Best Cheap Auto Insurance in Smyer, TX (2021)

The average Smyer, TX auto insurance rates are $308 per month. The minimum auto insurance in Smyer is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Smyer, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Smyer, Texas is 30/60/25
  • The cheapest auto insurance company in Smyer is USAA
  • The average commute length in Smyer is 22.0 minutes

Smyer, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Smyer can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Smyer, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Smyer to other Texas cities, including Houston auto insurance rates, Corpus Christi auto insurance rates, and Laredo auto insurance rates to see how Smyer, Texas auto insurance rates stack up.

Before you buy Smyer, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Smyer, Texas auto insurance quotes.

Minimum Auto Insurance in Smyer, Texas

Smyer, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Smyer, Texas.

Minimum Required Auto Insurance Coverage in Smyer, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Smyer, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Smyer, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smyer, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,803 $3,860 $3,763 $3,763 $9,590 $11,652 $4,712 $4,942
American Family $2,555 $2,825 $2,329 $2,651 $6,317 $8,280 $3,582 $4,070
GEICO $2,395 $2,577 $2,284 $2,585 $5,246 $5,433 $2,598 $2,598
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,146 $2,082 $1,892 $1,938 $8,332 $9,315 $2,564 $2,640
State Farm $1,741 $1,741 $1,542 $1,542 $4,042 $5,130 $1,884 $1,947
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Cheap Smyer, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Smyer, Texas is a challenge. Take a look at the annual teen auto insurance rates in Smyer, Texas.

Annual Auto Insurance Rates for Teen Drivers in Smyer, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,590 $11,652
American Family $6,317 $8,280
GEICO $5,246 $5,433
Nationwide $7,378 $9,563
Progressive $8,332 $9,315
State Farm $4,042 $5,130
USAA $3,909 $4,372

Cheap Smyer, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Smyer, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Smyer, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,763 $3,763
American Family $2,329 $2,651
GEICO $2,284 $2,585
Nationwide $2,331 $2,486
Progressive $1,892 $1,938
State Farm $1,542 $1,542
USAA $1,464 $1,501

Cheap Smyer, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Smyer, Texas compared to the annual auto insurance rates with a clean record in Smyer, Texas.

Annual Smyer, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,565 $6,843 $7,070 $4,565
American Family $3,728 $4,710 $4,139 $3,728
GEICO $2,728 $3,593 $3,020 $3,518
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $3,381 $4,302 $3,953 $3,819
State Farm $2,187 $2,491 $2,919 $2,187
USAA $1,787 $2,568 $3,006 $2,051

Cheap Smyer, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Smyer, Texas is not easy. Compare the annual rates for DUI auto insurance in Smyer, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Smyer, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,070
American Family $4,139
GEICO $3,020
Nationwide $5,439
Progressive $3,953
State Farm $2,919
USAA $3,006

Cheap Smyer, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Smyer, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Smyer, Texas

Insurance Company Poor Fair Good
Allstate $7,368 $5,351 $4,563
American Family $5,655 $3,512 $3,061
GEICO $4,959 $2,809 $1,875
Nationwide $5,059 $4,032 $3,507
Progressive $4,389 $3,746 $3,456
State Farm $3,464 $2,156 $1,718
USAA $3,528 $1,968 $1,564

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Cheap Smyer, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Smyer, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Smyer, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Smyer, Texas

ZIP Code Average Annual Rates
79367 $5,311

Cheap Smyer, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Smyer, Texas auto insurance. Find the cheapest annual Smyer, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Smyer, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,628 $5,893
American Family $4,076 $4,076
GEICO $3,153 $3,276
Nationwide $4,199 $4,199
Progressive $3,864 $3,864
State Farm $2,446 $2,446
USAA $2,322 $2,384

Cheap Smyer, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Smyer, Texas? Check out the comparison of annual Smyer, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smyer, Texas

Insurance Company Low Medium High
Allstate $5,625 $5,710 $5,946
American Family $3,823 $3,942 $4,464
GEICO $3,052 $3,179 $3,413
Nationwide $4,557 $4,013 $4,028
Progressive $3,721 $3,852 $4,018
State Farm $2,332 $2,439 $2,566
USAA $2,300 $2,347 $2,412

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Best By Category: Cheapest Auto Insurance in Smyer, Texas

Compare the cheapest auto insurance companies in Smyer, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Smyer, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Smyer, Texas Auto Insurance Companies

What auto insurance companies in Smyer, Texas are the cheapest? Compare the top Smyer, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Smyer, Texas

Insurance Company Average Annual Rates
Allstate $5,761
American Family $4,076
GEICO $3,215
Nationwide $4,199
Progressive $3,864
State Farm $2,446
USAA $2,353

What affects auto insurance rates in Smyer, Texas?

There are a lot of reasons why auto insurance rates in Smyer, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Smyer, Texas. Many local factors may affect your Smyer auto insurance rates.

Smyer Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Smyer, Texas commute length is 22.0 minutes according to City-Data.

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Compare Smyer, Texas Auto Insurance Quotes

Before you buy Smyer, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Smyer, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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