Best Cheap Auto Insurance in South Gardiner, ME (2021)

The average South Gardiner, ME auto insurance rates are $224 per month. The minimum auto insurance in South Gardiner is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in South Gardiner, Maine, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in South Gardiner is USAA
  • Average auto insurance rates in South Gardiner, ME for senior drivers are $1,565 per year
  • The most expensive auto insurance company in South Gardiner for teen drivers is Progressive

South Gardiner, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in South Gardiner can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in South Gardiner, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in South Gardiner to other Maine cities, including Westbrook auto insurance rates, Auburn auto insurance rates, and Lewiston auto insurance rates to see how South Gardiner, Maine auto insurance rates stack up.

Before you buy South Gardiner, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free South Gardiner, Maine auto insurance quotes.

Minimum Auto Insurance in South Gardiner, Maine

South Gardiner, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in South Gardiner, Maine.

Minimum Required Auto Insurance Coverage in South Gardiner, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap South Gardiner, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in South Gardiner, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in South Gardiner, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,830 $1,879 $1,649 $1,785 $4,641 $6,209 $1,984 $2,214
Farmers $1,705 $1,721 $1,610 $1,717 $5,704 $6,218 $2,032 $2,099
GEICO $1,032 $1,069 $1,032 $1,032 $2,542 $3,303 $1,126 $1,200
Liberty Mutual $3,014 $3,014 $2,871 $2,871 $6,390 $9,557 $3,014 $4,240
Progressive $1,818 $1,784 $1,818 $1,784 $7,630 $8,571 $2,113 $2,382
State Farm $1,363 $1,363 $1,289 $1,289 $4,387 $5,476 $1,524 $1,667
Travelers $1,393 $1,439 $1,257 $1,285 $5,631 $7,654 $1,375 $1,589
USAA $887 $875 $882 $862 $2,919 $3,221 $1,129 $1,187

Cheap South Gardiner, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in South Gardiner, Maine is a challenge. Take a look at the annual teen auto insurance rates in South Gardiner, Maine.

Annual Auto Insurance Rates for Teen Drivers in South Gardiner, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,641 $6,209
Farmers $5,704 $6,218
GEICO $2,542 $3,303
Liberty Mutual $6,390 $9,557
Progressive $7,630 $8,571
State Farm $4,387 $5,476
Travelers $5,631 $7,654
USAA $2,919 $3,221

Cheap South Gardiner, Maine Auto Insurance for Seniors

What are senior auto insurance rates in South Gardiner, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in South Gardiner, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,649 $1,785
Farmers $1,610 $1,717
GEICO $1,032 $1,032
Liberty Mutual $2,871 $2,871
Progressive $1,818 $1,784
State Farm $1,289 $1,289
Travelers $1,257 $1,285
USAA $882 $862

Cheap South Gardiner, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in South Gardiner, Maine compared to the annual auto insurance rates with a clean record in South Gardiner, Maine.

Annual South Gardiner, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,259 $3,072 $3,209 $2,557
Farmers $2,490 $3,177 $2,755 $2,982
GEICO $1,123 $1,578 $2,345 $1,123
Liberty Mutual $3,368 $3,956 $6,500 $3,662
Progressive $2,793 $4,727 $3,112 $3,318
State Farm $2,081 $2,509 $2,295 $2,295
Travelers $2,253 $2,506 $3,136 $2,917
USAA $1,136 $1,496 $2,099 $1,250

Cheap South Gardiner, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in South Gardiner, Maine is not easy. Compare the annual rates for DUI auto insurance in South Gardiner, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in South Gardiner, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,209
Farmers $2,755
GEICO $2,345
Liberty Mutual $6,500
Progressive $3,112
State Farm $2,295
Travelers $3,136
USAA $2,099

Cheap South Gardiner, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how South Gardiner, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in South Gardiner, Maine

Insurance Company Poor Fair Good
Allstate $3,489 $2,657 $2,176
Farmers $3,324 $2,723 $2,506
GEICO $2,075 $1,377 $1,174
Liberty Mutual $6,086 $3,944 $3,084
Progressive $3,937 $3,382 $3,143
State Farm $3,343 $1,997 $1,546
Travelers $3,183 $2,606 $2,320
USAA $1,962 $1,349 $1,174

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Cheap South Gardiner, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in South Gardiner, Maine can vary. Compare the annual cost of auto insurance by ZIP code in South Gardiner, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in South Gardiner, Maine

ZIP Code Average Annual Rates
4359 $2,326

Cheap South Gardiner, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect South Gardiner, Maine auto insurance. Find the cheapest annual South Gardiner, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in South Gardiner, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,774 $2,774
Farmers $2,851 $2,851
GEICO $1,517 $1,567
Liberty Mutual $4,282 $4,461
Progressive $3,488 $3,488
State Farm $2,220 $2,370
Travelers $2,703 $2,703
USAA $1,453 $1,537

Cheap South Gardiner, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in South Gardiner, Maine? Check out the comparison of annual South Gardiner, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in South Gardiner, Maine

Insurance Company Low Medium High
Allstate $2,734 $2,735 $2,853
Farmers $2,726 $2,745 $3,082
GEICO $1,511 $1,521 $1,595
Liberty Mutual $4,317 $4,317 $4,481
Progressive $3,403 $3,410 $3,650
State Farm $2,233 $2,270 $2,382
Travelers $2,657 $2,663 $2,789
USAA $1,466 $1,478 $1,542

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Best By Category: Cheapest Auto Insurance in South Gardiner, Maine

Compare the cheapest auto insurance companies in South Gardiner, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in South Gardiner, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest South Gardiner, Maine Auto Insurance Companies

What auto insurance companies in South Gardiner, Maine are the cheapest? Compare the top South Gardiner, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in South Gardiner, Maine

Insurance Company Average Annual Rates
Allstate $2,774
Farmers $2,851
GEICO $1,542
Liberty Mutual $4,371
Progressive $3,488
State Farm $2,295
Travelers $2,703
USAA $1,495

Compare South Gardiner, Maine Auto Insurance Quotes

Before you buy South Gardiner, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free South Gardiner, Maine auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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