Best Cheap Auto Insurance in South Charleston, OH (2021)

The average South Charleston, OH auto insurance rates are $230 per month. The minimum auto insurance in South Charleston is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in South Charleston, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in South Charleston is USAA
  • The minimum auto insurance required in South Charleston, Ohio is 25/50/25
  • The average commute length in South Charleston is 18.7 minutes

South Charleston, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in South Charleston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in South Charleston, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in South Charleston to other Ohio cities, including Dayton auto insurance rates, Parma auto insurance rates, and Toledo auto insurance rates to see how South Charleston, Ohio auto insurance rates stack up.

Before you buy South Charleston, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free South Charleston, Ohio auto insurance quotes.

Minimum Auto Insurance in South Charleston, Ohio

South Charleston, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in South Charleston, Ohio.

Minimum Required Auto Insurance Coverage in South Charleston, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap South Charleston, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in South Charleston, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in South Charleston, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,056 $2,043 $1,855 $1,982 $5,756 $6,595 $2,157 $2,301
American Family $955 $991 $875 $878 $2,962 $3,215 $1,182 $1,245
Farmers $1,836 $1,830 $1,619 $1,709 $8,029 $8,320 $2,052 $2,140
GEICO $1,227 $1,193 $1,156 $1,169 $3,287 $3,057 $1,362 $1,153
Liberty Mutual $1,915 $2,087 $1,474 $1,788 $10,151 $11,460 $2,031 $2,218
Nationwide $2,222 $2,233 $2,005 $2,019 $5,697 $7,347 $2,382 $2,773
Progressive $1,698 $1,598 $1,412 $1,461 $7,611 $8,575 $2,029 $2,101
State Farm $1,473 $1,473 $1,321 $1,321 $4,653 $5,837 $1,714 $1,970
Travelers $1,459 $1,481 $1,451 $1,441 $6,272 $9,870 $1,522 $1,740
USAA $882 $889 $841 $838 $2,743 $3,051 $1,178 $1,271

Cheap South Charleston, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in South Charleston, Ohio is a challenge. Take a look at the annual teen auto insurance rates in South Charleston, Ohio.

Annual Auto Insurance Rates for Teen Drivers in South Charleston, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,756 $6,595
American Family $2,962 $3,215
Farmers $8,029 $8,320
GEICO $3,287 $3,057
Liberty Mutual $10,151 $11,460
Nationwide $5,697 $7,347
Progressive $7,611 $8,575
State Farm $4,653 $5,837
Travelers $6,272 $9,870
USAA $2,743 $3,051

Cheap South Charleston, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in South Charleston, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in South Charleston, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,855 $1,982
American Family $875 $878
Farmers $1,619 $1,709
GEICO $1,156 $1,169
Liberty Mutual $1,474 $1,788
Nationwide $2,005 $2,019
Progressive $1,412 $1,461
State Farm $1,321 $1,321
Travelers $1,451 $1,441
USAA $841 $838

Cheap South Charleston, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in South Charleston, Ohio compared to the annual auto insurance rates with a clean record in South Charleston, Ohio.

Annual South Charleston, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,596 $3,138 $3,697 $2,941
American Family $1,474 $1,559 $1,559 $1,559
Farmers $2,840 $3,655 $3,565 $3,708
GEICO $1,155 $1,665 $2,417 $1,565
Liberty Mutual $3,479 $4,465 $4,558 $4,059
Nationwide $2,672 $3,400 $4,314 $2,954
Progressive $2,854 $3,883 $3,040 $3,465
State Farm $2,247 $2,693 $2,470 $2,470
Travelers $2,321 $3,028 $4,568 $2,702
USAA $1,122 $1,505 $1,976 $1,243

Cheap South Charleston, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in South Charleston, Ohio is not easy. Compare the annual rates for DUI auto insurance in South Charleston, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in South Charleston, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,697
American Family $1,559
Farmers $3,565
GEICO $2,417
Liberty Mutual $4,558
Nationwide $4,314
Progressive $3,040
State Farm $2,470
Travelers $4,568
USAA $1,976

Cheap South Charleston, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how South Charleston, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in South Charleston, Ohio

Insurance Company Poor Fair Good
Allstate $3,968 $2,895 $2,416
American Family $2,039 $1,394 $1,181
Farmers $3,901 $3,291 $3,134
GEICO $2,037 $1,700 $1,364
Liberty Mutual $5,925 $3,642 $2,854
Nationwide $4,026 $3,242 $2,737
Progressive $3,713 $3,214 $3,005
State Farm $3,520 $2,176 $1,715
Travelers $3,529 $3,069 $2,866
USAA $1,896 $1,343 $1,145

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Cheap South Charleston, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in South Charleston, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in South Charleston, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in South Charleston, Ohio

ZIP Code Average Annual Rates
45368 $2,654

Cheap South Charleston, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect South Charleston, Ohio auto insurance. Find the cheapest annual South Charleston, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in South Charleston, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,093 $3,093
American Family $1,519 $1,557
Farmers $3,442 $3,442
GEICO $1,671 $1,730
Liberty Mutual $4,140 $4,140
Nationwide $3,335 $3,335
Progressive $3,311 $3,311
State Farm $2,409 $2,531
Travelers $3,155 $3,155
USAA $1,407 $1,517

Cheap South Charleston, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in South Charleston, Ohio? Check out the comparison of annual South Charleston, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in South Charleston, Ohio

Insurance Company Low Medium High
Allstate $3,001 $3,087 $3,191
American Family $1,511 $1,549 $1,553
Farmers $3,261 $3,390 $3,675
GEICO $1,645 $1,693 $1,764
Liberty Mutual $3,991 $4,160 $4,270
Nationwide $3,690 $3,232 $3,083
Progressive $3,171 $3,281 $3,480
State Farm $2,350 $2,478 $2,583
Travelers $3,077 $3,195 $3,192
USAA $1,398 $1,460 $1,527

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Best By Category: Cheapest Auto Insurance in South Charleston, Ohio

Compare the cheapest auto insurance companies in South Charleston, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in South Charleston, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest South Charleston, Ohio Auto Insurance Companies

What auto insurance companies in South Charleston, Ohio are the cheapest? Compare the top South Charleston, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in South Charleston, Ohio

Insurance Company Average Annual Rates
Allstate $3,093
American Family $1,538
Farmers $3,442
GEICO $1,701
Liberty Mutual $4,140
Nationwide $3,335
Progressive $3,311
State Farm $2,470
Travelers $3,155
USAA $1,462

What affects auto insurance rates in South Charleston, Ohio?

There are a lot of reasons why auto insurance rates in South Charleston, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in South Charleston, Ohio. Many local factors may affect your South Charleston auto insurance rates.

South Charleston Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average South Charleston, Ohio commute length is 18.7 minutes according to City-Data.

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Compare South Charleston, Ohio Auto Insurance Quotes

Before you buy South Charleston, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free South Charleston, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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