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in South Plains, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,669 $3,570 $3,570 $9,262 $11,278 $4,500 $4,732
American Family $2,670 $2,954 $2,427 $2,765 $6,587 $8,626 $3,743 $4,251
GEICO $2,194 $2,344 $2,081 $2,310 $4,654 $4,898 $2,371 $2,400
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,030 $1,961 $1,791 $1,833 $7,840 $8,763 $2,413 $2,478
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Cheap South Plains, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in South Plains, Texas is a challenge. Take a look at the annual teen auto insurance rates in South Plains, Texas.

Annual Auto Insurance Rates for Teen Drivers in South Plains, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,262 $11,278
American Family $6,587 $8,626
GEICO $4,654 $4,898
Nationwide $7,378 $9,563
Progressive $7,840 $8,763
State Farm $4,064 $5,155
USAA $3,909 $4,372

Cheap South Plains, Texas Auto Insurance for Seniors

What are senior auto insurance rates in South Plains, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in South Plains, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,570 $3,570
American Family $2,427 $2,765
GEICO $2,081 $2,310
Nationwide $2,331 $2,486
Progressive $1,791 $1,833
State Farm $1,556 $1,556
USAA $1,464 $1,501

Cheap South Plains, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in South Plains, Texas compared to the annual auto insurance rates with a clean record in South Plains, Texas.

Annual South Plains, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,367 $6,556 $6,805 $4,367
American Family $3,887 $4,920 $4,319 $3,887
GEICO $2,472 $3,229 $2,745 $3,180
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $3,186 $4,052 $3,724 $3,593
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,787 $2,568 $3,006 $2,051

Cheap South Plains, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in South Plains, Texas is not easy. Compare the annual rates for DUI auto insurance in South Plains, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in South Plains, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,805
American Family $4,319
GEICO $2,745
Nationwide $5,439
Progressive $3,724
State Farm $2,937
USAA $3,006

Cheap South Plains, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how South Plains, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in South Plains, Texas

Insurance Company Poor Fair Good
Allstate $7,047 $5,140 $4,386
American Family $5,899 $3,669 $3,191
GEICO $4,472 $2,543 $1,704
Nationwide $5,059 $4,032 $3,507
Progressive $4,135 $3,528 $3,253
State Farm $3,491 $2,172 $1,730
USAA $3,528 $1,968 $1,564

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Cheap South Plains, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in South Plains, Texas can vary. Compare the annual cost of auto insurance by ZIP code in South Plains, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in South Plains, Texas

ZIP Code Average Annual Rates
79258 $5,197

Cheap South Plains, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect South Plains, Texas auto insurance. Find the cheapest annual South Plains, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in South Plains, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,399 $5,649
American Family $4,253 $4,253
GEICO $2,850 $2,962
Nationwide $4,199 $4,199
Progressive $3,639 $3,639
State Farm $2,464 $2,464
USAA $2,322 $2,384

Cheap South Plains, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in South Plains, Texas? Check out the comparison of annual South Plains, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in South Plains, Texas

Insurance Company Low Medium High
Allstate $5,431 $5,489 $5,652
American Family $3,993 $4,115 $4,651
GEICO $2,787 $2,878 $3,054
Nationwide $4,557 $4,013 $4,028
Progressive $3,492 $3,625 $3,799
State Farm $2,350 $2,458 $2,585
USAA $2,300 $2,347 $2,412

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Best By Category: Cheapest Auto Insurance in South Plains, Texas

Compare the cheapest auto insurance companies in South Plains, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in South Plains, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest South Plains, Texas Auto Insurance Companies

What auto insurance companies in South Plains, Texas are the cheapest? Compare the top South Plains, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in South Plains, Texas

Insurance Company Average Annual Rates
Allstate $5,524
American Family $4,253
GEICO $2,906
Nationwide $4,199
Progressive $3,639
State Farm $2,464
USAA $2,353

Compare South Plains, Texas Auto Insurance Quotes

Before you buy South Plains, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free South Plains, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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