Best Cheap Auto Insurance in South Heart, ND (2021)

The average South Heart, ND auto insurance rates are $361 per month. The minimum auto insurance in South Heart is at least 25/50/25 in coverage to comply with North Dakota auto insurance laws. To find the best cheap auto insurance in South Heart, North Dakota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in South Heart is USAA
  • The most expensive auto insurance company in South Heart for teen drivers is Liberty Mutual
  • The average commute length in South Heart is 22.0 minutes

South Heart, North Dakota auto insurance requirements are 25/50/25 according to North Dakota auto insurance laws. Finding cheap auto insurance in South Heart can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in South Heart, North Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in South Heart to other North Dakota cities, including West Fargo auto insurance rates, Watford City auto insurance rates, and Bismarck auto insurance rates to see how South Heart, North Dakota auto insurance rates stack up.

Before you buy South Heart, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free South Heart, North Dakota auto insurance quotes.

Minimum Auto Insurance in South Heart, North Dakota

South Heart, North Dakota auto insurance laws require that you have at least the North Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in South Heart, North Dakota.

Minimum Required Auto Insurance Coverage in South Heart, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap South Heart, North Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in South Heart, North Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in South Heart, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,887 $2,934 $2,519 $2,682 $10,389 $12,096 $3,240 $3,528
American Family $2,620 $2,620 $2,367 $2,367 $5,582 $8,020 $2,620 $3,063
Farmers $1,933 $1,903 $1,729 $1,797 $6,883 $7,072 $2,202 $2,336
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,137 $7,715 $5,728 $6,937 $28,385 $31,663 $7,481 $8,215
Nationwide $1,975 $2,027 $1,767 $1,890 $4,413 $5,467 $2,249 $2,393
Progressive $2,254 $2,144 $1,830 $1,898 $8,558 $9,574 $2,781 $2,829
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,105 $1,097 $900 $903 $3,802 $4,593 $1,590 $1,730

Cheap South Heart, North Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in South Heart, North Dakota is a challenge. Take a look at the annual teen auto insurance rates in South Heart, North Dakota.

Annual Auto Insurance Rates for Teen Drivers in South Heart, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,389 $12,096
American Family $5,582 $8,020
Farmers $6,883 $7,072
GEICO $4,150 $5,218
Liberty Mutual $28,385 $31,663
Nationwide $4,413 $5,467
Progressive $8,558 $9,574
State Farm $4,879 $6,182
USAA $3,802 $4,593

Cheap South Heart, North Dakota Auto Insurance for Seniors

What are senior auto insurance rates in South Heart, North Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in South Heart, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,519 $2,682
American Family $2,367 $2,367
Farmers $1,729 $1,797
GEICO $1,863 $1,884
Liberty Mutual $5,728 $6,937
Nationwide $1,767 $1,890
Progressive $1,830 $1,898
State Farm $1,575 $1,575
USAA $900 $903

Cheap South Heart, North Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in South Heart, North Dakota compared to the annual auto insurance rates with a clean record in South Heart, North Dakota.

Annual South Heart, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,142 $4,527 $6,726 $4,743
American Family $2,674 $3,820 $5,075 $3,060
Farmers $2,724 $3,473 $3,429 $3,302
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,451 $12,919 $14,042 $13,218
Nationwide $2,037 $2,823 $3,909 $2,321
Progressive $3,671 $4,541 $3,716 $4,006
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,397 $1,976 $2,763 $1,724

Cheap South Heart, North Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in South Heart, North Dakota is not easy. Compare the annual rates for DUI auto insurance in South Heart, North Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in South Heart, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,726
American Family $5,075
Farmers $3,429
GEICO $4,084
Liberty Mutual $14,042
Nationwide $3,909
Progressive $3,716
State Farm $2,757
USAA $2,763

Cheap South Heart, North Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how South Heart, North Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in South Heart, North Dakota

Insurance Company Poor Fair Good
Allstate $6,325 $4,827 $3,951
American Family $4,816 $3,338 $2,818
Farmers $3,737 $3,055 $2,904
GEICO $3,222 $2,595 $2,265
Liberty Mutual $18,768 $11,197 $8,759
Nationwide $3,381 $2,628 $2,309
Progressive $4,584 $3,847 $3,520
State Farm $3,857 $2,452 $1,962
USAA $2,713 $1,718 $1,464

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Cheap South Heart, North Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect South Heart, North Dakota auto insurance. Find the cheapest annual South Heart, North Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in South Heart, North Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,911 $5,158
American Family $3,612 $3,703
Farmers $3,232 $3,232
GEICO $2,663 $2,724
Liberty Mutual $12,908 $12,908
Nationwide $2,773 $2,773
Progressive $3,984 $3,984
State Farm $2,683 $2,831
USAA $1,945 $1,985

Cheap South Heart, North Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in South Heart, North Dakota? Check out the comparison of annual South Heart, North Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in South Heart, North Dakota

Insurance Company Low Medium High
Allstate $4,945 $5,032 $5,126
American Family $3,772 $3,839 $3,361
Farmers $3,164 $3,219 $3,313
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,638 $12,855 $13,230
Nationwide $2,708 $2,759 $2,851
Progressive $3,870 $3,973 $4,108
State Farm $2,691 $2,764 $2,816
USAA $1,915 $1,966 $2,014

Best By Category: Cheapest Auto Insurance in South Heart, North Dakota

Compare the cheapest auto insurance companies in South Heart, North Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in South Heart, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest South Heart, North Dakota Auto Insurance Companies

What auto insurance companies in South Heart, North Dakota are the cheapest? Compare the top South Heart, North Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in South Heart, North Dakota

Insurance Company Average Annual Rates
Allstate $5,034
American Family $3,657
Farmers $3,232
GEICO $2,694
Liberty Mutual $12,908
Nationwide $2,773
Progressive $3,984
State Farm $2,757
USAA $1,965

What affects auto insurance rates in South Heart, North Dakota?

There are a lot of reasons why auto insurance rates in South Heart, North Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in South Heart, North Dakota. Many local factors may affect your South Heart auto insurance rates.

South Heart Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average South Heart, North Dakota commute length is 22.0 minutes according to City-Data.

Compare South Heart, North Dakota Auto Insurance Quotes

Before you buy South Heart, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free South Heart, North Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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