Best Cheap Auto Insurance in Simpson, NC (2021)

The average Simpson, NC auto insurance rates are $303 per month. The minimum auto insurance in Simpson is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Simpson, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Simpson, NC for senior drivers are $2,741 per year
  • The average commute length in Simpson is 21.4 minutes
  • The minimum auto insurance required in Simpson, North Carolina is 30/60/25

Simpson, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Simpson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Simpson, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Simpson to other North Carolina cities, including Durham auto insurance rates, Raleigh auto insurance rates, and Cary auto insurance rates to see how Simpson, North Carolina auto insurance rates stack up.

Before you buy Simpson, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Simpson, North Carolina auto insurance quotes.

Minimum Auto Insurance in Simpson, North Carolina

Simpson, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Simpson, North Carolina.

Minimum Required Auto Insurance Coverage in Simpson, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Simpson, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Simpson, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Simpson, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,806 $5,806 $4,770 $4,770 $13,778 $13,778 $5,921 $5,921
GEICO $2,584 $2,538 $2,546 $2,501 $4,649 $4,609 $2,278 $2,265
Liberty Mutual $1,929 $1,929 $1,996 $1,996 $3,338 $3,338 $1,929 $1,929
Nationwide $2,654 $2,654 $2,654 $2,654 $4,402 $4,402 $2,654 $2,654
Progressive $1,851 $1,851 $1,663 $1,663 $4,352 $4,352 $2,089 $2,089
State Farm $3,201 $3,201 $2,765 $2,765 $4,716 $4,716 $3,961 $3,961
Travelers $2,836 $2,836 $2,813 $2,813 $4,706 $4,706 $2,911 $2,911

Cheap Simpson, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Simpson, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Simpson, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Simpson, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,778 $13,778
GEICO $4,649 $4,609
Liberty Mutual $3,338 $3,338
Nationwide $4,402 $4,402
Progressive $4,352 $4,352
State Farm $4,716 $4,716
Travelers $4,706 $4,706

Cheap Simpson, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Simpson, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Simpson, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,770 $4,770
GEICO $2,546 $2,501
Liberty Mutual $1,996 $1,996
Nationwide $2,654 $2,654
Progressive $1,663 $1,663
State Farm $2,765 $2,765
Travelers $2,813 $2,813

Cheap Simpson, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Simpson, North Carolina compared to the annual auto insurance rates with a clean record in Simpson, North Carolina.

Annual Simpson, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,082 $7,216 $13,443 $5,534
GEICO $1,567 $2,351 $5,884 $2,184
Liberty Mutual $1,362 $1,754 $4,322 $1,754
Nationwide $1,806 $2,344 $5,870 $2,344
Progressive $1,158 $1,697 $5,454 $1,647
State Farm $1,935 $2,814 $7,079 $2,814
Travelers $1,951 $2,587 $6,188 $2,539

Cheap Simpson, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Simpson, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Simpson, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Simpson, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $13,443
GEICO $5,884
Liberty Mutual $4,322
Nationwide $5,870
Progressive $5,454
State Farm $7,079
Travelers $6,188

Cheap Simpson, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Simpson, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Simpson, North Carolina

Insurance Company Poor Fair Good
Allstate $10,271 $6,624 $5,811
GEICO $3,235 $2,982 $2,772
Liberty Mutual $2,298 $2,298 $2,298
Nationwide $3,091 $3,091 $3,091
Progressive $2,835 $2,438 $2,194
State Farm $5,153 $3,284 $2,545
Travelers $3,549 $3,222 $3,179

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Cheap Simpson, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Simpson, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Simpson, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Simpson, North Carolina

ZIP Code Average Annual Rates
27879 $3,275

Cheap Simpson, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Simpson, North Carolina auto insurance. Find the cheapest annual Simpson, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Simpson, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,569 $7,569
GEICO $2,996 $2,996
Liberty Mutual $2,298 $2,298
Nationwide $3,091 $3,091
Progressive $2,489 $2,489
State Farm $3,648 $3,673
Travelers $3,316 $3,316

Cheap Simpson, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Simpson, North Carolina? Check out the comparison of annual Simpson, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Simpson, North Carolina

Insurance Company Low Medium High
Allstate $7,271 $7,540 $7,895
GEICO $2,855 $2,986 $3,148
Liberty Mutual $2,187 $2,284 $2,423
Nationwide $2,962 $3,077 $3,234
Progressive $2,358 $2,475 $2,634
State Farm $3,506 $3,642 $3,834
Travelers $3,176 $3,300 $3,473

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Best By Category: Cheapest Auto Insurance in Simpson, North Carolina

Compare the cheapest auto insurance companies in Simpson, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Simpson, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Simpson, North Carolina Auto Insurance Companies

What auto insurance companies in Simpson, North Carolina are the cheapest? Compare the top Simpson, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Simpson, North Carolina

Insurance Company Average Annual Rates
Allstate $7,569
GEICO $2,996
Liberty Mutual $2,298
Nationwide $3,091
Progressive $2,489
State Farm $3,661
Travelers $3,316

What affects auto insurance rates in Simpson, North Carolina?

There are a lot of reasons why auto insurance rates in Simpson, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Simpson, North Carolina. Many local factors may affect your Simpson auto insurance rates.

Simpson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Simpson, North Carolina commute length is 21.4 minutes according to City-Data.

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Compare Simpson, North Carolina Auto Insurance Quotes

Before you buy Simpson, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Simpson, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

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