Best Cheap Auto Insurance in South Bend, WA (2021)

The average South Bend, WA auto insurance rates are $239 per month. The minimum auto insurance in South Bend is at least 25/50/10 in coverage to comply with Washington auto insurance laws. To find the best cheap auto insurance in South Bend, Washington, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in South Bend, Washington is 25/50/10
  • The average commute length in South Bend is 16.6 minutes
  • The most expensive auto insurance company in South Bend for teen drivers is Liberty Mutual

South Bend, Washington auto insurance requirements are 25/50/10 according to Washington auto insurance laws. Finding cheap auto insurance in South Bend can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in South Bend, Washington, including driving record, credit, commute time, and more.

Compare auto insurance in South Bend to other Washington cities, including Tacoma auto insurance rates, Renton auto insurance rates, and Spokane Valley auto insurance rates to see how South Bend, Washington auto insurance rates stack up.

Before you buy South Bend, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free South Bend, Washington auto insurance quotes.

Minimum Auto Insurance in South Bend, Washington

South Bend, Washington auto insurance laws require that you have at least the Washington minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in South Bend, Washington.

Minimum Required Auto Insurance Coverage in South Bend, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap South Bend, Washington Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in South Bend, Washington are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in South Bend, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,987 $1,963 $1,839 $1,927 $6,952 $8,041 $2,107 $2,183
American Family $1,926 $1,926 $1,758 $1,758 $7,337 $10,034 $1,926 $2,591
Farmers $1,595 $1,634 $1,463 $1,637 $3,522 $3,759 $2,000 $2,103
GEICO $1,913 $1,947 $1,795 $1,795 $4,154 $5,427 $3,231 $2,352
Liberty Mutual $1,684 $1,845 $1,510 $1,764 $9,224 $10,206 $1,813 $1,982
Nationwide $1,338 $1,368 $1,244 $1,295 $3,534 $4,318 $1,586 $1,714
Progressive $1,475 $1,380 $1,323 $1,340 $7,359 $8,257 $1,770 $1,772
State Farm $1,632 $1,632 $1,468 $1,468 $4,746 $6,011 $1,856 $2,139
USAA $1,101 $1,087 $1,056 $1,058 $4,687 $5,561 $1,392 $1,525

Cheap South Bend, Washington Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in South Bend, Washington is a challenge. Take a look at the annual teen auto insurance rates in South Bend, Washington.

Annual Auto Insurance Rates for Teen Drivers in South Bend, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,952 $8,041
American Family $7,337 $10,034
Farmers $3,522 $3,759
GEICO $4,154 $5,427
Liberty Mutual $9,224 $10,206
Nationwide $3,534 $4,318
Progressive $7,359 $8,257
State Farm $4,746 $6,011
USAA $4,687 $5,561

Cheap South Bend, Washington Auto Insurance for Seniors

What are senior auto insurance rates in South Bend, Washington? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in South Bend, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,839 $1,927
American Family $1,758 $1,758
Farmers $1,463 $1,637
GEICO $1,795 $1,795
Liberty Mutual $1,510 $1,764
Nationwide $1,244 $1,295
Progressive $1,323 $1,340
State Farm $1,468 $1,468
USAA $1,056 $1,058

Cheap South Bend, Washington Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in South Bend, Washington compared to the annual auto insurance rates with a clean record in South Bend, Washington.

Annual South Bend, Washington Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,841 $3,553 $3,930 $3,176
American Family $2,934 $3,754 $4,346 $3,594
Farmers $1,837 $2,273 $2,476 $2,271
GEICO $2,183 $2,789 $4,151 $2,183
Liberty Mutual $3,206 $4,027 $4,117 $3,664
Nationwide $1,596 $2,156 $2,702 $1,744
Progressive $2,502 $3,894 $2,923 $3,020
State Farm $2,379 $2,859 $2,619 $2,619
USAA $1,609 $2,325 $2,898 $1,901

Cheap South Bend, Washington Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in South Bend, Washington is not easy. Compare the annual rates for DUI auto insurance in South Bend, Washington to find the best deal.

Annual Auto Insurance Rates After a DUI in South Bend, Washington

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,930
American Family $4,346
Farmers $2,476
GEICO $4,151
Liberty Mutual $4,117
Nationwide $2,702
Progressive $2,923
State Farm $2,619
USAA $2,898

Cheap South Bend, Washington Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how South Bend, Washington annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in South Bend, Washington

Insurance Company Poor Fair Good
Allstate $4,194 $3,192 $2,738
American Family $4,318 $3,524 $3,129
Farmers $2,724 $2,028 $1,891
GEICO $3,365 $2,692 $2,423
Liberty Mutual $5,368 $3,301 $2,592
Nationwide $2,433 $1,922 $1,795
Progressive $3,405 $3,031 $2,818
State Farm $3,808 $2,280 $1,769
USAA $2,757 $2,019 $1,773

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Cheap South Bend, Washington Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in South Bend, Washington can vary. Compare the annual cost of auto insurance by ZIP code in South Bend, Washington to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in South Bend, Washington

ZIP Code Average Annual Rates
98586 $2,856

Cheap South Bend, Washington Auto Insurance Rates By Commute

Commute length and annual mileage affect South Bend, Washington auto insurance. Find the cheapest annual South Bend, Washington auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in South Bend, Washington

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,375 $3,375
American Family $3,582 $3,732
Farmers $2,214 $2,214
GEICO $2,791 $2,862
Liberty Mutual $3,754 $3,754
Nationwide $2,050 $2,050
Progressive $3,085 $3,085
State Farm $2,547 $2,691
USAA $2,162 $2,205

Cheap South Bend, Washington Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in South Bend, Washington? Check out the comparison of annual South Bend, Washington auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in South Bend, Washington

Insurance Company Low Medium High
Allstate $3,160 $3,363 $3,601
American Family $3,464 $3,652 $3,855
Farmers $2,079 $2,215 $2,348
GEICO $2,644 $2,828 $3,007
Liberty Mutual $3,535 $3,758 $3,968
Nationwide $1,940 $2,048 $2,161
Progressive $2,830 $3,014 $3,410
State Farm $2,448 $2,631 $2,779
USAA $2,053 $2,181 $2,316

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Best By Category: Cheapest Auto Insurance in South Bend, Washington

Compare the cheapest auto insurance companies in South Bend, Washington in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in South Bend, Washington

Category Insurance Company
Teenagers Farmers
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI Farmers
With 1 Speeding Violation Nationwide

The Cheapest South Bend, Washington Auto Insurance Companies

What auto insurance companies in South Bend, Washington are the cheapest? Compare the top South Bend, Washington auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in South Bend, Washington

Insurance Company Average Annual Rates
Allstate $3,375
American Family $3,657
Farmers $2,214
GEICO $2,827
Liberty Mutual $3,754
Nationwide $2,050
Progressive $3,085
State Farm $2,619
USAA $2,183

What affects auto insurance rates in South Bend, Washington?

There are a lot of reasons why auto insurance rates in South Bend, Washington are higher or lower than in other cities. These include traffic and the number of vehicle thefts in South Bend, Washington. Many local factors may affect your South Bend auto insurance rates.

South Bend Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average South Bend, Washington commute length is 16.6 minutes according to City-Data.

South Bend Traffic

How does South Bend, Washington rank for traffic? According to Inrix South Bend, Washington is the 822nd most congested worldwide.

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Compare South Bend, Washington Auto Insurance Quotes

Before you buy South Bend, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free South Bend, Washington auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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