Best Cheap Auto Insurance in Sims, NC (2021)

The average Sims, NC auto insurance rates are $300 per month. The minimum auto insurance in Sims is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Sims, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Sims, North Carolina is 30/60/25
  • The average commute length in Sims is 27.6 minutes
  • The most expensive auto insurance company in Sims for teen drivers is Allstate

Sims, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Sims can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sims, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Sims to other North Carolina cities, including Fayetteville auto insurance rates, Raleigh auto insurance rates, and Greensboro auto insurance rates to see how Sims, North Carolina auto insurance rates stack up.

Before you buy Sims, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sims, North Carolina auto insurance quotes.

Minimum Auto Insurance in Sims, North Carolina

Sims, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sims, North Carolina.

Minimum Required Auto Insurance Coverage in Sims, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sims, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sims, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sims, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,770 $5,770 $4,740 $4,740 $13,697 $13,697 $5,884 $5,884
GEICO $2,584 $2,538 $2,546 $2,501 $4,649 $4,609 $2,278 $2,265
Liberty Mutual $1,929 $1,929 $1,996 $1,996 $3,338 $3,338 $1,929 $1,929
Nationwide $2,654 $2,654 $2,654 $2,654 $4,402 $4,402 $2,654 $2,654
Progressive $1,898 $1,898 $1,716 $1,716 $4,344 $4,344 $2,124 $2,124
State Farm $2,987 $2,987 $2,581 $2,581 $4,393 $4,393 $3,695 $3,695
Travelers $2,836 $2,836 $2,813 $2,813 $4,706 $4,706 $2,911 $2,911

Cheap Sims, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sims, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Sims, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Sims, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,697 $13,697
GEICO $4,649 $4,609
Liberty Mutual $3,338 $3,338
Nationwide $4,402 $4,402
Progressive $4,344 $4,344
State Farm $4,393 $4,393
Travelers $4,706 $4,706

Cheap Sims, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Sims, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sims, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,740 $4,740
GEICO $2,546 $2,501
Liberty Mutual $1,996 $1,996
Nationwide $2,654 $2,654
Progressive $1,716 $1,716
State Farm $2,581 $2,581
Travelers $2,813 $2,813

Cheap Sims, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sims, North Carolina compared to the annual auto insurance rates with a clean record in Sims, North Carolina.

Annual Sims, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,058 $7,173 $13,360 $5,500
GEICO $1,567 $2,351 $5,884 $2,184
Liberty Mutual $1,362 $1,754 $4,322 $1,754
Nationwide $1,806 $2,344 $5,870 $2,344
Progressive $1,180 $1,727 $5,500 $1,675
State Farm $1,840 $2,629 $6,557 $2,629
Travelers $1,951 $2,587 $6,188 $2,539

Cheap Sims, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sims, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Sims, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Sims, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $13,360
GEICO $5,884
Liberty Mutual $4,322
Nationwide $5,870
Progressive $5,500
State Farm $6,557
Travelers $6,188

Cheap Sims, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sims, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sims, North Carolina

Insurance Company Poor Fair Good
Allstate $10,208 $6,584 $5,777
GEICO $3,235 $2,982 $2,772
Liberty Mutual $2,298 $2,298 $2,298
Nationwide $3,091 $3,091 $3,091
Progressive $2,863 $2,458 $2,241
State Farm $4,803 $3,063 $2,376
Travelers $3,549 $3,222 $3,179

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Cheap Sims, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sims, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Sims, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sims, North Carolina

ZIP Code Average Annual Rates
27880 $3,251

Cheap Sims, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Sims, North Carolina auto insurance. Find the cheapest annual Sims, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sims, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,523 $7,523
GEICO $2,996 $2,996
Liberty Mutual $2,298 $2,298
Nationwide $3,091 $3,091
Progressive $2,520 $2,520
State Farm $3,389 $3,439
Travelers $3,316 $3,316

Cheap Sims, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sims, North Carolina? Check out the comparison of annual Sims, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sims, North Carolina

Insurance Company Low Medium High
Allstate $7,225 $7,495 $7,849
GEICO $2,855 $2,986 $3,148
Liberty Mutual $2,187 $2,284 $2,423
Nationwide $2,962 $3,077 $3,234
Progressive $2,391 $2,506 $2,665
State Farm $3,271 $3,398 $3,573
Travelers $3,176 $3,300 $3,473

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Best By Category: Cheapest Auto Insurance in Sims, North Carolina

Compare the cheapest auto insurance companies in Sims, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sims, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Sims, North Carolina Auto Insurance Companies

What auto insurance companies in Sims, North Carolina are the cheapest? Compare the top Sims, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sims, North Carolina

Insurance Company Average Annual Rates
Allstate $7,523
GEICO $2,996
Liberty Mutual $2,298
Nationwide $3,091
Progressive $2,520
State Farm $3,414
Travelers $3,316

What affects auto insurance rates in Sims, North Carolina?

There are a lot of reasons why auto insurance rates in Sims, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sims, North Carolina. Many local factors may affect your Sims auto insurance rates.

Sims Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sims, North Carolina commute length is 27.6 minutes according to City-Data.

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Compare Sims, North Carolina Auto Insurance Quotes

Before you buy Sims, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sims, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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