Best Cheap Auto Insurance in Smyrna, GA (2021)

The average Smyrna, GA auto insurance rates are $467 per month. The minimum auto insurance in Smyrna is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Smyrna, Georgia, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Smyrna for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Smyrna, Georgia is 25/50/25
  • The average commute length in Smyrna is 28.7 minutes

Smyrna, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Smyrna can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Smyrna, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Smyrna to other Georgia cities, including Savannah auto insurance rates, Sandy Springs auto insurance rates, and Alpharetta auto insurance rates to see how Smyrna, Georgia auto insurance rates stack up.

Before you buy Smyrna, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Smyrna, Georgia auto insurance quotes.

Minimum Auto Insurance in Smyrna, Georgia

Smyrna, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Smyrna, Georgia.

Minimum Required Auto Insurance Coverage in Smyrna, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Smyrna, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Smyrna, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smyrna, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,228 $3,228 $3,095 $3,095 $7,644 $9,843 $3,615 $3,947
GEICO $2,371 $2,358 $2,315 $2,315 $7,774 $9,293 $3,097 $3,440
Liberty Mutual $6,273 $6,824 $5,135 $5,835 $27,469 $30,667 $6,625 $7,015
Nationwide $3,287 $3,394 $3,293 $3,604 $10,279 $13,167 $4,017 $4,344
Progressive $3,362 $3,033 $2,898 $3,078 $11,145 $12,322 $3,843 $3,970
State Farm $2,454 $2,454 $2,213 $2,213 $6,758 $8,861 $2,701 $2,927
USAA $1,873 $1,866 $1,760 $1,752 $6,999 $8,254 $2,332 $2,564

Cheap Smyrna, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Smyrna, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Smyrna, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Smyrna, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,644 $9,843
GEICO $7,774 $9,293
Liberty Mutual $27,469 $30,667
Nationwide $10,279 $13,167
Progressive $11,145 $12,322
State Farm $6,758 $8,861
USAA $6,999 $8,254

Cheap Smyrna, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Smyrna, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Smyrna, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,095 $3,095
GEICO $2,315 $2,315
Liberty Mutual $5,135 $5,835
Nationwide $3,293 $3,604
Progressive $2,898 $3,078
State Farm $2,213 $2,213
USAA $1,760 $1,752

Cheap Smyrna, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Smyrna, Georgia compared to the annual auto insurance rates with a clean record in Smyrna, Georgia.

Annual Smyrna, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,857 $6,018 $4,907 $4,066
GEICO $2,660 $3,294 $7,384 $3,144
Liberty Mutual $9,091 $12,444 $14,289 $12,098
Nationwide $4,388 $5,143 $7,857 $5,304
Progressive $4,201 $7,655 $5,067 $4,902
State Farm $3,468 $4,177 $3,823 $3,823
USAA $2,614 $3,330 $4,838 $2,918

Cheap Smyrna, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Smyrna, Georgia is not easy. Compare the annual rates for DUI auto insurance in Smyrna, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Smyrna, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,907
GEICO $7,384
Liberty Mutual $14,289
Nationwide $7,857
Progressive $5,067
State Farm $3,823
USAA $4,838

Cheap Smyrna, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Smyrna, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Smyrna, Georgia

Insurance Company Poor Fair Good
Allstate $6,100 $4,248 $3,787
GEICO $5,545 $3,430 $3,386
Liberty Mutual $17,126 $10,551 $8,264
Nationwide $6,722 $5,487 $4,810
Progressive $6,094 $5,332 $4,944
State Farm $5,423 $3,373 $2,671
USAA $4,442 $3,144 $2,690

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Smyrna, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Smyrna, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Smyrna, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Smyrna, Georgia

ZIP Code Average Annual Rates
30082 $5,432

Cheap Smyrna, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Smyrna, Georgia auto insurance. Find the cheapest annual Smyrna, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Smyrna, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,604 $4,820
GEICO $4,056 $4,185
Liberty Mutual $11,980 $11,980
Nationwide $5,673 $5,673
Progressive $5,456 $5,456
State Farm $3,823 $3,823
USAA $3,269 $3,581

Cheap Smyrna, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Smyrna, Georgia? Check out the comparison of annual Smyrna, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smyrna, Georgia

Insurance Company Low Medium High
Allstate $4,365 $4,759 $5,012
GEICO $3,759 $4,144 $4,459
Liberty Mutual $11,457 $11,909 $12,575
Nationwide $5,438 $5,788 $5,793
Progressive $4,863 $5,343 $6,163
State Farm $3,564 $3,827 $4,077
USAA $3,257 $3,407 $3,612

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Smyrna, Georgia

Compare the cheapest auto insurance companies in Smyrna, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Smyrna, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Smyrna, Georgia Auto Insurance Companies

What auto insurance companies in Smyrna, Georgia are the cheapest? Compare the top Smyrna, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Smyrna, Georgia

Insurance Company Average Annual Rates
Allstate $4,712
GEICO $4,121
Liberty Mutual $11,980
Nationwide $5,673
Progressive $5,456
State Farm $3,823
USAA $3,425

What affects auto insurance rates in Smyrna, Georgia?

There are a lot of reasons why auto insurance rates in Smyrna, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Smyrna, Georgia. Many local factors may affect your Smyrna auto insurance rates.

Smyrna Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Smyrna, Georgia commute length is 28.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Smyrna, Georgia Auto Insurance Quotes

Before you buy Smyrna, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Smyrna, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption