Best Cheap Auto Insurance in South Fork, CO (2021)

The average South Fork, CO auto insurance rates are $301 per month. The minimum auto insurance in South Fork is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in South Fork, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in South Fork is GEICO
  • The average commute length in South Fork is 13.6 minutes
  • The minimum auto insurance required in South Fork, Colorado is 25/50/15

South Fork, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in South Fork can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in South Fork, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in South Fork to other Colorado cities, including Lakewood auto insurance rates, Westminster auto insurance rates, and Fort Collins auto insurance rates to see how South Fork, Colorado auto insurance rates stack up.

Before you buy South Fork, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free South Fork, Colorado auto insurance quotes.

Minimum Auto Insurance in South Fork, Colorado

South Fork, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in South Fork, Colorado.

Minimum Required Auto Insurance Coverage in South Fork, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap South Fork, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in South Fork, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in South Fork, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,141 $2,952 $2,815 $2,846 $10,448 $10,948 $3,491 $3,527
American Family $2,345 $2,345 $2,115 $2,115 $5,676 $7,600 $2,345 $2,877
Farmers $2,931 $2,905 $2,655 $2,848 $10,897 $10,998 $3,241 $3,303
GEICO $1,612 $1,756 $1,674 $1,875 $5,010 $5,334 $1,484 $1,526
Liberty Mutual $1,821 $1,793 $1,533 $1,681 $5,091 $5,560 $1,844 $1,888
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,706 $2,535 $2,335 $2,332 $8,991 $10,083 $3,058 $2,984
State Farm $1,886 $1,886 $1,683 $1,683 $5,292 $6,714 $2,106 $2,497
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Cheap South Fork, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in South Fork, Colorado is a challenge. Take a look at the annual teen auto insurance rates in South Fork, Colorado.

Annual Auto Insurance Rates for Teen Drivers in South Fork, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,448 $10,948
American Family $5,676 $7,600
Farmers $10,897 $10,998
GEICO $5,010 $5,334
Liberty Mutual $5,091 $5,560
Nationwide $5,513 $7,064
Progressive $8,991 $10,083
State Farm $5,292 $6,714
USAA $5,325 $6,108

Cheap South Fork, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in South Fork, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in South Fork, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,815 $2,846
American Family $2,115 $2,115
Farmers $2,655 $2,848
GEICO $1,674 $1,875
Liberty Mutual $1,533 $1,681
Nationwide $1,977 $2,093
Progressive $2,335 $2,332
State Farm $1,683 $1,683
USAA $2,042 $2,056

Cheap South Fork, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in South Fork, Colorado compared to the annual auto insurance rates with a clean record in South Fork, Colorado.

Annual South Fork, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,309 $4,931 $5,987 $4,858
American Family $2,534 $3,607 $4,697 $2,872
Farmers $4,198 $5,389 $5,317 $4,985
GEICO $1,801 $2,776 $3,204 $2,353
Liberty Mutual $2,313 $2,713 $2,836 $2,743
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,796 $5,271 $4,009 $4,436
State Farm $2,741 $3,195 $2,968 $2,968
USAA $2,344 $2,849 $4,987 $2,642

Cheap South Fork, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in South Fork, Colorado is not easy. Compare the annual rates for DUI auto insurance in South Fork, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in South Fork, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,987
American Family $4,697
Farmers $5,317
GEICO $3,204
Liberty Mutual $2,836
Nationwide $4,398
Progressive $4,009
State Farm $2,968
USAA $4,987

Cheap South Fork, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how South Fork, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in South Fork, Colorado

Insurance Company Poor Fair Good
Allstate $6,409 $4,927 $3,727
American Family $4,458 $3,168 $2,657
Farmers $5,769 $4,690 $4,458
GEICO $3,041 $2,533 $2,026
Liberty Mutual $3,802 $2,308 $1,843
Nationwide $3,990 $3,154 $2,751
Progressive $4,998 $4,247 $3,889
State Farm $4,123 $2,648 $2,134
USAA $4,757 $2,700 $2,160

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Cheap South Fork, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in South Fork, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in South Fork, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in South Fork, Colorado

ZIP Code Average Annual Rates
81154 $3,329

Cheap South Fork, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect South Fork, Colorado auto insurance. Find the cheapest annual South Fork, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in South Fork, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,021 $5,021
American Family $3,354 $3,500
Farmers $4,972 $4,972
GEICO $2,481 $2,586
Liberty Mutual $2,651 $2,651
Nationwide $3,298 $3,298
Progressive $4,378 $4,378
State Farm $2,897 $3,040
USAA $3,115 $3,296

Cheap South Fork, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in South Fork, Colorado? Check out the comparison of annual South Fork, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in South Fork, Colorado

Insurance Company Low Medium High
Allstate $4,755 $5,004 $5,305
American Family $3,258 $3,499 $3,526
Farmers $4,440 $4,912 $5,565
GEICO $2,341 $2,501 $2,759
Liberty Mutual $2,521 $2,642 $2,791
Nationwide $3,323 $3,295 $3,276
Progressive $4,064 $4,388 $4,681
State Farm $2,795 $2,969 $3,141
USAA $3,077 $3,205 $3,334

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Best By Category: Cheapest Auto Insurance in South Fork, Colorado

Compare the cheapest auto insurance companies in South Fork, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in South Fork, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest South Fork, Colorado Auto Insurance Companies

What auto insurance companies in South Fork, Colorado are the cheapest? Compare the top South Fork, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in South Fork, Colorado

Insurance Company Average Annual Rates
Allstate $5,021
American Family $3,427
Farmers $4,972
GEICO $2,533
Liberty Mutual $2,651
Nationwide $3,298
Progressive $4,378
State Farm $2,968
USAA $3,206

What affects auto insurance rates in South Fork, Colorado?

There are a lot of reasons why auto insurance rates in South Fork, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in South Fork, Colorado. Many local factors may affect your South Fork auto insurance rates.

South Fork Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average South Fork, Colorado commute length is 13.6 minutes according to City-Data.

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Compare South Fork, Colorado Auto Insurance Quotes

Before you buy South Fork, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free South Fork, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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