Best Cheap Auto Insurance in Sound Beach, NY (2021)

The average Sound Beach, NY auto insurance rates are $459 per month. The minimum auto insurance in Sound Beach is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Sound Beach, New York, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Sound Beach is 36.3 minutes
  • The cheapest auto insurance company in Sound Beach is GEICO
  • The most expensive auto insurance company in Sound Beach for teen drivers is Liberty Mutual

Sound Beach, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Sound Beach can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sound Beach, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Sound Beach to other New York cities, including Yonkers auto insurance rates, Syracuse auto insurance rates, and Schenectady auto insurance rates to see how Sound Beach, New York auto insurance rates stack up.

Before you buy Sound Beach, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sound Beach, New York auto insurance quotes.

Minimum Auto Insurance in Sound Beach, New York

Sound Beach, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sound Beach, New York.

Minimum Required Auto Insurance Coverage in Sound Beach, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Sound Beach, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sound Beach, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sound Beach, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,765 $3,463 $3,566 $3,591 $11,114 $11,811 $3,570 $3,529
GEICO $2,271 $2,184 $2,207 $2,175 $4,906 $7,260 $2,040 $2,088
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $3,379 $3,048 $2,614 $2,684 $11,598 $12,652 $4,278 $4,019
State Farm $3,740 $3,740 $3,281 $3,281 $11,023 $13,550 $4,133 $4,353
Travelers $4,449 $4,365 $4,069 $4,280 $10,626 $12,593 $4,665 $4,762
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

Cheap Sound Beach, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sound Beach, New York is a challenge. Take a look at the annual teen auto insurance rates in Sound Beach, New York.

Annual Auto Insurance Rates for Teen Drivers in Sound Beach, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,114 $11,811
GEICO $4,906 $7,260
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $11,598 $12,652
State Farm $11,023 $13,550
Travelers $10,626 $12,593
USAA $9,224 $10,935

Cheap Sound Beach, New York Auto Insurance for Seniors

What are senior auto insurance rates in Sound Beach, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sound Beach, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,566 $3,591
GEICO $2,207 $2,175
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,614 $2,684
State Farm $3,281 $3,281
Travelers $4,069 $4,280
USAA $2,085 $2,091

Cheap Sound Beach, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sound Beach, New York compared to the annual auto insurance rates with a clean record in Sound Beach, New York.

Annual Sound Beach, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,681 $4,681 $6,903 $5,941
GEICO $2,423 $2,643 $5,076 $2,423
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $5,369 $5,369 $5,990 $5,408
State Farm $5,594 $5,594 $6,182 $6,182
Travelers $5,243 $6,689 $6,784 $6,189
USAA $3,912 $3,976 $5,682 $3,976

Cheap Sound Beach, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sound Beach, New York is not easy. Compare the annual rates for DUI auto insurance in Sound Beach, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Sound Beach, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,903
GEICO $5,076
Liberty Mutual $13,289
Nationwide $9,066
Progressive $5,990
State Farm $6,182
Travelers $6,784
USAA $5,682

Cheap Sound Beach, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sound Beach, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sound Beach, New York

Insurance Company Poor Fair Good
Allstate $8,120 $4,615 $3,919
GEICO $3,938 $2,892 $2,595
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $8,995 $4,420 $3,187
State Farm $8,312 $5,213 $4,138
Travelers $8,752 $5,348 $4,577
USAA $6,717 $3,426 $3,016

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Cheap Sound Beach, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sound Beach, New York can vary. Compare the annual cost of auto insurance by ZIP code in Sound Beach, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sound Beach, New York

ZIP Code Average Annual Rates
11789 $5,542

Cheap Sound Beach, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Sound Beach, New York auto insurance. Find the cheapest annual Sound Beach, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sound Beach, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,473 $5,629
GEICO $3,049 $3,234
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $5,534 $5,534
State Farm $5,672 $6,104
Travelers $6,226 $6,226
USAA $4,342 $4,431

Cheap Sound Beach, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sound Beach, New York? Check out the comparison of annual Sound Beach, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sound Beach, New York

Insurance Company Low Medium High
Allstate $5,065 $5,520 $6,069
GEICO $2,943 $3,126 $3,355
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $5,173 $5,487 $5,942
State Farm $5,526 $5,928 $6,209
Travelers $5,849 $6,149 $6,681
USAA $4,224 $4,357 $4,579

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Best By Category: Cheapest Auto Insurance in Sound Beach, New York

Compare the cheapest auto insurance companies in Sound Beach, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sound Beach, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Sound Beach, New York Auto Insurance Companies

What auto insurance companies in Sound Beach, New York are the cheapest? Compare the top Sound Beach, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sound Beach, New York

Insurance Company Average Annual Rates
Allstate $5,551
GEICO $3,142
Liberty Mutual $8,098
Nationwide $5,276
Progressive $5,534
State Farm $5,888
Travelers $6,226
USAA $4,387

What affects auto insurance rates in Sound Beach, New York?

There are a lot of reasons why auto insurance rates in Sound Beach, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sound Beach, New York. Many local factors may affect your Sound Beach auto insurance rates.

Sound Beach Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sound Beach, New York commute length is 36.3 minutes according to City-Data.

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Compare Sound Beach, New York Auto Insurance Quotes

Before you buy Sound Beach, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sound Beach, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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