Best Cheap Auto Insurance in Smiths Creek, MI (2021)

The average Smiths Creek, MI auto insurance rates are $882 per month. The minimum auto insurance in Smiths Creek is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Smiths Creek, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Smiths Creek, MI for senior drivers are $6,967 per year
  • The cheapest auto insurance company in Smiths Creek is USAA
  • The minimum auto insurance required in Smiths Creek, Michigan is 20/40/10

Smiths Creek, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Smiths Creek can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Smiths Creek, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Smiths Creek to other Michigan cities, including Flint auto insurance rates, Dearborn auto insurance rates, and Grand Rapids auto insurance rates to see how Smiths Creek, Michigan auto insurance rates stack up.

Before you buy Smiths Creek, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Smiths Creek, Michigan auto insurance quotes.

Minimum Auto Insurance in Smiths Creek, Michigan

Smiths Creek, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Smiths Creek, Michigan.

Minimum Required Auto Insurance Coverage in Smiths Creek, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Smiths Creek, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Smiths Creek, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smiths Creek, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,411 $16,411 $15,231 $15,231 $41,080 $41,080 $17,296 $17,296
Farmers $4,394 $4,394 $4,090 $4,090 $10,399 $10,399 $4,943 $4,943
GEICO $4,103 $4,103 $4,217 $4,217 $11,571 $11,571 $3,916 $3,916
Liberty Mutual $16,936 $16,936 $16,769 $16,769 $39,803 $39,803 $16,936 $16,936
Nationwide $5,224 $5,224 $4,643 $4,643 $14,083 $14,083 $5,749 $5,749
Progressive $3,521 $3,214 $3,111 $3,532 $12,865 $13,509 $4,082 $3,648
State Farm $7,167 $7,167 $6,646 $6,646 $25,083 $25,083 $8,413 $8,413
Travelers $6,203 $6,203 $5,303 $5,303 $18,896 $18,896 $6,744 $6,744
USAA $2,720 $2,573 $2,558 $2,411 $6,739 $6,402 $3,321 $3,181

Cheap Smiths Creek, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Smiths Creek, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Smiths Creek, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Smiths Creek, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,080 $41,080
Farmers $10,399 $10,399
GEICO $11,571 $11,571
Liberty Mutual $39,803 $39,803
Nationwide $14,083 $14,083
Progressive $12,865 $13,509
State Farm $25,083 $25,083
Travelers $18,896 $18,896
USAA $6,739 $6,402

Cheap Smiths Creek, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Smiths Creek, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Smiths Creek, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,231 $15,231
Farmers $4,090 $4,090
GEICO $4,217 $4,217
Liberty Mutual $16,769 $16,769
Nationwide $4,643 $4,643
Progressive $3,111 $3,532
State Farm $6,646 $6,646
Travelers $5,303 $5,303
USAA $2,558 $2,411

Cheap Smiths Creek, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Smiths Creek, Michigan compared to the annual auto insurance rates with a clean record in Smiths Creek, Michigan.

Annual Smiths Creek, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,915 $14,587 $49,199 $15,317
Farmers $5,004 $6,392 $6,302 $6,127
GEICO $2,060 $4,431 $13,471 $3,846
Liberty Mutual $15,674 $19,028 $35,578 $20,165
Nationwide $6,329 $8,525 $7,704 $7,141
Progressive $4,986 $6,640 $5,962 $6,154
State Farm $7,530 $9,025 $19,487 $11,267
Travelers $6,226 $8,953 $14,603 $7,364
USAA $3,004 $3,756 $4,918 $3,275

Cheap Smiths Creek, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Smiths Creek, Michigan is not easy. Compare the annual rates for DUI auto insurance in Smiths Creek, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Smiths Creek, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,199
Farmers $6,302
GEICO $13,471
Liberty Mutual $35,578
Nationwide $7,704
Progressive $5,962
State Farm $19,487
Travelers $14,603
USAA $4,918

Cheap Smiths Creek, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Smiths Creek, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Smiths Creek, Michigan

Insurance Company Poor Fair Good
Allstate $34,120 $18,904 $14,489
Farmers $7,769 $5,245 $4,856
GEICO $7,655 $5,626 $4,576
Liberty Mutual $35,789 $20,653 $11,391
Nationwide $9,331 $7,009 $5,934
Progressive $6,882 $5,767 $5,156
State Farm $19,185 $9,706 $6,591
Travelers $9,512 $9,230 $9,116
USAA $5,600 $3,189 $2,425

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Cheap Smiths Creek, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Smiths Creek, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Smiths Creek, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Smiths Creek, Michigan

ZIP Code Average Annual Rates
48074 $7,467

Cheap Smiths Creek, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Smiths Creek, Michigan auto insurance. Find the cheapest annual Smiths Creek, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Smiths Creek, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,504 $22,504
Farmers $5,956 $5,956
GEICO $5,819 $6,085
Liberty Mutual $21,834 $23,389
Nationwide $7,425 $7,425
Progressive $5,935 $5,935
State Farm $11,508 $12,146
Travelers $9,233 $9,340
USAA $3,695 $3,781

Cheap Smiths Creek, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Smiths Creek, Michigan? Check out the comparison of annual Smiths Creek, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smiths Creek, Michigan

Insurance Company Low Medium High
Allstate $21,886 $22,559 $23,067
Farmers $5,731 $5,934 $6,204
GEICO $5,533 $5,896 $6,427
Liberty Mutual $22,080 $22,558 $23,196
Nationwide $7,722 $7,312 $7,240
Progressive $5,716 $5,944 $6,145
State Farm $11,236 $11,900 $12,346
Travelers $9,203 $9,293 $9,362
USAA $3,631 $3,747 $3,837

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Best By Category: Cheapest Auto Insurance in Smiths Creek, Michigan

Compare the cheapest auto insurance companies in Smiths Creek, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Smiths Creek, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Smiths Creek, Michigan Auto Insurance Companies

What auto insurance companies in Smiths Creek, Michigan are the cheapest? Compare the top Smiths Creek, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Smiths Creek, Michigan

Insurance Company Average Annual Rates
Allstate $22,504
Farmers $5,956
GEICO $5,952
Liberty Mutual $22,611
Nationwide $7,425
Progressive $5,935
State Farm $11,827
Travelers $9,286
USAA $3,738

Compare Smiths Creek, Michigan Auto Insurance Quotes

Before you buy Smiths Creek, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Smiths Creek, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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