Simple Ways To Cut Auto Insurance Rates

The choices you make regarding your policy and driving habit will have huge implications.

Knowing what to pay when, who to include, or not include on your policy, and how to drive will all help to get you the cheapest auto insurance rates.

Compare online auto insurance rates by entering your zip code in the FREE quote tool above!

Get Your Deductible Right

Setting your deductible can play a large role in how much you pay in auto insurance premiums.

The lower the deductible, the higher the rate will be. This will be something you need to put a bit of thought into as it may not comes into play right away.

Raising your deductible from something like $200 to $500 can save you a pretty penny.

Change your collision deductibles while you’re at it.

Shelling out $1000 from your own pocket can save your almost 40 percent on your  auto insurance premiums.

Save that money for the first year to help cover those higher deductibles.

Higher deductibles might mean you pay more in the event of a car insurance claim.

The money your save in the long run will more than easily make up for having to shell out some cash.

Remember, most people may file a claim once every five years. How much money would you have saved in this time?

Brag About Your Public Transportation Use

Changing the mileage you commute on a daily basis can save you cash on your auto insurance policy.

Auto insurance rates are also based on the average yearly miles put on by drivers.

If you drive less than 12,000 miles a year you just might be eligible for some drastically lower rates.

Choose Wisely

Choosing your car has a lot more than just avoiding a sports car. You will need to consider a few more factors than candy apple red or midnight black on your new sedan.

Spend some time with the Internet and you will find that auto insurance rates are based on other factors from just the number of doors and how much gas that engine can consume.

Auto insurance rates vary drastically based on the safety features, theft rates, and protection devices that are provided on your sleek chariot of go.

Be sure you look at these factors when you are in the market for a new vehicle.

After looking at these factors, consider who is going to be driving your car.

Compare online auto insurance quotes by entering your zip code below!

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https://www.statefarm.com/insurance/auto/resources/what-affects-car-insurance-price
https://www.libertymutual.com/auto/car-insurance-coverage/collision-insurance
https://www.allstate.com/tools-and-resources/car-insurance/ask-agent-premium-deductible-limit.aspx
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https://www.progressive.com/auto/compare-car-insurance-rates/