Best Cheap Auto Insurance in South Lyme, CT (2021)

The average South Lyme, CT auto insurance rates are $344 per month. The minimum auto insurance in South Lyme is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in South Lyme, Connecticut, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in South Lyme is GEICO
  • The most expensive auto insurance company in South Lyme for teen drivers is Liberty Mutual
  • Average auto insurance rates in South Lyme, CT for senior drivers are $2,079 per year

South Lyme, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in South Lyme can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in South Lyme, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in South Lyme to other Connecticut cities, including New Haven auto insurance rates, Bridgeport auto insurance rates, and Norwalk auto insurance rates to see how South Lyme, Connecticut auto insurance rates stack up.

Before you buy South Lyme, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free South Lyme, Connecticut auto insurance quotes.

Minimum Auto Insurance in South Lyme, Connecticut

South Lyme, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in South Lyme, Connecticut.

Minimum Required Auto Insurance Coverage in South Lyme, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap South Lyme, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in South Lyme, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in South Lyme, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,309 $3,286 $3,038 $3,251 $10,031 $11,836 $3,479 $3,672
GEICO $1,911 $1,916 $1,773 $1,787 $4,386 $5,184 $1,842 $1,789
Liberty Mutual $3,222 $3,500 $2,483 $3,054 $16,009 $18,035 $3,265 $3,561
Nationwide $2,151 $2,175 $1,935 $2,028 $5,929 $7,512 $2,492 $2,677
Progressive $2,650 $2,467 $2,259 $2,352 $11,065 $12,269 $3,024 $3,388
State Farm $1,649 $1,649 $1,516 $1,516 $4,952 $6,221 $1,851 $2,121
Travelers $1,431 $1,451 $1,426 $1,421 $10,719 $17,231 $1,555 $1,750
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap South Lyme, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in South Lyme, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in South Lyme, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in South Lyme, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,031 $11,836
GEICO $4,386 $5,184
Liberty Mutual $16,009 $18,035
Nationwide $5,929 $7,512
Progressive $11,065 $12,269
State Farm $4,952 $6,221
Travelers $10,719 $17,231
USAA $5,822 $6,120

Cheap South Lyme, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in South Lyme, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in South Lyme, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,038 $3,251
GEICO $1,773 $1,787
Liberty Mutual $2,483 $3,054
Nationwide $1,935 $2,028
Progressive $2,259 $2,352
State Farm $1,516 $1,516
Travelers $1,426 $1,421
USAA $1,727 $1,706

Cheap South Lyme, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in South Lyme, Connecticut compared to the annual auto insurance rates with a clean record in South Lyme, Connecticut.

Annual South Lyme, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,468 $5,498 $6,516 $4,468
GEICO $1,629 $2,133 $4,534 $1,998
Liberty Mutual $5,820 $7,280 $7,209 $6,256
Nationwide $2,743 $3,570 $4,084 $3,052
Progressive $4,209 $6,111 $4,428 $4,989
State Farm $2,501 $2,745 $2,745 $2,745
Travelers $3,728 $4,035 $5,858 $4,870
USAA $2,343 $2,941 $4,435 $2,343

Cheap South Lyme, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in South Lyme, Connecticut is not easy. Compare the annual rates for DUI auto insurance in South Lyme, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in South Lyme, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,516
GEICO $4,534
Liberty Mutual $7,209
Nationwide $4,084
Progressive $4,428
State Farm $2,745
Travelers $5,858
USAA $4,435

Cheap South Lyme, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how South Lyme, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in South Lyme, Connecticut

Insurance Company Poor Fair Good
Allstate $6,657 $5,046 $4,010
GEICO $3,740 $2,259 $1,722
Liberty Mutual $9,419 $5,878 $4,626
Nationwide $4,446 $2,991 $2,650
Progressive $5,369 $4,818 $4,615
State Farm $3,729 $2,394 $1,929
Travelers $5,246 $4,374 $4,248
USAA $3,987 $2,690 $2,369

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap South Lyme, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in South Lyme, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in South Lyme, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in South Lyme, Connecticut

ZIP Code Average Annual Rates
6376 $4,176

Cheap South Lyme, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect South Lyme, Connecticut auto insurance. Find the cheapest annual South Lyme, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in South Lyme, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,238 $5,238
GEICO $2,534 $2,613
Liberty Mutual $6,641 $6,641
Nationwide $3,362 $3,362
Progressive $4,934 $4,934
State Farm $2,618 $2,750
Travelers $4,623 $4,623
USAA $2,979 $3,051

Cheap South Lyme, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in South Lyme, Connecticut? Check out the comparison of annual South Lyme, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in South Lyme, Connecticut

Insurance Company Low Medium High
Allstate $4,983 $5,232 $5,498
GEICO $2,391 $2,544 $2,786
Liberty Mutual $6,391 $6,594 $6,939
Nationwide $3,424 $3,388 $3,276
Progressive $4,580 $4,889 $5,334
State Farm $2,519 $2,688 $2,845
Travelers $4,296 $4,592 $4,980
USAA $2,826 $3,018 $3,202

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in South Lyme, Connecticut

Compare the cheapest auto insurance companies in South Lyme, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in South Lyme, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest South Lyme, Connecticut Auto Insurance Companies

What auto insurance companies in South Lyme, Connecticut are the cheapest? Compare the top South Lyme, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in South Lyme, Connecticut

Insurance Company Average Annual Rates
Allstate $5,238
GEICO $2,574
Liberty Mutual $6,641
Nationwide $3,362
Progressive $4,934
State Farm $2,684
Travelers $4,623
USAA $3,015

Compare South Lyme, Connecticut Auto Insurance Quotes

Before you buy South Lyme, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free South Lyme, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption