Best Cheap Auto Insurance in Smoot, WY (2021)

The average Smoot, WY auto insurance rates are $253 per month. The minimum auto insurance in Smoot is at least 25/50/20 in coverage to comply with Wyoming auto insurance laws. To find the best cheap auto insurance in Smoot, Wyoming, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Smoot is Liberty Mutual
  • The most expensive auto insurance company in Smoot for teen drivers is Allstate
  • Average auto insurance rates in Smoot, WY for senior drivers are $1,840 per year

Smoot, Wyoming auto insurance requirements are 25/50/20 according to Wyoming auto insurance laws. Finding cheap auto insurance in Smoot can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Smoot, Wyoming, including driving record, credit, commute time, and more.

Compare auto insurance in Smoot to other Wyoming cities, including Sheridan auto insurance rates, Riverton auto insurance rates, and Jackson auto insurance rates to see how Smoot, Wyoming auto insurance rates stack up.

Before you buy Smoot, Wyoming auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Smoot, Wyoming auto insurance quotes.

Minimum Auto Insurance in Smoot, Wyoming

Smoot, Wyoming auto insurance laws require that you have at least the Wyoming minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Smoot, Wyoming.

Minimum Required Auto Insurance Coverage in Smoot, Wyoming

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Smoot, Wyoming Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Smoot, Wyoming are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smoot, Wyoming

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,517 $2,651 $2,113 $2,305 $8,470 $10,726 $2,811 $3,089
Farmers $2,228 $2,228 $2,095 $2,095 $4,041 $6,853 $2,311 $2,311
GEICO $2,769 $2,824 $2,679 $2,679 $4,987 $6,467 $3,076 $3,248
Liberty Mutual $1,462 $1,470 $1,193 $1,375 $3,916 $4,397 $1,592 $1,782
State Farm $1,500 $1,500 $1,290 $1,290 $4,019 $5,352 $1,563 $1,855
USAA $1,667 $1,674 $1,444 $1,516 $5,076 $6,270 $2,208 $2,503

Cheap Smoot, Wyoming Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Smoot, Wyoming is a challenge. Take a look at the annual teen auto insurance rates in Smoot, Wyoming.

Annual Auto Insurance Rates for Teen Drivers in Smoot, Wyoming

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,470 $10,726
Farmers $4,041 $6,853
GEICO $4,987 $6,467
Liberty Mutual $3,916 $4,397
State Farm $4,019 $5,352
USAA $5,076 $6,270

Cheap Smoot, Wyoming Auto Insurance for Seniors

What are senior auto insurance rates in Smoot, Wyoming? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Smoot, Wyoming

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,113 $2,305
Farmers $2,095 $2,095
GEICO $2,679 $2,679
Liberty Mutual $1,193 $1,375
State Farm $1,290 $1,290
USAA $1,444 $1,516

Cheap Smoot, Wyoming Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Smoot, Wyoming compared to the annual auto insurance rates with a clean record in Smoot, Wyoming.

Annual Smoot, Wyoming Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,749 $4,465 $4,777 $4,351
Farmers $2,290 $2,707 $4,656 $2,429
GEICO $2,353 $3,144 $4,918 $3,950
Liberty Mutual $1,535 $2,360 $2,558 $2,139
State Farm $2,127 $2,465 $2,296 $2,296
USAA $2,198 $2,664 $3,922 $2,396

Cheap Smoot, Wyoming Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Smoot, Wyoming is not easy. Compare the annual rates for DUI auto insurance in Smoot, Wyoming to find the best deal.

Annual Auto Insurance Rates After a DUI in Smoot, Wyoming

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,777
Farmers $4,656
GEICO $4,918
Liberty Mutual $2,558
State Farm $2,296
USAA $3,922

Cheap Smoot, Wyoming Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Smoot, Wyoming annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Smoot, Wyoming

Insurance Company Poor Fair Good
Allstate $5,411 $4,103 $3,492
Farmers $3,239 $3,057 $2,765
GEICO $4,065 $3,456 $3,253
Liberty Mutual $2,438 $2,113 $1,894
State Farm $2,988 $2,117 $1,783
USAA $4,749 $2,134 $1,502

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Cheap Smoot, Wyoming Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Smoot, Wyoming can vary. Compare the annual cost of auto insurance by ZIP code in Smoot, Wyoming to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Smoot, Wyoming

ZIP Code Average Annual Rates
83126 $3,031

Cheap Smoot, Wyoming Auto Insurance Rates By Commute

Commute length and annual mileage affect Smoot, Wyoming auto insurance. Find the cheapest annual Smoot, Wyoming auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Smoot, Wyoming

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,233 $4,437
Farmers $3,020 $3,020
GEICO $3,534 $3,649
Liberty Mutual $2,148 $2,148
State Farm $2,215 $2,377
USAA $2,762 $2,827

Cheap Smoot, Wyoming Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Smoot, Wyoming? Check out the comparison of annual Smoot, Wyoming auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smoot, Wyoming

Insurance Company Low Medium High
Allstate $4,226 $4,327 $4,453
Farmers $2,946 $3,016 $3,099
GEICO $3,542 $3,594 $3,638
Liberty Mutual $2,058 $2,142 $2,245
State Farm $2,225 $2,297 $2,367
USAA $2,733 $2,793 $2,859

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Best By Category: Cheapest Auto Insurance in Smoot, Wyoming

Compare the cheapest auto insurance companies in Smoot, Wyoming in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Smoot, Wyoming

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Smoot, Wyoming Auto Insurance Companies

What auto insurance companies in Smoot, Wyoming are the cheapest? Compare the top Smoot, Wyoming auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Smoot, Wyoming

Insurance Company Average Annual Rates
Allstate $4,335
Farmers $3,020
GEICO $3,591
Liberty Mutual $2,148
State Farm $2,296
USAA $2,795

Compare Smoot, Wyoming Auto Insurance Quotes

Before you buy Smoot, Wyoming auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Smoot, Wyoming auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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