Best Cheap Auto Insurance in Somers, CT (2021)

The average Somers, CT auto insurance rates are $348 per month. The minimum auto insurance in Somers is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Somers, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The minimum auto insurance required in Somers, Connecticut is 25/50/20
  • The cheapest auto insurance company in Somers is GEICO
  • The most expensive auto insurance company in Somers for teen drivers is Liberty Mutual

Somers, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Somers can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Somers, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Somers to other Connecticut cities, including Stamford auto insurance rates, Waterbury auto insurance rates, and Hartford auto insurance rates to see how Somers, Connecticut auto insurance rates stack up.

Before you buy Somers, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Somers, Connecticut auto insurance quotes.

Minimum Auto Insurance in Somers, Connecticut

Somers, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Somers, Connecticut.

Minimum Required Auto Insurance Coverage in Somers, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Somers, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Somers, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Somers, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,507 $3,469 $3,232 $3,459 $10,695 $12,631 $3,667 $3,852
GEICO $1,929 $1,934 $1,789 $1,804 $4,434 $5,251 $1,860 $1,806
Liberty Mutual $3,116 $3,380 $2,400 $2,947 $15,528 $17,480 $3,161 $3,448
Nationwide $2,233 $2,259 $2,007 $2,105 $6,166 $7,822 $2,587 $2,781
Progressive $2,290 $2,138 $1,954 $2,033 $9,500 $10,529 $2,618 $2,936
State Farm $1,635 $1,635 $1,504 $1,504 $4,927 $6,185 $1,836 $2,107
Travelers $1,622 $1,645 $1,621 $1,614 $12,455 $20,053 $1,767 $1,985
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap Somers, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Somers, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Somers, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Somers, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,695 $12,631
GEICO $4,434 $5,251
Liberty Mutual $15,528 $17,480
Nationwide $6,166 $7,822
Progressive $9,500 $10,529
State Farm $4,927 $6,185
Travelers $12,455 $20,053
USAA $5,822 $6,120

Cheap Somers, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Somers, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Somers, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,232 $3,459
GEICO $1,789 $1,804
Liberty Mutual $2,400 $2,947
Nationwide $2,007 $2,105
Progressive $1,954 $2,033
State Farm $1,504 $1,504
Travelers $1,621 $1,614
USAA $1,727 $1,706

Cheap Somers, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Somers, Connecticut compared to the annual auto insurance rates with a clean record in Somers, Connecticut.

Annual Somers, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,738 $5,847 $6,933 $4,738
GEICO $1,649 $2,158 $4,572 $2,024
Liberty Mutual $5,637 $7,053 $6,982 $6,058
Nationwide $2,847 $3,710 $4,249 $3,173
Progressive $3,624 $5,260 $3,810 $4,304
State Farm $2,484 $2,728 $2,728 $2,728
Travelers $4,303 $4,660 $6,785 $5,632
USAA $2,343 $2,941 $4,435 $2,343

Cheap Somers, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Somers, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Somers, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Somers, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,933
GEICO $4,572
Liberty Mutual $6,982
Nationwide $4,249
Progressive $3,810
State Farm $2,728
Travelers $6,785
USAA $4,435

Cheap Somers, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Somers, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Somers, Connecticut

Insurance Company Poor Fair Good
Allstate $7,087 $5,355 $4,250
GEICO $3,780 $2,282 $1,740
Liberty Mutual $9,118 $5,695 $4,484
Nationwide $4,631 $3,105 $2,749
Progressive $4,627 $4,149 $3,973
State Farm $3,705 $2,378 $1,917
Travelers $6,066 $5,057 $4,912
USAA $3,987 $2,690 $2,369

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Cheap Somers, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Somers, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Somers, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Somers, Connecticut

ZIP Code Average Annual Rates
6071 $4,214

Cheap Somers, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Somers, Connecticut auto insurance. Find the cheapest annual Somers, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Somers, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,564 $5,564
GEICO $2,561 $2,640
Liberty Mutual $6,432 $6,432
Nationwide $3,495 $3,495
Progressive $4,250 $4,250
State Farm $2,602 $2,732
Travelers $5,345 $5,345
USAA $2,979 $3,051

Cheap Somers, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Somers, Connecticut? Check out the comparison of annual Somers, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Somers, Connecticut

Insurance Company Low Medium High
Allstate $5,237 $5,555 $5,900
GEICO $2,419 $2,569 $2,814
Liberty Mutual $6,202 $6,390 $6,706
Nationwide $3,571 $3,521 $3,393
Progressive $3,968 $4,214 $4,566
State Farm $2,504 $2,671 $2,826
Travelers $4,961 $5,309 $5,766
USAA $2,826 $3,018 $3,202

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Best By Category: Cheapest Auto Insurance in Somers, Connecticut

Compare the cheapest auto insurance companies in Somers, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Somers, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Somers, Connecticut Auto Insurance Companies

What auto insurance companies in Somers, Connecticut are the cheapest? Compare the top Somers, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Somers, Connecticut

Insurance Company Average Annual Rates
Allstate $5,564
GEICO $2,601
Liberty Mutual $6,432
Nationwide $3,495
Progressive $4,250
State Farm $2,667
Travelers $5,345
USAA $3,015

What affects auto insurance rates in Somers, Connecticut?

There are a lot of reasons why auto insurance rates in Somers, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Somers, Connecticut. Many local factors may affect your Somers auto insurance rates.

Somers Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Somers, Connecticut commute length is 26.6 minutes according to City-Data.

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Compare Somers, Connecticut Auto Insurance Quotes

Before you buy Somers, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Somers, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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