Best Cheap Auto Insurance in Smartt, TN (2021)

The average Smartt, TN auto insurance rates are $304 per month. The minimum auto insurance in Smartt is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Smartt, Tennessee, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Smartt for teen drivers is Liberty Mutual
  • Average auto insurance rates in Smartt, TN for senior drivers are $1,946 per year
  • The cheapest auto insurance company in Smartt is State Farm

Smartt, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Smartt can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Smartt, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Smartt to other Tennessee cities, including Knoxville auto insurance rates, Bartlett auto insurance rates, and Hendersonville auto insurance rates to see how Smartt, Tennessee auto insurance rates stack up.

Before you buy Smartt, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Smartt, Tennessee auto insurance quotes.

Minimum Auto Insurance in Smartt, Tennessee

Smartt, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Smartt, Tennessee.

Minimum Required Auto Insurance Coverage in Smartt, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Smartt, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Smartt, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smartt, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,554 $2,450 $2,304 $2,390 $9,652 $10,502 $2,714 $2,804
Farmers $2,218 $2,256 $1,992 $2,177 $8,958 $9,479 $2,988 $3,185
GEICO $2,128 $2,152 $1,966 $1,966 $6,288 $6,418 $2,151 $2,218
Liberty Mutual $3,890 $129 $3,205 $3,581 $15,734 $17,474 $4,166 $4,434
Nationwide $2,106 $2,123 $1,889 $1,919 $5,787 $7,451 $2,420 $2,623
Progressive $1,786 $1,690 $1,452 $1,519 $7,914 $8,916 $2,155 $2,357
State Farm $1,501 $1,501 $1,346 $1,346 $4,496 $5,623 $1,693 $1,972
Travelers $1,748 $1,839 $1,597 $1,699 $4,992 $6,210 $1,860 $1,956
USAA $1,479 $1,504 $1,336 $1,335 $5,281 $6,053 $1,929 $2,056

Cheap Smartt, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Smartt, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Smartt, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Smartt, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,652 $10,502
Farmers $8,958 $9,479
GEICO $6,288 $6,418
Liberty Mutual $15,734 $17,474
Nationwide $5,787 $7,451
Progressive $7,914 $8,916
State Farm $4,496 $5,623
Travelers $4,992 $6,210
USAA $5,281 $6,053

Cheap Smartt, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Smartt, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Smartt, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,304 $2,390
Farmers $1,992 $2,177
GEICO $1,966 $1,966
Liberty Mutual $3,205 $3,581
Nationwide $1,889 $1,919
Progressive $1,452 $1,519
State Farm $1,346 $1,346
Travelers $1,597 $1,699
USAA $1,336 $1,335

Cheap Smartt, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Smartt, Tennessee compared to the annual auto insurance rates with a clean record in Smartt, Tennessee.

Annual Smartt, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,698 $4,411 $5,341 $4,235
Farmers $3,542 $4,402 $4,500 $4,182
GEICO $2,284 $3,076 $5,001 $2,284
Liberty Mutual $5,332 $7,688 $7,150 $6,137
Nationwide $2,850 $2,850 $4,268 $3,192
Progressive $3,061 $3,966 $3,260 $3,608
State Farm $2,225 $2,645 $2,435 $2,435
Travelers $2,218 $2,854 $3,151 $2,728
USAA $1,907 $2,857 $3,360 $2,364

Cheap Smartt, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Smartt, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Smartt, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Smartt, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,341
Farmers $4,500
GEICO $5,001
Liberty Mutual $7,150
Nationwide $4,268
Progressive $3,260
State Farm $2,435
Travelers $3,151
USAA $3,360

Cheap Smartt, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Smartt, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Smartt, Tennessee

Insurance Company Poor Fair Good
Allstate $5,636 $4,322 $3,306
Farmers $4,951 $3,864 $3,654
GEICO $3,591 $3,070 $2,822
Liberty Mutual $9,438 $5,776 $4,516
Nationwide $3,959 $3,135 $2,775
Progressive $3,915 $3,365 $3,141
State Farm $3,535 $2,122 $1,648
Travelers $3,474 $2,741 $1,998
USAA $3,800 $2,228 $1,838

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Cheap Smartt, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Smartt, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Smartt, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Smartt, Tennessee

ZIP Code Average Annual Rates
37378 $3,707

Cheap Smartt, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Smartt, Tennessee auto insurance. Find the cheapest annual Smartt, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Smartt, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,421 $4,421
Farmers $4,157 $4,157
GEICO $3,145 $3,177
Liberty Mutual $6,577 $6,577
Nationwide $3,290 $3,290
Progressive $3,474 $3,474
State Farm $2,378 $2,492
Travelers $2,630 $2,845
USAA $2,548 $2,696

Cheap Smartt, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Smartt, Tennessee? Check out the comparison of annual Smartt, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smartt, Tennessee

Insurance Company Low Medium High
Allstate $4,255 $4,410 $4,598
Farmers $3,931 $4,136 $4,402
GEICO $3,017 $3,154 $3,312
Liberty Mutual $6,287 $6,573 $6,870
Nationwide $3,324 $3,220 $3,326
Progressive $3,279 $3,472 $3,670
State Farm $2,312 $2,444 $2,549
Travelers $2,574 $2,736 $2,903
USAA $2,539 $2,613 $2,714

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Best By Category: Cheapest Auto Insurance in Smartt, Tennessee

Compare the cheapest auto insurance companies in Smartt, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Smartt, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Smartt, Tennessee Auto Insurance Companies

What auto insurance companies in Smartt, Tennessee are the cheapest? Compare the top Smartt, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Smartt, Tennessee

Insurance Company Average Annual Rates
Allstate $4,421
Farmers $4,157
GEICO $3,161
Liberty Mutual $6,577
Nationwide $3,290
Progressive $3,474
State Farm $2,435
Travelers $2,738
USAA $2,622

Compare Smartt, Tennessee Auto Insurance Quotes

Before you buy Smartt, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Smartt, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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