Best Cheap Auto Insurance in Snowmass, CO (2021)

The average Snowmass, CO auto insurance rates are $322 per month. The minimum auto insurance in Snowmass is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Snowmass, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • Average auto insurance rates in Snowmass, CO for senior drivers are $2,262 per year
  • The minimum auto insurance required in Snowmass, Colorado is 25/50/15
  • The most expensive auto insurance company in Snowmass for teen drivers is Allstate

Snowmass, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Snowmass can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Snowmass, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Snowmass to other Colorado cities, including Denver auto insurance rates, Aurora auto insurance rates, and Westminster auto insurance rates to see how Snowmass, Colorado auto insurance rates stack up.

Before you buy Snowmass, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Snowmass, Colorado auto insurance quotes.

Minimum Auto Insurance in Snowmass, Colorado

Snowmass, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Snowmass, Colorado.

Minimum Required Auto Insurance Coverage in Snowmass, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Snowmass, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Snowmass, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Snowmass, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,602 $3,366 $3,219 $3,256 $12,498 $13,147 $3,996 $4,038
American Family $2,526 $2,526 $2,281 $2,281 $6,134 $8,230 $2,526 $3,106
Farmers $2,945 $2,919 $2,672 $2,874 $10,857 $10,920 $3,246 $3,299
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $2,103 $2,107 $1,759 $1,928 $6,045 $6,611 $2,137 $2,199
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,495 $2,323 $2,147 $2,140 $8,723 $9,786 $2,833 $2,760
State Farm $2,135 $2,135 $1,911 $1,911 $6,190 $7,806 $2,392 $2,862
USAA $2,365 $2,377 $2,237 $2,259 $5,838 $6,706 $3,052 $3,342

Cheap Snowmass, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Snowmass, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Snowmass, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Snowmass, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,498 $13,147
American Family $6,134 $8,230
Farmers $10,857 $10,920
GEICO $5,105 $5,462
Liberty Mutual $6,045 $6,611
Nationwide $5,843 $7,486
Progressive $8,723 $9,786
State Farm $6,190 $7,806
USAA $5,838 $6,706

Cheap Snowmass, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Snowmass, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Snowmass, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,219 $3,256
American Family $2,281 $2,281
Farmers $2,672 $2,874
GEICO $1,682 $1,894
Liberty Mutual $1,759 $1,928
Nationwide $2,066 $2,188
Progressive $2,147 $2,140
State Farm $1,911 $1,911
USAA $2,237 $2,259

Cheap Snowmass, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Snowmass, Colorado compared to the annual auto insurance rates with a clean record in Snowmass, Colorado.

Annual Snowmass, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,014 $5,764 $7,091 $5,693
American Family $2,737 $3,883 $5,082 $3,104
Farmers $4,193 $5,382 $5,313 $4,978
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,713 $3,183 $3,330 $3,218
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,601 $5,004 $3,801 $4,197
State Farm $3,142 $3,693 $3,418 $3,418
USAA $2,573 $3,128 $5,481 $2,905

Cheap Snowmass, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Snowmass, Colorado is not easy. Compare the annual rates for DUI auto insurance in Snowmass, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Snowmass, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,091
American Family $5,082
Farmers $5,313
GEICO $3,291
Liberty Mutual $3,330
Nationwide $4,637
Progressive $3,801
State Farm $3,418
USAA $5,481

Cheap Snowmass, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Snowmass, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Snowmass, Colorado

Insurance Company Poor Fair Good
Allstate $7,508 $5,790 $4,374
American Family $4,813 $3,424 $2,867
Farmers $5,779 $4,676 $4,444
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,469 $2,707 $2,158
Nationwide $4,201 $3,324 $2,896
Progressive $4,702 $4,031 $3,720
State Farm $4,753 $3,048 $2,453
USAA $5,236 $2,963 $2,367

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Cheap Snowmass, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Snowmass, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Snowmass, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Snowmass, Colorado

ZIP Code Average Annual Rates
81654 $3,560

Cheap Snowmass, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Snowmass, Colorado auto insurance. Find the cheapest annual Snowmass, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Snowmass, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,890 $5,890
American Family $3,622 $3,780
Farmers $4,966 $4,966
GEICO $2,516 $2,616
Liberty Mutual $3,111 $3,111
Nationwide $3,474 $3,474
Progressive $4,151 $4,151
State Farm $3,337 $3,498
USAA $3,421 $3,623

Cheap Snowmass, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Snowmass, Colorado? Check out the comparison of annual Snowmass, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Snowmass, Colorado

Insurance Company Low Medium High
Allstate $5,659 $5,875 $6,137
American Family $3,536 $3,777 $3,791
Farmers $4,401 $4,901 $5,597
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,978 $3,103 $3,251
Nationwide $3,517 $3,472 $3,432
Progressive $3,928 $4,162 $4,363
State Farm $3,233 $3,419 $3,602
USAA $3,387 $3,522 $3,658

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Best By Category: Cheapest Auto Insurance in Snowmass, Colorado

Compare the cheapest auto insurance companies in Snowmass, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Snowmass, Colorado

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Snowmass, Colorado Auto Insurance Companies

What auto insurance companies in Snowmass, Colorado are the cheapest? Compare the top Snowmass, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Snowmass, Colorado

Insurance Company Average Annual Rates
Allstate $5,890
American Family $3,701
Farmers $4,966
GEICO $2,566
Liberty Mutual $3,111
Nationwide $3,474
Progressive $4,151
State Farm $3,418
USAA $3,522

What affects auto insurance rates in Snowmass, Colorado?

There are a lot of reasons why auto insurance rates in Snowmass, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Snowmass, Colorado. Many local factors may affect your Snowmass auto insurance rates.

Snowmass Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Snowmass, Colorado commute length is 20.5 minutes according to City-Data.

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Compare Snowmass, Colorado Auto Insurance Quotes

Before you buy Snowmass, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Snowmass, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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