Best Cheap Auto Insurance in Skokie, IL (2021)

The average Skokie, IL auto insurance rates are $369 per month. The minimum auto insurance in Skokie is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Skokie, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Skokie, Illinois is 25/50/20
  • The most expensive auto insurance company in Skokie for teen drivers is Farmers
  • Average auto insurance rates in Skokie, IL for senior drivers are $2,459 per year

Skokie, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Skokie can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Skokie, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Skokie to other Illinois cities, including Chicago auto insurance rates, Naperville auto insurance rates, and Elgin auto insurance rates to see how Skokie, Illinois auto insurance rates stack up.

Before you buy Skokie, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Skokie, Illinois auto insurance quotes.

Minimum Auto Insurance in Skokie, Illinois

Skokie, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Skokie, Illinois.

Minimum Required Auto Insurance Coverage in Skokie, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Skokie, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Skokie, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Skokie, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,713 $4,736 $4,950 $4,950 $12,429 $16,041 $5,659 $6,108
American Family $2,887 $2,887 $2,652 $2,652 $8,410 $11,582 $2,887 $3,741
Farmers $3,370 $3,368 $2,978 $3,166 $15,219 $15,872 $3,857 $4,014
GEICO $2,030 $2,092 $1,980 $2,230 $7,341 $7,568 $2,333 $2,422
Liberty Mutual $1,798 $1,939 $1,493 $1,672 $6,440 $7,154 $1,868 $1,953
Nationwide $2,786 $2,821 $2,475 $2,613 $8,014 $10,259 $3,283 $3,552
Progressive $2,847 $2,659 $2,361 $2,478 $10,864 $12,179 $3,390 $3,659
State Farm $1,952 $1,952 $1,773 $1,773 $6,317 $7,963 $2,216 $2,563
Travelers $2,106 $2,221 $1,947 $2,076 $6,582 $8,361 $2,233 $2,352
USAA $1,600 $1,618 $1,496 $1,466 $5,305 $5,816 $2,106 $2,299

Cheap Skokie, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Skokie, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Skokie, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Skokie, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,429 $16,041
American Family $8,410 $11,582
Farmers $15,219 $15,872
GEICO $7,341 $7,568
Liberty Mutual $6,440 $7,154
Nationwide $8,014 $10,259
Progressive $10,864 $12,179
State Farm $6,317 $7,963
Travelers $6,582 $8,361
USAA $5,305 $5,816

Cheap Skokie, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Skokie, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Skokie, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,950 $4,950
American Family $2,652 $2,652
Farmers $2,978 $3,166
GEICO $1,980 $2,230
Liberty Mutual $1,493 $1,672
Nationwide $2,475 $2,613
Progressive $2,361 $2,478
State Farm $1,773 $1,773
Travelers $1,947 $2,076
USAA $1,496 $1,466

Cheap Skokie, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Skokie, Illinois compared to the annual auto insurance rates with a clean record in Skokie, Illinois.

Annual Skokie, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,226 $9,140 $8,456 $6,973
American Family $3,469 $4,885 $6,559 $3,935
Farmers $5,460 $7,071 $6,895 $6,495
GEICO $2,348 $3,788 $5,098 $2,764
Liberty Mutual $2,513 $3,621 $3,157 $2,868
Nationwide $3,598 $4,670 $5,496 $4,138
Progressive $4,141 $6,234 $4,602 $5,242
State Farm $3,000 $3,627 $3,313 $3,313
Travelers $2,751 $3,644 $4,076 $3,469
USAA $1,925 $2,789 $3,814 $2,325

Cheap Skokie, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Skokie, Illinois is not easy. Compare the annual rates for DUI auto insurance in Skokie, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Skokie, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,456
American Family $6,559
Farmers $6,895
GEICO $5,098
Liberty Mutual $3,157
Nationwide $5,496
Progressive $4,602
State Farm $3,313
Travelers $4,076
USAA $3,814

Cheap Skokie, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Skokie, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Skokie, Illinois

Insurance Company Poor Fair Good
Allstate $9,484 $6,852 $6,010
American Family $6,251 $4,269 $3,616
Farmers $7,345 $6,201 $5,896
GEICO $5,642 $2,735 $2,122
Liberty Mutual $4,305 $2,689 $2,126
Nationwide $5,344 $4,318 $3,764
Progressive $5,731 $4,894 $4,539
State Farm $4,817 $2,885 $2,238
Travelers $4,230 $3,446 $2,779
USAA $3,594 $2,488 $2,058

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Cheap Skokie, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Skokie, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Skokie, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Skokie, Illinois

ZIP Code Average Annual Rates
60076 $4,380
60077 $4,441

Cheap Skokie, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Skokie, Illinois auto insurance. Find the cheapest annual Skokie, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Skokie, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,448 $7,448
American Family $4,652 $4,772
Farmers $6,480 $6,480
GEICO $3,441 $3,558
Liberty Mutual $3,040 $3,040
Nationwide $4,475 $4,475
Progressive $5,055 $5,055
State Farm $3,230 $3,397
Travelers $3,345 $3,624
USAA $2,637 $2,789

Cheap Skokie, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Skokie, Illinois? Check out the comparison of annual Skokie, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Skokie, Illinois

Insurance Company Low Medium High
Allstate $7,152 $7,439 $7,755
American Family $4,515 $4,886 $4,735
Farmers $6,128 $6,308 $7,006
GEICO $3,166 $3,500 $3,832
Liberty Mutual $2,853 $3,033 $3,234
Nationwide $4,381 $4,531 $4,514
Progressive $4,589 $5,034 $5,542
State Farm $3,104 $3,320 $3,516
Travelers $3,248 $3,480 $3,726
USAA $2,502 $2,710 $2,927

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Best By Category: Cheapest Auto Insurance in Skokie, Illinois

Compare the cheapest auto insurance companies in Skokie, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Skokie, Illinois

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Skokie, Illinois Auto Insurance Companies

What auto insurance companies in Skokie, Illinois are the cheapest? Compare the top Skokie, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Skokie, Illinois

Insurance Company Average Annual Rates
Allstate $7,448
American Family $4,712
Farmers $6,480
GEICO $3,499
Liberty Mutual $3,040
Nationwide $4,475
Progressive $5,055
State Farm $3,313
Travelers $3,485
USAA $2,713

What affects auto insurance rates in Skokie, Illinois?

There are a lot of reasons why auto insurance rates in Skokie, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Skokie, Illinois. Many local factors may affect your Skokie auto insurance rates.

Skokie Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Skokie, Illinois commute length is 29.3 minutes according to City-Data.

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Compare Skokie, Illinois Auto Insurance Quotes

Before you buy Skokie, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Skokie, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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