Best Cheap Auto Insurance in Smyrna, DE (2021)

The average Smyrna, DE auto insurance rates are $499 per month. The minimum auto insurance in Smyrna is at least 25/50/10 in coverage to comply with Delaware auto insurance laws. To find the best cheap auto insurance in Smyrna, Delaware, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Smyrna is USAA
  • The most expensive auto insurance company in Smyrna for teen drivers is Liberty Mutual
  • The average commute length in Smyrna is 30.1 minutes

Smyrna, Delaware auto insurance requirements are 25/50/10 according to Delaware auto insurance laws. Finding cheap auto insurance in Smyrna can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Smyrna, Delaware, including driving record, credit, commute time, and more.

Compare auto insurance in Smyrna to other Delaware cities, including New Castle auto insurance rates, George auto insurance rates, and Middle auto insurance rates to see how Smyrna, Delaware auto insurance rates stack up.

Before you buy Smyrna, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Smyrna, Delaware auto insurance quotes.

Minimum Auto Insurance in Smyrna, Delaware

Smyrna, Delaware auto insurance laws require that you have at least the Delaware minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Smyrna, Delaware.

Minimum Required Auto Insurance Coverage in Smyrna, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Smyrna, Delaware Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Smyrna, Delaware are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smyrna, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,145 $4,063 $3,631 $3,825 $14,881 $17,356 $4,353 $4,621
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $11,602 $11,602 $11,461 $11,461 $25,842 $39,158 $11,602 $16,085
Nationwide $2,761 $2,739 $2,524 $2,513 $6,481 $8,199 $3,055 $3,260
Progressive $1,874 $1,735 $1,650 $1,683 $9,463 $10,458 $2,288 $2,229
State Farm $3,037 $3,037 $2,802 $2,802 $8,730 $11,278 $3,411 $3,553
Travelers $2,356 $2,417 $2,098 $2,128 $10,536 $16,539 $2,427 $3,004
USAA $1,197 $1,177 $1,112 $1,108 $4,377 $5,133 $1,498 $1,643

Cheap Smyrna, Delaware Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Smyrna, Delaware is a challenge. Take a look at the annual teen auto insurance rates in Smyrna, Delaware.

Annual Auto Insurance Rates for Teen Drivers in Smyrna, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,881 $17,356
GEICO $5,847 $6,106
Liberty Mutual $25,842 $39,158
Nationwide $6,481 $8,199
Progressive $9,463 $10,458
State Farm $8,730 $11,278
Travelers $10,536 $16,539
USAA $4,377 $5,133

Cheap Smyrna, Delaware Auto Insurance for Seniors

What are senior auto insurance rates in Smyrna, Delaware? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Smyrna, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,631 $3,825
GEICO $2,291 $2,666
Liberty Mutual $11,461 $11,461
Nationwide $2,524 $2,513
Progressive $1,650 $1,683
State Farm $2,802 $2,802
Travelers $2,098 $2,128
USAA $1,112 $1,108

Cheap Smyrna, Delaware Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Smyrna, Delaware compared to the annual auto insurance rates with a clean record in Smyrna, Delaware.

Annual Smyrna, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,003 $7,205 $8,408 $6,821
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $13,892 $15,965 $25,316 $14,233
Nationwide $3,154 $3,154 $5,741 $3,718
Progressive $3,382 $4,475 $3,849 $3,983
State Farm $4,375 $5,287 $4,831 $4,831
Travelers $4,528 $4,542 $6,980 $4,702
USAA $1,778 $1,778 $3,035 $2,031

Cheap Smyrna, Delaware Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Smyrna, Delaware is not easy. Compare the annual rates for DUI auto insurance in Smyrna, Delaware to find the best deal.

Annual Auto Insurance Rates After a DUI in Smyrna, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,408
GEICO $4,373
Liberty Mutual $25,316
Nationwide $5,741
Progressive $3,849
State Farm $4,831
Travelers $6,980
USAA $3,035

Cheap Smyrna, Delaware Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Smyrna, Delaware annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Smyrna, Delaware

Insurance Company Poor Fair Good
Allstate $9,141 $6,463 $5,724
GEICO $5,219 $2,898 $1,988
Liberty Mutual $23,467 $15,822 $12,765
Nationwide $4,566 $3,798 $3,461
Progressive $4,384 $3,837 $3,547
State Farm $7,403 $4,073 $3,018
Travelers $5,850 $4,776 $4,939
USAA $3,521 $1,710 $1,236

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Cheap Smyrna, Delaware Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Smyrna, Delaware can vary. Compare the annual cost of auto insurance by ZIP code in Smyrna, Delaware to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Smyrna, Delaware

ZIP Code Average Annual Rates
19977 $5,984

Cheap Smyrna, Delaware Auto Insurance Rates By Commute

Commute length and annual mileage affect Smyrna, Delaware auto insurance. Find the cheapest annual Smyrna, Delaware auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Smyrna, Delaware

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,109 $7,109
GEICO $3,314 $3,422
Liberty Mutual $16,870 $17,833
Nationwide $3,941 $3,941
Progressive $3,922 $3,922
State Farm $4,666 $4,997
Travelers $5,188 $5,188
USAA $2,133 $2,178

Cheap Smyrna, Delaware Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Smyrna, Delaware? Check out the comparison of annual Smyrna, Delaware auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smyrna, Delaware

Insurance Company Low Medium High
Allstate $6,478 $7,196 $7,654
GEICO $3,044 $3,417 $3,644
Liberty Mutual $16,543 $17,161 $18,350
Nationwide $3,911 $3,878 $4,036
Progressive $3,437 $3,968 $4,362
State Farm $4,512 $4,844 $5,138
Travelers $5,089 $5,312 $5,163
USAA $2,014 $2,152 $2,301

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Best By Category: Cheapest Auto Insurance in Smyrna, Delaware

Compare the cheapest auto insurance companies in Smyrna, Delaware in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Smyrna, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Smyrna, Delaware Auto Insurance Companies

What auto insurance companies in Smyrna, Delaware are the cheapest? Compare the top Smyrna, Delaware auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Smyrna, Delaware

Insurance Company Average Annual Rates
Allstate $7,109
GEICO $3,368
Liberty Mutual $17,351
Nationwide $3,941
Progressive $3,922
State Farm $4,831
Travelers $5,188
USAA $2,156

What affects auto insurance rates in Smyrna, Delaware?

There are a lot of reasons why auto insurance rates in Smyrna, Delaware are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Smyrna, Delaware. Many local factors may affect your Smyrna auto insurance rates.

Smyrna Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Smyrna, Delaware commute length is 30.1 minutes according to City-Data.

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Compare Smyrna, Delaware Auto Insurance Quotes

Before you buy Smyrna, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Smyrna, Delaware auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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