Best Cheap Auto Insurance in Somersville, CT (2021)

The average Somersville, CT auto insurance rates are $363 per month. The minimum auto insurance in Somersville is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Somersville, Connecticut, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Somersville for teen drivers is Travelers
  • The cheapest auto insurance company in Somersville is GEICO
  • The minimum auto insurance required in Somersville, Connecticut is 25/50/20

Somersville, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Somersville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Somersville, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Somersville to other Connecticut cities, including Danbury auto insurance rates, New Britain auto insurance rates, and Stamford auto insurance rates to see how Somersville, Connecticut auto insurance rates stack up.

Before you buy Somersville, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Somersville, Connecticut auto insurance quotes.

Minimum Auto Insurance in Somersville, Connecticut

Somersville, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Somersville, Connecticut.

Minimum Required Auto Insurance Coverage in Somersville, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Somersville, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Somersville, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Somersville, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,507 $3,469 $3,232 $3,459 $10,695 $12,631 $3,667 $3,852
GEICO $1,929 $1,934 $1,789 $1,804 $4,434 $5,251 $1,860 $1,806
Liberty Mutual $3,116 $3,380 $2,400 $2,947 $15,528 $17,480 $3,161 $3,448
Nationwide $2,233 $2,259 $2,007 $2,105 $6,166 $7,822 $2,587 $2,781
Progressive $2,650 $2,467 $2,259 $2,352 $11,065 $12,269 $3,024 $3,388
State Farm $1,635 $1,635 $1,504 $1,504 $4,927 $6,185 $1,836 $2,107
Travelers $1,828 $1,854 $1,828 $1,822 $14,352 $23,234 $1,992 $2,230
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap Somersville, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Somersville, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Somersville, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Somersville, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,695 $12,631
GEICO $4,434 $5,251
Liberty Mutual $15,528 $17,480
Nationwide $6,166 $7,822
Progressive $11,065 $12,269
State Farm $4,927 $6,185
Travelers $14,352 $23,234
USAA $5,822 $6,120

Cheap Somersville, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Somersville, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Somersville, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,232 $3,459
GEICO $1,789 $1,804
Liberty Mutual $2,400 $2,947
Nationwide $2,007 $2,105
Progressive $2,259 $2,352
State Farm $1,504 $1,504
Travelers $1,828 $1,822
USAA $1,727 $1,706

Cheap Somersville, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Somersville, Connecticut compared to the annual auto insurance rates with a clean record in Somersville, Connecticut.

Annual Somersville, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,738 $5,847 $6,933 $4,738
GEICO $1,649 $2,158 $4,572 $2,024
Liberty Mutual $5,637 $7,053 $6,982 $6,058
Nationwide $2,847 $3,710 $4,249 $3,173
Progressive $4,209 $6,111 $4,428 $4,989
State Farm $2,484 $2,728 $2,728 $2,728
Travelers $4,942 $5,354 $7,804 $6,470
USAA $2,343 $2,941 $4,435 $2,343

Cheap Somersville, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Somersville, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Somersville, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Somersville, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,933
GEICO $4,572
Liberty Mutual $6,982
Nationwide $4,249
Progressive $4,428
State Farm $2,728
Travelers $7,804
USAA $4,435

Cheap Somersville, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Somersville, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Somersville, Connecticut

Insurance Company Poor Fair Good
Allstate $7,087 $5,355 $4,250
GEICO $3,780 $2,282 $1,740
Liberty Mutual $9,118 $5,695 $4,484
Nationwide $4,631 $3,105 $2,749
Progressive $5,369 $4,818 $4,615
State Farm $3,705 $2,378 $1,917
Travelers $6,968 $5,812 $5,647
USAA $3,987 $2,690 $2,369

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Somersville, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Somersville, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Somersville, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Somersville, Connecticut

ZIP Code Average Annual Rates
6072 $4,402

Cheap Somersville, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Somersville, Connecticut auto insurance. Find the cheapest annual Somersville, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Somersville, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,564 $5,564
GEICO $2,561 $2,640
Liberty Mutual $6,432 $6,432
Nationwide $3,495 $3,495
Progressive $4,934 $4,934
State Farm $2,602 $2,732
Travelers $6,143 $6,143
USAA $2,979 $3,051

Cheap Somersville, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Somersville, Connecticut? Check out the comparison of annual Somersville, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Somersville, Connecticut

Insurance Company Low Medium High
Allstate $5,237 $5,555 $5,900
GEICO $2,419 $2,569 $2,814
Liberty Mutual $6,202 $6,390 $6,706
Nationwide $3,571 $3,521 $3,393
Progressive $4,580 $4,889 $5,334
State Farm $2,504 $2,671 $2,826
Travelers $5,671 $6,098 $6,658
USAA $2,826 $3,018 $3,202

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Somersville, Connecticut

Compare the cheapest auto insurance companies in Somersville, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Somersville, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Somersville, Connecticut Auto Insurance Companies

What auto insurance companies in Somersville, Connecticut are the cheapest? Compare the top Somersville, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Somersville, Connecticut

Insurance Company Average Annual Rates
Allstate $5,564
GEICO $2,601
Liberty Mutual $6,432
Nationwide $3,495
Progressive $4,934
State Farm $2,667
Travelers $6,143
USAA $3,015

Compare Somersville, Connecticut Auto Insurance Quotes

Before you buy Somersville, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Somersville, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption