Best Cheap Auto Insurance in Skellytown, TX (2021)

The average Skellytown, TX auto insurance rates are $328 per month. The minimum auto insurance in Skellytown is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Skellytown, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • Average auto insurance rates in Skellytown, TX for senior drivers are $2,404 per year
  • The minimum auto insurance required in Skellytown, Texas is 30/60/25
  • The average commute length in Skellytown is 28.4 minutes

Skellytown, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Skellytown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Skellytown, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Skellytown to other Texas cities, including Arlington auto insurance rates, San Antonio auto insurance rates, and Plano auto insurance rates to see how Skellytown, Texas auto insurance rates stack up.

Before you buy Skellytown, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Skellytown, Texas auto insurance quotes.

Minimum Auto Insurance in Skellytown, Texas

Skellytown, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Skellytown, Texas.

Minimum Required Auto Insurance Coverage in Skellytown, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Skellytown, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Skellytown, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Skellytown, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,617 $3,674 $3,576 $3,576 $9,094 $11,053 $4,481 $4,710
American Family $3,814 $4,169 $3,237 $3,651 $8,125 $10,802 $5,124 $5,820
GEICO $2,406 $2,529 $2,193 $2,379 $4,937 $5,209 $2,605 $2,669
Nationwide $2,471 $2,522 $2,179 $2,317 $6,871 $8,867 $2,888 $3,134
Progressive $2,437 $2,330 $2,165 $2,210 $10,048 $11,202 $2,896 $2,944
State Farm $1,777 $1,777 $1,573 $1,573 $4,121 $5,228 $1,922 $1,986
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

Cheap Skellytown, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Skellytown, Texas is a challenge. Take a look at the annual teen auto insurance rates in Skellytown, Texas.

Annual Auto Insurance Rates for Teen Drivers in Skellytown, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,094 $11,053
American Family $8,125 $10,802
GEICO $4,937 $5,209
Nationwide $6,871 $8,867
Progressive $10,048 $11,202
State Farm $4,121 $5,228
USAA $4,047 $4,518

Cheap Skellytown, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Skellytown, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Skellytown, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,576 $3,576
American Family $3,237 $3,651
GEICO $2,193 $2,379
Nationwide $2,179 $2,317
Progressive $2,165 $2,210
State Farm $1,573 $1,573
USAA $1,497 $1,531

Cheap Skellytown, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Skellytown, Texas compared to the annual auto insurance rates with a clean record in Skellytown, Texas.

Annual Skellytown, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,354 $6,467 $6,715 $4,354
American Family $5,142 $6,433 $5,654 $5,142
GEICO $2,646 $3,395 $2,988 $3,435
Nationwide $3,381 $3,381 $5,037 $3,826
Progressive $3,951 $5,094 $4,615 $4,456
State Farm $2,231 $2,540 $2,976 $2,231
USAA $1,833 $2,638 $3,094 $2,103

Cheap Skellytown, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Skellytown, Texas is not easy. Compare the annual rates for DUI auto insurance in Skellytown, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Skellytown, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,715
American Family $5,654
GEICO $2,988
Nationwide $5,037
Progressive $4,615
State Farm $2,976
USAA $3,094

Cheap Skellytown, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Skellytown, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Skellytown, Texas

Insurance Company Poor Fair Good
Allstate $6,978 $5,093 $4,347
American Family $7,970 $4,723 $4,085
GEICO $4,803 $2,724 $1,820
Nationwide $4,700 $3,754 $3,264
Progressive $5,107 $4,403 $4,077
State Farm $3,534 $2,199 $1,751
USAA $3,624 $2,022 $1,606

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Cheap Skellytown, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Skellytown, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Skellytown, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Skellytown, Texas

ZIP Code Average Annual Rates
79080 $5,635

Cheap Skellytown, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Skellytown, Texas auto insurance. Find the cheapest annual Skellytown, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Skellytown, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,351 $5,594
American Family $5,593 $5,593
GEICO $3,047 $3,185
Nationwide $3,906 $3,906
Progressive $4,529 $4,529
State Farm $2,495 $2,495
USAA $2,385 $2,449

Cheap Skellytown, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Skellytown, Texas? Check out the comparison of annual Skellytown, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Skellytown, Texas

Insurance Company Low Medium High
Allstate $5,358 $5,430 $5,630
American Family $5,353 $5,472 $5,954
GEICO $3,022 $3,096 $3,230
Nationwide $4,229 $3,737 $3,753
Progressive $4,317 $4,510 $4,761
State Farm $2,377 $2,488 $2,618
USAA $2,364 $2,412 $2,475

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Best By Category: Cheapest Auto Insurance in Skellytown, Texas

Compare the cheapest auto insurance companies in Skellytown, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Skellytown, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Skellytown, Texas Auto Insurance Companies

What auto insurance companies in Skellytown, Texas are the cheapest? Compare the top Skellytown, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Skellytown, Texas

Insurance Company Average Annual Rates
Allstate $5,473
American Family $5,593
GEICO $3,116
Nationwide $3,906
Progressive $4,529
State Farm $2,495
USAA $2,417

What affects auto insurance rates in Skellytown, Texas?

There are a lot of reasons why auto insurance rates in Skellytown, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Skellytown, Texas. Many local factors may affect your Skellytown auto insurance rates.

Skellytown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Skellytown, Texas commute length is 28.4 minutes according to City-Data.

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Compare Skellytown, Texas Auto Insurance Quotes

Before you buy Skellytown, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Skellytown, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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