Best Cheap Auto Insurance in South Carrollton, KY (2021)

The average South Carrollton, KY auto insurance rates are $351 per month. The minimum auto insurance in South Carrollton is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in South Carrollton, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in South Carrollton is USAA
  • The average commute length in South Carrollton is 35.7 minutes
  • The minimum auto insurance required in South Carrollton, Kentucky is 25/50/25

South Carrollton, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in South Carrollton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in South Carrollton, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in South Carrollton to other Kentucky cities, including Richmond auto insurance rates, Bowling Green auto insurance rates, and Independence auto insurance rates to see how South Carrollton, Kentucky auto insurance rates stack up.

Before you buy South Carrollton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free South Carrollton, Kentucky auto insurance quotes.

Minimum Auto Insurance in South Carrollton, Kentucky

South Carrollton, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in South Carrollton, Kentucky.

Minimum Required Auto Insurance Coverage in South Carrollton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap South Carrollton, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in South Carrollton, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in South Carrollton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,069 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,756 $2,986 $2,351 $2,623 $11,311 $12,495 $2,880 $2,993
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,024 $1,933 $1,806 $1,822 $9,570 $10,813 $2,508 $2,567
State Farm $2,069 $2,069 $1,851 $1,851 $6,258 $7,894 $2,308 $2,598
Travelers $2,123 $2,162 $2,081 $2,086 $10,051 $16,114 $2,216 $2,565
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

Cheap South Carrollton, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in South Carrollton, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in South Carrollton, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in South Carrollton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $11,311 $12,495
Nationwide $6,037 $7,550
Progressive $9,570 $10,813
State Farm $6,258 $7,894
Travelers $10,051 $16,114
USAA $4,875 $5,165

Cheap South Carrollton, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in South Carrollton, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in South Carrollton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,351 $2,623
Nationwide $2,519 $2,640
Progressive $1,806 $1,822
State Farm $1,851 $1,851
Travelers $2,081 $2,086
USAA $1,693 $1,740

Cheap South Carrollton, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in South Carrollton, Kentucky compared to the annual auto insurance rates with a clean record in South Carrollton, Kentucky.

Annual South Carrollton, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,799 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,209 $6,475 $5,037 $4,477
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,420 $5,042 $3,902 $4,157
State Farm $3,067 $3,657 $3,362 $3,362
Travelers $4,298 $4,422 $6,372 $4,607
USAA $2,103 $2,980 $3,541 $2,530

Cheap South Carrollton, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in South Carrollton, Kentucky is not easy. Compare the annual rates for DUI auto insurance in South Carrollton, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in South Carrollton, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $5,037
Nationwide $4,997
Progressive $3,902
State Farm $3,362
Travelers $6,372
USAA $3,541

Cheap South Carrollton, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how South Carrollton, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in South Carrollton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,224 $4,430 $3,494
Nationwide $4,672 $3,666 $3,197
Progressive $4,631 $4,021 $3,740
State Farm $4,860 $2,936 $2,291
Travelers $5,494 $4,650 $4,631
USAA $4,165 $2,317 $1,884

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Cheap South Carrollton, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in South Carrollton, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in South Carrollton, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in South Carrollton, Kentucky

ZIP Code Average Annual Rates
42374 $3,747

Cheap South Carrollton, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect South Carrollton, Kentucky auto insurance. Find the cheapest annual South Carrollton, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in South Carrollton, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $5,049 $5,049
Nationwide $3,845 $3,845
Progressive $4,131 $4,131
State Farm $3,282 $3,442
Travelers $4,925 $4,925
USAA $2,683 $2,894

Cheap South Carrollton, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in South Carrollton, Kentucky? Check out the comparison of annual South Carrollton, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in South Carrollton, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,813 $5,017 $5,317
Nationwide $3,908 $3,801 $3,826
Progressive $3,841 $4,085 $4,465
State Farm $3,182 $3,358 $3,547
Travelers $4,678 $4,948 $5,149
USAA $2,673 $2,783 $2,910

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Best By Category: Cheapest Auto Insurance in South Carrollton, Kentucky

Compare the cheapest auto insurance companies in South Carrollton, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in South Carrollton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest South Carrollton, Kentucky Auto Insurance Companies

What auto insurance companies in South Carrollton, Kentucky are the cheapest? Compare the top South Carrollton, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in South Carrollton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $5,049
Nationwide $3,845
Progressive $4,131
State Farm $3,362
Travelers $4,925
USAA $2,789

What affects auto insurance rates in South Carrollton, Kentucky?

There are a lot of reasons why auto insurance rates in South Carrollton, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in South Carrollton, Kentucky. Many local factors may affect your South Carrollton auto insurance rates.

South Carrollton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average South Carrollton, Kentucky commute length is 35.7 minutes according to City-Data.

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Compare South Carrollton, Kentucky Auto Insurance Quotes

Before you buy South Carrollton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free South Carrollton, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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