Best Cheap Auto Insurance in Sitka, KY (2021)

The average Sitka, KY auto insurance rates are $589 per month. The minimum auto insurance in Sitka is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Sitka, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Sitka for teen drivers is Travelers
  • Average auto insurance rates in Sitka, KY for senior drivers are $3,824 per year
  • The cheapest auto insurance company in Sitka is USAA

Sitka, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Sitka can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sitka, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Sitka to other Kentucky cities, including Elizabeth auto insurance rates, Independence auto insurance rates, and Richmond auto insurance rates to see how Sitka, Kentucky auto insurance rates stack up.

Before you buy Sitka, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sitka, Kentucky auto insurance quotes.

Minimum Auto Insurance in Sitka, Kentucky

Sitka, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sitka, Kentucky.

Minimum Required Auto Insurance Coverage in Sitka, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sitka, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sitka, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sitka, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,009 $5,900 $5,534 $5,881 $22,951 $25,397 $6,476 $6,743
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,763 $5,191 $4,021 $4,531 $20,198 $22,432 $4,968 $5,169
Nationwide $5,612 $5,527 $5,076 $5,251 $12,513 $15,335 $6,384 $6,579
Progressive $3,188 $3,011 $2,894 $2,894 $16,249 $18,419 $3,958 $3,984
State Farm $2,480 $2,480 $2,197 $2,197 $6,690 $8,484 $2,747 $3,036
Travelers $4,127 $4,204 $4,067 $4,072 $21,158 $34,320 $4,319 $5,002
USAA $2,086 $2,099 $1,883 $1,927 $5,515 $5,811 $2,647 $2,914

Cheap Sitka, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sitka, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Sitka, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Sitka, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,951 $25,397
GEICO $8,902 $10,417
Liberty Mutual $20,198 $22,432
Nationwide $12,513 $15,335
Progressive $16,249 $18,419
State Farm $6,690 $8,484
Travelers $21,158 $34,320
USAA $5,515 $5,811

Cheap Sitka, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Sitka, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sitka, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,534 $5,881
GEICO $4,595 $4,158
Liberty Mutual $4,021 $4,531
Nationwide $5,076 $5,251
Progressive $2,894 $2,894
State Farm $2,197 $2,197
Travelers $4,067 $4,072
USAA $1,883 $1,927

Cheap Sitka, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sitka, Kentucky compared to the annual auto insurance rates with a clean record in Sitka, Kentucky.

Annual Sitka, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,738 $11,470 $12,327 $9,911
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,394 $11,478 $8,883 $7,882
Nationwide $6,138 $8,016 $10,201 $6,784
Progressive $5,624 $8,433 $6,405 $6,836
State Farm $3,504 $4,074 $3,789 $3,789
Travelers $8,822 $9,082 $13,249 $9,480
USAA $2,341 $3,319 $3,962 $2,818

Cheap Sitka, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sitka, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Sitka, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Sitka, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,327
GEICO $8,597
Liberty Mutual $8,883
Nationwide $10,201
Progressive $6,405
State Farm $3,789
Travelers $13,249
USAA $3,962

Cheap Sitka, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sitka, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sitka, Kentucky

Insurance Company Poor Fair Good
Allstate $14,299 $9,628 $7,907
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,838 $7,790 $6,100
Nationwide $9,567 $7,412 $6,376
Progressive $7,607 $6,656 $6,210
State Farm $5,432 $3,321 $2,614
Travelers $11,350 $9,578 $9,547
USAA $4,625 $2,592 $2,113

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Cheap Sitka, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sitka, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Sitka, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sitka, Kentucky

ZIP Code Average Annual Rates
41255 $6,446

Cheap Sitka, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Sitka, Kentucky auto insurance. Find the cheapest annual Sitka, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sitka, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,611 $10,611
GEICO $5,341 $5,438
Liberty Mutual $8,909 $8,909
Nationwide $7,785 $7,785
Progressive $6,824 $6,824
State Farm $3,699 $3,879
Travelers $10,159 $10,159
USAA $2,991 $3,229

Cheap Sitka, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sitka, Kentucky? Check out the comparison of annual Sitka, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sitka, Kentucky

Insurance Company Low Medium High
Allstate $9,155 $10,521 $12,158
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,340 $8,837 $9,551
Nationwide $7,752 $7,650 $7,952
Progressive $6,069 $6,661 $7,743
State Farm $3,552 $3,776 $4,039
Travelers $9,606 $10,191 $10,679
USAA $2,950 $3,102 $3,279

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Best By Category: Cheapest Auto Insurance in Sitka, Kentucky

Compare the cheapest auto insurance companies in Sitka, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sitka, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Sitka, Kentucky Auto Insurance Companies

What auto insurance companies in Sitka, Kentucky are the cheapest? Compare the top Sitka, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sitka, Kentucky

Insurance Company Average Annual Rates
Allstate $10,611
GEICO $5,390
Liberty Mutual $8,909
Nationwide $7,785
Progressive $6,824
State Farm $3,789
Travelers $10,159
USAA $3,110

Compare Sitka, Kentucky Auto Insurance Quotes

Before you buy Sitka, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sitka, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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