Best Cheap Auto Insurance in Somerset Center, MI (2021)

The average Somerset Center, MI auto insurance rates are $736 per month. The minimum auto insurance in Somerset Center is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Somerset Center, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Somerset Center for teen drivers is Allstate
  • Average auto insurance rates in Somerset Center, MI for senior drivers are $5,899 per year
  • The cheapest auto insurance company in Somerset Center is USAA

Somerset Center, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Somerset Center can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Somerset Center, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Somerset Center to other Michigan cities, including Grand Rapids auto insurance rates, Detroit auto insurance rates, and Ann Arbor auto insurance rates to see how Somerset Center, Michigan auto insurance rates stack up.

Before you buy Somerset Center, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Somerset Center, Michigan auto insurance quotes.

Minimum Auto Insurance in Somerset Center, Michigan

Somerset Center, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Somerset Center, Michigan.

Minimum Required Auto Insurance Coverage in Somerset Center, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Somerset Center, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Somerset Center, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Somerset Center, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,929 $15,929 $14,824 $14,824 $39,085 $39,085 $16,773 $16,773
Farmers $4,008 $4,008 $3,739 $3,739 $9,013 $9,013 $4,508 $4,508
GEICO $3,993 $3,993 $4,067 $4,067 $10,918 $10,918 $3,809 $3,809
Liberty Mutual $13,638 $13,638 $13,501 $13,501 $32,257 $32,257 $13,638 $13,638
Nationwide $2,608 $2,608 $2,355 $2,355 $5,982 $5,982 $2,809 $2,809
Progressive $2,971 $2,770 $2,623 $2,922 $10,809 $11,533 $3,461 $3,214
State Farm $6,244 $6,244 $5,752 $5,752 $21,293 $21,293 $7,311 $7,311
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,424 $2,301 $2,279 $2,158 $5,807 $5,521 $2,946 $2,832

Cheap Somerset Center, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Somerset Center, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Somerset Center, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Somerset Center, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $39,085 $39,085
Farmers $9,013 $9,013
GEICO $10,918 $10,918
Liberty Mutual $32,257 $32,257
Nationwide $5,982 $5,982
Progressive $10,809 $11,533
State Farm $21,293 $21,293
Travelers $13,395 $13,395
USAA $5,807 $5,521

Cheap Somerset Center, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Somerset Center, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Somerset Center, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,824 $14,824
Farmers $3,739 $3,739
GEICO $4,067 $4,067
Liberty Mutual $13,501 $13,501
Nationwide $2,355 $2,355
Progressive $2,623 $2,922
State Farm $5,752 $5,752
Travelers $3,858 $3,858
USAA $2,279 $2,158

Cheap Somerset Center, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Somerset Center, Michigan compared to the annual auto insurance rates with a clean record in Somerset Center, Michigan.

Annual Somerset Center, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,533 $14,111 $47,226 $14,740
Farmers $4,467 $5,694 $5,618 $5,490
GEICO $2,020 $4,245 $12,813 $3,710
Liberty Mutual $12,830 $15,436 $28,384 $16,383
Nationwide $2,971 $3,886 $3,573 $3,324
Progressive $4,276 $5,605 $5,041 $5,229
State Farm $6,580 $7,821 $16,515 $9,684
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,649 $3,292 $4,309 $2,884

Cheap Somerset Center, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Somerset Center, Michigan is not easy. Compare the annual rates for DUI auto insurance in Somerset Center, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Somerset Center, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $47,226
Farmers $5,618
GEICO $12,813
Liberty Mutual $28,384
Nationwide $3,573
Progressive $5,041
State Farm $16,515
Travelers $10,331
USAA $4,309

Cheap Somerset Center, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Somerset Center, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Somerset Center, Michigan

Insurance Company Poor Fair Good
Allstate $32,892 $18,196 $13,869
Farmers $6,988 $4,658 $4,305
GEICO $7,324 $5,385 $4,381
Liberty Mutual $28,872 $16,683 $9,220
Nationwide $4,285 $3,243 $2,788
Progressive $5,812 $4,891 $4,411
State Farm $16,445 $8,335 $5,670
Travelers $6,813 $6,608 $6,525
USAA $4,902 $2,806 $2,143

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Cheap Somerset Center, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Somerset Center, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Somerset Center, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Somerset Center, Michigan

ZIP Code Average Annual Rates
49282 $6,168

Cheap Somerset Center, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Somerset Center, Michigan auto insurance. Find the cheapest annual Somerset Center, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Somerset Center, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $21,653 $21,653
Farmers $5,317 $5,317
GEICO $5,566 $5,828
Liberty Mutual $17,626 $18,891
Nationwide $3,438 $3,438
Progressive $5,038 $5,038
State Farm $9,880 $10,420
Travelers $6,611 $6,686
USAA $3,246 $3,321

Cheap Somerset Center, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Somerset Center, Michigan? Check out the comparison of annual Somerset Center, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Somerset Center, Michigan

Insurance Company Low Medium High
Allstate $21,000 $21,710 $22,248
Farmers $5,193 $5,307 $5,451
GEICO $5,316 $5,645 $6,129
Liberty Mutual $17,781 $18,212 $18,782
Nationwide $3,583 $3,386 $3,347
Progressive $4,891 $5,044 $5,179
State Farm $9,675 $10,209 $10,567
Travelers $6,575 $6,656 $6,715
USAA $3,191 $3,291 $3,369

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Best By Category: Cheapest Auto Insurance in Somerset Center, Michigan

Compare the cheapest auto insurance companies in Somerset Center, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Somerset Center, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Somerset Center, Michigan Auto Insurance Companies

What auto insurance companies in Somerset Center, Michigan are the cheapest? Compare the top Somerset Center, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Somerset Center, Michigan

Insurance Company Average Annual Rates
Allstate $21,653
Farmers $5,317
GEICO $5,697
Liberty Mutual $18,258
Nationwide $3,438
Progressive $5,038
State Farm $10,150
Travelers $6,649
USAA $3,284

Compare Somerset Center, Michigan Auto Insurance Quotes

Before you buy Somerset Center, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Somerset Center, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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