Best Cheap Auto Insurance in Simpsonville, KY (2021)

The average Simpsonville, KY auto insurance rates are $364 per month. The minimum auto insurance in Simpsonville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Simpsonville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Simpsonville for teen drivers is Travelers
  • The cheapest auto insurance company in Simpsonville is USAA
  • The average commute length in Simpsonville is 22.5 minutes

Simpsonville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Simpsonville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Simpsonville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Simpsonville to other Kentucky cities, including Elizabeth auto insurance rates, Bowling Green auto insurance rates, and Independence auto insurance rates to see how Simpsonville, Kentucky auto insurance rates stack up.

Before you buy Simpsonville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Simpsonville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Simpsonville, Kentucky

Simpsonville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Simpsonville, Kentucky.

Minimum Required Auto Insurance Coverage in Simpsonville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Simpsonville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Simpsonville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Simpsonville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,285 $3,238 $2,981 $3,180 $12,630 $14,219 $3,610 $3,799
GEICO $3,286 $3,041 $3,436 $3,112 $6,749 $7,991 $2,682 $2,313
Liberty Mutual $2,692 $2,910 $2,272 $2,534 $11,789 $13,045 $2,824 $2,952
Nationwide $3,194 $3,199 $2,882 $3,013 $7,284 $9,099 $3,630 $3,821
Progressive $2,180 $2,071 $1,963 $1,969 $10,762 $12,171 $2,703 $2,756
State Farm $1,938 $1,938 $1,731 $1,731 $5,839 $7,399 $2,166 $2,423
Travelers $2,107 $2,142 $2,082 $2,084 $10,325 $16,612 $2,208 $2,521
USAA $1,779 $1,781 $1,611 $1,636 $4,749 $5,000 $2,242 $2,453

Cheap Simpsonville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Simpsonville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Simpsonville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Simpsonville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,630 $14,219
GEICO $6,749 $7,991
Liberty Mutual $11,789 $13,045
Nationwide $7,284 $9,099
Progressive $10,762 $12,171
State Farm $5,839 $7,399
Travelers $10,325 $16,612
USAA $4,749 $5,000

Cheap Simpsonville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Simpsonville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Simpsonville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,981 $3,180
GEICO $3,436 $3,112
Liberty Mutual $2,272 $2,534
Nationwide $2,882 $3,013
Progressive $1,963 $1,969
State Farm $1,731 $1,731
Travelers $2,082 $2,084
USAA $1,611 $1,636

Cheap Simpsonville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Simpsonville, Kentucky compared to the annual auto insurance rates with a clean record in Simpsonville, Kentucky.

Annual Simpsonville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,835 $6,352 $6,805 $5,479
GEICO $2,428 $4,321 $6,581 $2,974
Liberty Mutual $4,268 $6,583 $5,117 $4,540
Nationwide $3,590 $4,644 $5,874 $3,954
Progressive $3,781 $5,607 $4,309 $4,590
State Farm $2,872 $3,419 $3,146 $3,146
Travelers $4,368 $4,491 $6,502 $4,679
USAA $2,003 $2,830 $3,380 $2,413

Cheap Simpsonville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Simpsonville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Simpsonville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Simpsonville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,805
GEICO $6,581
Liberty Mutual $5,117
Nationwide $5,874
Progressive $4,309
State Farm $3,146
Travelers $6,502
USAA $3,380

Cheap Simpsonville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Simpsonville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Simpsonville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,757 $5,375 $4,471
GEICO $6,702 $3,346 $2,180
Liberty Mutual $7,321 $4,509 $3,552
Nationwide $5,472 $4,319 $3,755
Progressive $5,095 $4,458 $4,163
State Farm $4,558 $2,744 $2,136
Travelers $5,577 $4,735 $4,718
USAA $3,939 $2,218 $1,811

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Cheap Simpsonville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Simpsonville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Simpsonville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Simpsonville, Kentucky

ZIP Code Average Annual Rates
40067 $3,942

Cheap Simpsonville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Simpsonville, Kentucky auto insurance. Find the cheapest annual Simpsonville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Simpsonville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,868 $5,868
GEICO $4,038 $4,114
Liberty Mutual $5,127 $5,127
Nationwide $4,515 $4,515
Progressive $4,572 $4,572
State Farm $3,068 $3,224
Travelers $5,010 $5,010
USAA $2,557 $2,755

Cheap Simpsonville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Simpsonville, Kentucky? Check out the comparison of annual Simpsonville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Simpsonville, Kentucky

Insurance Company Low Medium High
Allstate $5,444 $5,844 $6,314
GEICO $3,806 $4,060 $4,363
Liberty Mutual $4,913 $5,100 $5,369
Nationwide $4,558 $4,470 $4,518
Progressive $4,194 $4,514 $5,008
State Farm $2,967 $3,146 $3,325
Travelers $4,734 $5,033 $5,263
USAA $2,526 $2,650 $2,792

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Best By Category: Cheapest Auto Insurance in Simpsonville, Kentucky

Compare the cheapest auto insurance companies in Simpsonville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Simpsonville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Simpsonville, Kentucky Auto Insurance Companies

What auto insurance companies in Simpsonville, Kentucky are the cheapest? Compare the top Simpsonville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Simpsonville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,868
GEICO $4,076
Liberty Mutual $5,127
Nationwide $4,515
Progressive $4,572
State Farm $3,146
Travelers $5,010
USAA $2,656

What affects auto insurance rates in Simpsonville, Kentucky?

There are a lot of reasons why auto insurance rates in Simpsonville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Simpsonville, Kentucky. Many local factors may affect your Simpsonville auto insurance rates.

Simpsonville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Simpsonville, Kentucky commute length is 22.5 minutes according to City-Data.

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Compare Simpsonville, Kentucky Auto Insurance Quotes

Before you buy Simpsonville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Simpsonville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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