Best Cheap Auto Insurance in Smyrna, NC (2021)

The average Smyrna, NC auto insurance rates are $257 per month. The minimum auto insurance in Smyrna is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Smyrna, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Smyrna for teen drivers is Allstate
  • The minimum auto insurance required in Smyrna, North Carolina is 30/60/25
  • The cheapest auto insurance company in Smyrna is Liberty Mutual

Smyrna, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Smyrna can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Smyrna, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Smyrna to other North Carolina cities, including Raleigh auto insurance rates, Charlotte auto insurance rates, and Fayetteville auto insurance rates to see how Smyrna, North Carolina auto insurance rates stack up.

Before you buy Smyrna, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Smyrna, North Carolina auto insurance quotes.

Minimum Auto Insurance in Smyrna, North Carolina

Smyrna, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Smyrna, North Carolina.

Minimum Required Auto Insurance Coverage in Smyrna, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Smyrna, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Smyrna, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smyrna, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,314 $5,314 $4,364 $4,364 $12,687 $12,687 $5,419 $5,419
GEICO $2,174 $2,135 $2,144 $2,107 $3,938 $3,905 $1,918 $1,908
Liberty Mutual $1,637 $1,637 $1,694 $1,694 $2,887 $2,887 $1,637 $1,637
Nationwide $2,248 $2,248 $2,248 $2,248 $3,803 $3,803 $2,248 $2,248
Progressive $1,528 $1,528 $1,389 $1,389 $3,736 $3,736 $1,730 $1,730
State Farm $2,302 $2,302 $1,991 $1,991 $3,391 $3,391 $2,844 $2,844
Travelers $2,398 $2,398 $2,378 $2,378 $4,069 $4,069 $2,461 $2,461

Cheap Smyrna, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Smyrna, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Smyrna, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Smyrna, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,687 $12,687
GEICO $3,938 $3,905
Liberty Mutual $2,887 $2,887
Nationwide $3,803 $3,803
Progressive $3,736 $3,736
State Farm $3,391 $3,391
Travelers $4,069 $4,069

Cheap Smyrna, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Smyrna, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Smyrna, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,364 $4,364
GEICO $2,144 $2,107
Liberty Mutual $1,694 $1,694
Nationwide $2,248 $2,248
Progressive $1,389 $1,389
State Farm $1,991 $1,991
Travelers $2,378 $2,378

Cheap Smyrna, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Smyrna, North Carolina compared to the annual auto insurance rates with a clean record in Smyrna, North Carolina.

Annual Smyrna, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,753 $6,625 $12,324 $5,082
GEICO $1,319 $1,985 $4,965 $1,845
Liberty Mutual $1,171 $1,503 $3,679 $1,503
Nationwide $1,551 $2,005 $4,985 $2,005
Progressive $981 $1,432 $4,583 $1,387
State Farm $1,413 $2,029 $5,056 $2,029
Travelers $1,687 $2,204 $5,241 $2,173

Cheap Smyrna, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Smyrna, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Smyrna, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Smyrna, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,324
GEICO $4,965
Liberty Mutual $3,679
Nationwide $4,985
Progressive $4,583
State Farm $5,056
Travelers $5,241

Cheap Smyrna, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Smyrna, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Smyrna, North Carolina

Insurance Company Poor Fair Good
Allstate $9,402 $6,098 $5,339
GEICO $2,727 $2,517 $2,341
Liberty Mutual $1,964 $1,964 $1,964
Nationwide $2,637 $2,637 $2,637
Progressive $2,384 $2,047 $1,856
State Farm $3,696 $2,363 $1,836
Travelers $3,015 $2,747 $2,718

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Cheap Smyrna, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Smyrna, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Smyrna, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Smyrna, North Carolina

ZIP Code Average Annual Rates
28579 $2,799

Cheap Smyrna, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Smyrna, North Carolina auto insurance. Find the cheapest annual Smyrna, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Smyrna, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,946 $6,946
GEICO $2,528 $2,528
Liberty Mutual $1,964 $1,964
Nationwide $2,637 $2,637
Progressive $2,096 $2,096
State Farm $2,618 $2,645
Travelers $2,827 $2,827

Cheap Smyrna, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Smyrna, North Carolina? Check out the comparison of annual Smyrna, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smyrna, North Carolina

Insurance Company Low Medium High
Allstate $6,698 $6,919 $7,221
GEICO $2,411 $2,519 $2,655
Liberty Mutual $1,871 $1,952 $2,069
Nationwide $2,531 $2,624 $2,755
Progressive $1,989 $2,083 $2,215
State Farm $2,522 $2,618 $2,756
Travelers $2,710 $2,811 $2,958

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Best By Category: Cheapest Auto Insurance in Smyrna, North Carolina

Compare the cheapest auto insurance companies in Smyrna, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Smyrna, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Smyrna, North Carolina Auto Insurance Companies

What auto insurance companies in Smyrna, North Carolina are the cheapest? Compare the top Smyrna, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Smyrna, North Carolina

Insurance Company Average Annual Rates
Allstate $6,946
GEICO $2,528
Liberty Mutual $1,964
Nationwide $2,637
Progressive $2,096
State Farm $2,632
Travelers $2,827

Compare Smyrna, North Carolina Auto Insurance Quotes

Before you buy Smyrna, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Smyrna, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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