Best Cheap Auto Insurance in Smackover, AR (2021)

The average Smackover, AR auto insurance rates are $351 per month. The minimum auto insurance in Smackover is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Smackover, Arkansas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Smackover, Arkansas is 25/50/25
  • The cheapest auto insurance company in Smackover is USAA
  • Average auto insurance rates in Smackover, AR for senior drivers are $2,225 per year

Smackover, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Smackover can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Smackover, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Smackover to other Arkansas cities, including Pine Bluff auto insurance rates, Springdale auto insurance rates, and Little Rock auto insurance rates to see how Smackover, Arkansas auto insurance rates stack up.

Before you buy Smackover, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Smackover, Arkansas auto insurance quotes.

Minimum Auto Insurance in Smackover, Arkansas

Smackover, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Smackover, Arkansas.

Minimum Required Auto Insurance Coverage in Smackover, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Smackover, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Smackover, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smackover, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,085 $3,131 $2,728 $2,925 $10,757 $12,812 $3,447 $3,760
Farmers $2,343 $2,333 $2,099 $2,200 $9,489 $9,825 $2,685 $2,842
GEICO $2,713 $2,693 $2,511 $2,441 $6,706 $6,759 $2,645 $2,681
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,721 $2,594 $2,234 $2,330 $11,126 $12,548 $3,257 $3,515
State Farm $1,883 $1,883 $1,677 $1,677 $5,319 $6,705 $2,119 $2,423
Travelers $2,406 $2,456 $2,352 $2,364 $13,708 $22,036 $2,561 $2,993
USAA $1,477 $1,495 $1,366 $1,380 $4,662 $4,887 $1,914 $2,068

Cheap Smackover, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Smackover, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Smackover, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Smackover, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,757 $12,812
Farmers $9,489 $9,825
GEICO $6,706 $6,759
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $11,126 $12,548
State Farm $5,319 $6,705
Travelers $13,708 $22,036
USAA $4,662 $4,887

Cheap Smackover, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Smackover, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Smackover, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,728 $2,925
Farmers $2,099 $2,200
GEICO $2,511 $2,441
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,234 $2,330
State Farm $1,677 $1,677
Travelers $2,352 $2,364
USAA $1,366 $1,380

Cheap Smackover, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Smackover, Arkansas compared to the annual auto insurance rates with a clean record in Smackover, Arkansas.

Annual Smackover, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,440 $5,540 $6,093 $5,250
Farmers $3,575 $4,571 $4,464 $4,298
GEICO $2,450 $3,787 $5,701 $2,637
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,352 $6,014 $4,570 $5,227
State Farm $2,725 $3,196 $2,961 $2,961
Travelers $5,335 $5,513 $8,041 $6,549
USAA $1,846 $2,342 $3,387 $2,049

Cheap Smackover, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Smackover, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Smackover, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Smackover, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,093
Farmers $4,464
GEICO $5,701
Liberty Mutual $5,277
Nationwide $5,241
Progressive $4,570
State Farm $2,961
Travelers $8,041
USAA $3,387

Cheap Smackover, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Smackover, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Smackover, Arkansas

Insurance Company Poor Fair Good
Allstate $6,716 $5,122 $4,154
Farmers $4,821 $4,024 $3,835
GEICO $4,368 $3,585 $2,977
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $5,740 $4,867 $4,515
State Farm $4,291 $2,582 $2,009
Travelers $7,308 $6,086 $5,684
USAA $3,196 $2,173 $1,849

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Cheap Smackover, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Smackover, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Smackover, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Smackover, Arkansas

ZIP Code Average Annual Rates
71762 $4,279

Cheap Smackover, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Smackover, Arkansas auto insurance. Find the cheapest annual Smackover, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Smackover, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,331 $5,331
Farmers $4,227 $4,227
GEICO $3,625 $3,662
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $5,041 $5,041
State Farm $2,889 $3,032
Travelers $6,359 $6,359
USAA $2,336 $2,476

Cheap Smackover, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Smackover, Arkansas? Check out the comparison of annual Smackover, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smackover, Arkansas

Insurance Company Low Medium High
Allstate $5,200 $5,327 $5,464
Farmers $4,047 $4,190 $4,444
GEICO $3,492 $3,642 $3,796
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $4,673 $4,965 $5,484
State Farm $2,822 $2,958 $3,102
Travelers $6,071 $6,378 $6,629
USAA $2,308 $2,397 $2,513

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Best By Category: Cheapest Auto Insurance in Smackover, Arkansas

Compare the cheapest auto insurance companies in Smackover, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Smackover, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Smackover, Arkansas Auto Insurance Companies

What auto insurance companies in Smackover, Arkansas are the cheapest? Compare the top Smackover, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Smackover, Arkansas

Insurance Company Average Annual Rates
Allstate $5,331
Farmers $4,227
GEICO $3,644
Liberty Mutual $4,090
Nationwide $3,833
Progressive $5,041
State Farm $2,961
Travelers $6,359
USAA $2,406

What affects auto insurance rates in Smackover, Arkansas?

There are a lot of reasons why auto insurance rates in Smackover, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Smackover, Arkansas. Many local factors may affect your Smackover auto insurance rates.

Smackover Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Smackover, Arkansas commute length is 16.7 minutes according to City-Data.

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Compare Smackover, Arkansas Auto Insurance Quotes

Before you buy Smackover, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Smackover, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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