Best Cheap Auto Insurance in Smelterville, ID (2021)

The average Smelterville, ID auto insurance rates are $243 per month. The minimum auto insurance in Smelterville is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Smelterville, Idaho, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Smelterville for teen drivers is Travelers
  • The minimum auto insurance required in Smelterville, Idaho is 25/50/15
  • The average commute length in Smelterville is 18.3 minutes

Smelterville, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Smelterville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Smelterville, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Smelterville to other Idaho cities, including Nampa auto insurance rates, Idaho Falls auto insurance rates, and Twin Falls auto insurance rates to see how Smelterville, Idaho auto insurance rates stack up.

Before you buy Smelterville, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Smelterville, Idaho auto insurance quotes.

Minimum Auto Insurance in Smelterville, Idaho

Smelterville, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Smelterville, Idaho.

Minimum Required Auto Insurance Coverage in Smelterville, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Smelterville, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Smelterville, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smelterville, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,242 $2,231 $1,952 $2,022 $8,153 $9,422 $2,506 $2,652
American Family $2,066 $2,066 $1,836 $1,836 $7,336 $9,550 $2,066 $2,590
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,162 $2,135 $2,057 $1,998 $4,612 $5,741 $2,925 $2,258
Liberty Mutual $1,417 $1,529 $1,147 $1,281 $4,560 $5,072 $1,505 $1,593
Nationwide $1,900 $1,950 $1,711 $1,821 $4,574 $5,657 $2,212 $2,386
State Farm $1,229 $1,229 $1,104 $1,104 $3,666 $4,608 $1,387 $1,611
Travelers $1,402 $1,425 $1,407 $1,402 $6,930 $10,976 $1,490 $1,710
USAA $1,178 $1,173 $1,152 $1,132 $3,937 $4,411 $1,564 $1,683

Cheap Smelterville, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Smelterville, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Smelterville, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Smelterville, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,153 $9,422
American Family $7,336 $9,550
Farmers $7,947 $8,215
GEICO $4,612 $5,741
Liberty Mutual $4,560 $5,072
Nationwide $4,574 $5,657
State Farm $3,666 $4,608
Travelers $6,930 $10,976
USAA $3,937 $4,411

Cheap Smelterville, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Smelterville, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Smelterville, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,952 $2,022
American Family $1,836 $1,836
Farmers $1,470 $1,552
GEICO $2,057 $1,998
Liberty Mutual $1,147 $1,281
Nationwide $1,711 $1,821
State Farm $1,104 $1,104
Travelers $1,407 $1,402
USAA $1,152 $1,132

Cheap Smelterville, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Smelterville, Idaho compared to the annual auto insurance rates with a clean record in Smelterville, Idaho.

Annual Smelterville, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,040 $4,515 $3,815
American Family $2,892 $4,091 $4,415 $3,275
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,835 $2,926 $4,090 $3,094
Liberty Mutual $1,880 $2,354 $2,429 $2,389
Nationwide $2,113 $2,752 $3,861 $2,379
State Farm $1,818 $2,167 $1,993 $1,993
Travelers $2,066 $2,938 $5,084 $3,283
USAA $1,452 $2,079 $2,824 $1,761

Cheap Smelterville, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Smelterville, Idaho is not easy. Compare the annual rates for DUI auto insurance in Smelterville, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Smelterville, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,515
American Family $4,415
Farmers $3,416
GEICO $4,090
Liberty Mutual $2,429
Nationwide $3,861
State Farm $1,993
Travelers $5,084
USAA $2,824

Cheap Smelterville, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Smelterville, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Smelterville, Idaho

Insurance Company Poor Fair Good
Allstate $5,141 $3,496 $3,055
American Family $4,737 $3,381 $2,887
Farmers $3,735 $3,163 $3,023
GEICO $3,630 $2,898 $2,429
Liberty Mutual $3,230 $1,986 $1,574
Nationwide $3,323 $2,668 $2,339
State Farm $2,800 $1,769 $1,408
Travelers $3,827 $3,220 $2,981
USAA $2,960 $1,731 $1,395

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Cheap Smelterville, Idaho Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Smelterville, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Smelterville, Idaho to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Smelterville, Idaho

ZIP Code Average Annual Rates
83868 $2,918

Cheap Smelterville, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Smelterville, Idaho auto insurance. Find the cheapest annual Smelterville, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Smelterville, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,897 $3,897
American Family $3,592 $3,744
Farmers $3,307 $3,307
GEICO $2,935 $3,037
Liberty Mutual $2,263 $2,263
Nationwide $2,776 $2,776
State Farm $1,946 $2,039
Travelers $3,343 $3,343
USAA $2,005 $2,053

Cheap Smelterville, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Smelterville, Idaho? Check out the comparison of annual Smelterville, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smelterville, Idaho

Insurance Company Low Medium High
Allstate $3,758 $3,890 $4,044
American Family $3,667 $3,850 $3,487
Farmers $3,161 $3,274 $3,486
GEICO $2,833 $2,981 $3,144
Liberty Mutual $2,138 $2,259 $2,393
Nationwide $2,745 $2,916 $2,668
State Farm $1,894 $1,996 $2,088
Travelers $3,290 $3,392 $3,346
USAA $1,968 $2,025 $2,093

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Best By Category: Cheapest Auto Insurance in Smelterville, Idaho

Compare the cheapest auto insurance companies in Smelterville, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Smelterville, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Smelterville, Idaho Auto Insurance Companies

What auto insurance companies in Smelterville, Idaho are the cheapest? Compare the top Smelterville, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Smelterville, Idaho

Insurance Company Average Annual Rates
Allstate $3,897
American Family $3,668
Farmers $3,307
GEICO $2,986
Liberty Mutual $2,263
Nationwide $2,776
State Farm $1,993
Travelers $3,343
USAA $2,029

What affects auto insurance rates in Smelterville, Idaho?

There are a lot of reasons why auto insurance rates in Smelterville, Idaho are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Smelterville, Idaho. Many local factors may affect your Smelterville auto insurance rates.

Smelterville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Smelterville, Idaho commute length is 18.3 minutes according to City-Data.

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Compare Smelterville, Idaho Auto Insurance Quotes

Before you buy Smelterville, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Smelterville, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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