Best Cheap Auto Insurance in Smarr, GA (2021)

The average Smarr, GA auto insurance rates are $412 per month. The minimum auto insurance in Smarr is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Smarr, Georgia, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Smarr is GEICO
  • The minimum auto insurance required in Smarr, Georgia is 25/50/25
  • Average auto insurance rates in Smarr, GA for senior drivers are $2,769 per year

Smarr, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Smarr can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Smarr, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Smarr to other Georgia cities, including Warner Robins auto insurance rates, Sandy Springs auto insurance rates, and Roswell auto insurance rates to see how Smarr, Georgia auto insurance rates stack up.

Before you buy Smarr, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Smarr, Georgia auto insurance quotes.

Minimum Auto Insurance in Smarr, Georgia

Smarr, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Smarr, Georgia.

Minimum Required Auto Insurance Coverage in Smarr, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Smarr, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Smarr, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smarr, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,853 $2,853 $2,725 $2,725 $6,601 $8,512 $3,190 $3,484
GEICO $1,855 $1,818 $1,784 $1,784 $5,327 $6,352 $2,325 $2,623
Liberty Mutual $5,174 $5,635 $4,237 $4,807 $21,481 $23,987 $5,489 $5,849
Nationwide $4,165 $4,309 $4,110 $4,526 $13,045 $16,826 $5,088 $5,528
Progressive $2,837 $2,636 $2,430 $2,539 $8,441 $9,364 $3,283 $3,444
State Farm $2,179 $2,179 $1,946 $1,946 $5,644 $7,435 $2,386 $2,571
USAA $1,721 $1,721 $1,603 $1,610 $6,203 $7,319 $2,146 $2,374

Cheap Smarr, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Smarr, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Smarr, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Smarr, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,601 $8,512
GEICO $5,327 $6,352
Liberty Mutual $21,481 $23,987
Nationwide $13,045 $16,826
Progressive $8,441 $9,364
State Farm $5,644 $7,435
USAA $6,203 $7,319

Cheap Smarr, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Smarr, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Smarr, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,725 $2,725
GEICO $1,784 $1,784
Liberty Mutual $4,237 $4,807
Nationwide $4,110 $4,526
Progressive $2,430 $2,539
State Farm $1,946 $1,946
USAA $1,603 $1,610

Cheap Smarr, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Smarr, Georgia compared to the annual auto insurance rates with a clean record in Smarr, Georgia.

Annual Smarr, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,408 $5,220 $4,262 $3,581
GEICO $1,996 $2,515 $5,186 $2,237
Liberty Mutual $7,283 $9,931 $11,420 $9,694
Nationwide $5,531 $6,498 $10,054 $6,716
Progressive $3,461 $5,960 $4,042 $4,025
State Farm $3,006 $3,565 $3,286 $3,286
USAA $2,367 $3,003 $4,339 $2,640

Cheap Smarr, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Smarr, Georgia is not easy. Compare the annual rates for DUI auto insurance in Smarr, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Smarr, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,262
GEICO $5,186
Liberty Mutual $11,420
Nationwide $10,054
Progressive $4,042
State Farm $3,286
USAA $4,339

Cheap Smarr, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Smarr, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Smarr, Georgia

Insurance Company Poor Fair Good
Allstate $5,331 $3,709 $3,314
GEICO $3,753 $2,637 $2,561
Liberty Mutual $13,737 $8,412 $6,598
Nationwide $8,584 $6,945 $6,070
Progressive $4,980 $4,239 $3,897
State Farm $4,659 $2,901 $2,298
USAA $4,015 $2,829 $2,417

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Cheap Smarr, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Smarr, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Smarr, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Smarr, Georgia

ZIP Code Average Annual Rates
31086 $4,780

Cheap Smarr, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Smarr, Georgia auto insurance. Find the cheapest annual Smarr, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Smarr, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,025 $4,211
GEICO $2,932 $3,035
Liberty Mutual $9,582 $9,582
Nationwide $7,200 $7,200
Progressive $4,372 $4,372
State Farm $3,286 $3,286
USAA $2,947 $3,228

Cheap Smarr, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Smarr, Georgia? Check out the comparison of annual Smarr, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smarr, Georgia

Insurance Company Low Medium High
Allstate $3,816 $4,157 $4,380
GEICO $2,758 $2,998 $3,194
Liberty Mutual $9,203 $9,532 $10,012
Nationwide $7,059 $7,330 $7,210
Progressive $4,032 $4,307 $4,777
State Farm $3,091 $3,288 $3,479
USAA $2,926 $3,069 $3,266

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Best By Category: Cheapest Auto Insurance in Smarr, Georgia

Compare the cheapest auto insurance companies in Smarr, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Smarr, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Smarr, Georgia Auto Insurance Companies

What auto insurance companies in Smarr, Georgia are the cheapest? Compare the top Smarr, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Smarr, Georgia

Insurance Company Average Annual Rates
Allstate $4,118
GEICO $2,984
Liberty Mutual $9,582
Nationwide $7,200
Progressive $4,372
State Farm $3,286
USAA $3,087

Compare Smarr, Georgia Auto Insurance Quotes

Before you buy Smarr, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Smarr, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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