Best Cheap Auto Insurance in Sonora, TX (2021)

The average Sonora, TX auto insurance rates are $292 per month. The minimum auto insurance in Sonora is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Sonora, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Sonora, TX for senior drivers are $2,128 per year
  • The most expensive auto insurance company in Sonora for teen drivers is Progressive
  • The average commute length in Sonora is 14.2 minutes

Sonora, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Sonora can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sonora, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Sonora to other Texas cities, including San Antonio auto insurance rates, Plano auto insurance rates, and Arlington auto insurance rates to see how Sonora, Texas auto insurance rates stack up.

Before you buy Sonora, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sonora, Texas auto insurance quotes.

Minimum Auto Insurance in Sonora, Texas

Sonora, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sonora, Texas.

Minimum Required Auto Insurance Coverage in Sonora, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sonora, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sonora, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sonora, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,964 $3,008 $2,928 $2,928 $7,650 $9,299 $3,689 $3,877
American Family $2,303 $2,542 $2,115 $2,401 $5,730 $7,536 $3,228 $3,676
GEICO $2,165 $2,317 $2,044 $2,298 $4,639 $4,802 $2,346 $2,351
Nationwide $2,572 $2,616 $2,272 $2,408 $7,216 $9,282 $3,015 $3,265
Progressive $2,578 $2,407 $2,290 $2,341 $10,745 $11,897 $3,002 $2,987
State Farm $1,707 $1,707 $1,507 $1,507 $3,875 $4,902 $1,841 $1,904
USAA $1,446 $1,474 $1,368 $1,383 $3,831 $4,232 $1,936 $2,120

Cheap Sonora, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sonora, Texas is a challenge. Take a look at the annual teen auto insurance rates in Sonora, Texas.

Annual Auto Insurance Rates for Teen Drivers in Sonora, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,650 $9,299
American Family $5,730 $7,536
GEICO $4,639 $4,802
Nationwide $7,216 $9,282
Progressive $10,745 $11,897
State Farm $3,875 $4,902
USAA $3,831 $4,232

Cheap Sonora, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Sonora, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sonora, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,928 $2,928
American Family $2,115 $2,401
GEICO $2,044 $2,298
Nationwide $2,272 $2,408
Progressive $2,290 $2,341
State Farm $1,507 $1,507
USAA $1,368 $1,383

Cheap Sonora, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sonora, Texas compared to the annual auto insurance rates with a clean record in Sonora, Texas.

Annual Sonora, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,585 $5,385 $5,616 $3,585
American Family $3,379 $4,260 $3,747 $3,379
GEICO $2,439 $3,181 $2,712 $3,149
Nationwide $3,537 $3,537 $5,251 $3,998
Progressive $4,167 $5,404 $4,867 $4,686
State Farm $2,127 $2,410 $2,810 $2,127
USAA $1,675 $2,433 $2,864 $1,922

Cheap Sonora, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sonora, Texas is not easy. Compare the annual rates for DUI auto insurance in Sonora, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Sonora, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,616
American Family $3,747
GEICO $2,712
Nationwide $5,251
Progressive $4,867
State Farm $2,810
USAA $2,864

Cheap Sonora, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sonora, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sonora, Texas

Insurance Company Poor Fair Good
Allstate $5,777 $4,234 $3,618
American Family $5,129 $3,168 $2,776
GEICO $4,415 $2,511 $1,684
Nationwide $4,906 $3,926 $3,411
Progressive $5,385 $4,650 $4,307
State Farm $3,356 $2,087 $1,662
USAA $3,300 $1,873 $1,498

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Cheap Sonora, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sonora, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Sonora, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sonora, Texas

ZIP Code Average Annual Rates
76950 $5,247

Cheap Sonora, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Sonora, Texas auto insurance. Find the cheapest annual Sonora, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sonora, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,440 $4,645
American Family $3,691 $3,691
GEICO $2,812 $2,929
Nationwide $4,081 $4,081
Progressive $4,781 $4,781
State Farm $2,368 $2,368
USAA $2,195 $2,252

Cheap Sonora, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sonora, Texas? Check out the comparison of annual Sonora, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sonora, Texas

Insurance Company Low Medium High
Allstate $4,470 $4,516 $4,643
American Family $3,470 $3,578 $4,026
GEICO $2,727 $2,837 $3,047
Nationwide $4,377 $3,906 $3,959
Progressive $4,476 $4,745 $5,122
State Farm $2,263 $2,363 $2,480
USAA $2,165 $2,217 $2,290

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Best By Category: Cheapest Auto Insurance in Sonora, Texas

Compare the cheapest auto insurance companies in Sonora, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sonora, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Sonora, Texas Auto Insurance Companies

What auto insurance companies in Sonora, Texas are the cheapest? Compare the top Sonora, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sonora, Texas

Insurance Company Average Annual Rates
Allstate $4,543
American Family $3,691
GEICO $2,870
Nationwide $4,081
Progressive $4,781
State Farm $2,368
USAA $2,224

What affects auto insurance rates in Sonora, Texas?

There are a lot of reasons why auto insurance rates in Sonora, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sonora, Texas. Many local factors may affect your Sonora auto insurance rates.

Sonora Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Sonora, Texas auto theft statistics, there have been 2 auto thefts in the city.

Sonora Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sonora, Texas commute length is 14.2 minutes according to City-Data.

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Compare Sonora, Texas Auto Insurance Quotes

Before you buy Sonora, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sonora, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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