Best Cheap Auto Insurance in Sonora, KY (2021)

The average Sonora, KY auto insurance rates are $363 per month. The minimum auto insurance in Sonora is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Sonora, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Sonora for teen drivers is Travelers
  • The minimum auto insurance required in Sonora, Kentucky is 25/50/25
  • Average auto insurance rates in Sonora, KY for senior drivers are $2,436 per year

Sonora, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Sonora can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sonora, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Sonora to other Kentucky cities, including Bowling Green auto insurance rates, Florence auto insurance rates, and Covington auto insurance rates to see how Sonora, Kentucky auto insurance rates stack up.

Before you buy Sonora, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sonora, Kentucky auto insurance quotes.

Minimum Auto Insurance in Sonora, Kentucky

Sonora, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sonora, Kentucky.

Minimum Required Auto Insurance Coverage in Sonora, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sonora, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sonora, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sonora, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,184 $3,145 $2,885 $3,074 $11,870 $13,325 $3,511 $3,704
GEICO $3,676 $3,399 $3,843 $3,479 $7,439 $8,768 $2,990 $2,580
Liberty Mutual $3,057 $3,325 $2,615 $2,931 $11,726 $12,972 $3,190 $3,313
Nationwide $3,035 $3,029 $2,745 $2,862 $6,743 $8,373 $3,436 $3,593
Progressive $2,219 $2,117 $1,986 $2,000 $10,662 $12,064 $2,753 $2,814
State Farm $1,630 $1,630 $1,458 $1,458 $4,764 $6,038 $1,816 $2,020
Travelers $2,200 $2,236 $2,181 $2,179 $10,861 $17,451 $2,307 $2,632
USAA $1,792 $1,798 $1,621 $1,652 $4,717 $4,973 $2,260 $2,478

Cheap Sonora, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sonora, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Sonora, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Sonora, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,870 $13,325
GEICO $7,439 $8,768
Liberty Mutual $11,726 $12,972
Nationwide $6,743 $8,373
Progressive $10,662 $12,064
State Farm $4,764 $6,038
Travelers $10,861 $17,451
USAA $4,717 $4,973

Cheap Sonora, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Sonora, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sonora, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,885 $3,074
GEICO $3,843 $3,479
Liberty Mutual $2,615 $2,931
Nationwide $2,745 $2,862
Progressive $1,986 $2,000
State Farm $1,458 $1,458
Travelers $2,181 $2,179
USAA $1,621 $1,652

Cheap Sonora, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sonora, Kentucky compared to the annual auto insurance rates with a clean record in Sonora, Kentucky.

Annual Sonora, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $6,043 $6,456 $5,224
GEICO $2,708 $4,796 $7,268 $3,316
Liberty Mutual $4,506 $6,904 $5,371 $4,783
Nationwide $3,361 $4,347 $5,499 $3,701
Progressive $3,786 $5,599 $4,319 $4,603
State Farm $2,383 $2,820 $2,602 $2,602
Travelers $4,577 $4,706 $6,830 $4,910
USAA $2,009 $2,838 $3,380 $2,418

Cheap Sonora, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sonora, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Sonora, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Sonora, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,456
GEICO $7,268
Liberty Mutual $5,371
Nationwide $5,499
Progressive $4,319
State Farm $2,602
Travelers $6,830
USAA $3,380

Cheap Sonora, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sonora, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sonora, Kentucky

Insurance Company Poor Fair Good
Allstate $7,400 $5,109 $4,253
GEICO $7,434 $3,712 $2,419
Liberty Mutual $7,731 $4,716 $3,726
Nationwide $5,136 $4,037 $3,508
Progressive $5,123 $4,457 $4,150
State Farm $3,751 $2,275 $1,780
Travelers $5,854 $4,965 $4,948
USAA $3,953 $2,220 $1,811

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Cheap Sonora, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sonora, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Sonora, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sonora, Kentucky

ZIP Code Average Annual Rates
42776 $3,891

Cheap Sonora, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Sonora, Kentucky auto insurance. Find the cheapest annual Sonora, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sonora, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,587 $5,587
GEICO $4,480 $4,563
Liberty Mutual $5,391 $5,391
Nationwide $4,227 $4,227
Progressive $4,577 $4,577
State Farm $2,538 $2,666
Travelers $5,256 $5,256
USAA $2,561 $2,761

Cheap Sonora, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sonora, Kentucky? Check out the comparison of annual Sonora, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sonora, Kentucky

Insurance Company Low Medium High
Allstate $5,183 $5,565 $6,015
GEICO $4,184 $4,496 $4,885
Liberty Mutual $5,106 $5,353 $5,714
Nationwide $4,276 $4,178 $4,227
Progressive $4,223 $4,516 $4,991
State Farm $2,432 $2,597 $2,777
Travelers $4,967 $5,278 $5,523
USAA $2,530 $2,655 $2,800

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Best By Category: Cheapest Auto Insurance in Sonora, Kentucky

Compare the cheapest auto insurance companies in Sonora, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sonora, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Sonora, Kentucky Auto Insurance Companies

What auto insurance companies in Sonora, Kentucky are the cheapest? Compare the top Sonora, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sonora, Kentucky

Insurance Company Average Annual Rates
Allstate $5,587
GEICO $4,522
Liberty Mutual $5,391
Nationwide $4,227
Progressive $4,577
State Farm $2,602
Travelers $5,256
USAA $2,661

What affects auto insurance rates in Sonora, Kentucky?

There are a lot of reasons why auto insurance rates in Sonora, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sonora, Kentucky. Many local factors may affect your Sonora auto insurance rates.

Sonora Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sonora, Kentucky commute length is 26.4 minutes according to City-Data.

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Compare Sonora, Kentucky Auto Insurance Quotes

Before you buy Sonora, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sonora, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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