Best Cheap Auto Insurance in Simonton, TX (2021)

The average Simonton, TX auto insurance rates are $351 per month. The minimum auto insurance in Simonton is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Simonton, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Simonton for teen drivers is Progressive
  • The average commute length in Simonton is 45.7 minutes
  • Average auto insurance rates in Simonton, TX for senior drivers are $2,511 per year

Simonton, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Simonton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Simonton, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Simonton to other Texas cities, including Houston auto insurance rates, Austin auto insurance rates, and San Antonio auto insurance rates to see how Simonton, Texas auto insurance rates stack up.

Before you buy Simonton, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Simonton, Texas auto insurance quotes.

Minimum Auto Insurance in Simonton, Texas

Simonton, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Simonton, Texas.

Minimum Required Auto Insurance Coverage in Simonton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Simonton, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Simonton, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Simonton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,501 $3,520 $3,452 $3,452 $9,413 $11,330 $4,323 $4,487
American Family $3,336 $3,755 $3,193 $3,699 $9,591 $12,501 $4,948 $5,650
GEICO $2,316 $2,503 $2,241 $2,536 $5,112 $5,345 $2,509 $2,517
Nationwide $2,647 $2,685 $2,336 $2,469 $7,744 $9,924 $3,134 $3,389
Progressive $2,634 $2,471 $2,355 $2,392 $11,418 $12,750 $3,103 $3,123
State Farm $2,124 $2,124 $1,898 $1,898 $5,223 $6,678 $2,319 $2,384
USAA $1,703 $1,703 $1,632 $1,608 $4,934 $5,347 $2,275 $2,420

Cheap Simonton, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Simonton, Texas is a challenge. Take a look at the annual teen auto insurance rates in Simonton, Texas.

Annual Auto Insurance Rates for Teen Drivers in Simonton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,413 $11,330
American Family $9,591 $12,501
GEICO $5,112 $5,345
Nationwide $7,744 $9,924
Progressive $11,418 $12,750
State Farm $5,223 $6,678
USAA $4,934 $5,347

Cheap Simonton, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Simonton, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Simonton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,452 $3,452
American Family $3,193 $3,699
GEICO $2,241 $2,536
Nationwide $2,336 $2,469
Progressive $2,355 $2,392
State Farm $1,898 $1,898
USAA $1,632 $1,608

Cheap Simonton, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Simonton, Texas compared to the annual auto insurance rates with a clean record in Simonton, Texas.

Annual Simonton, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,176 $6,547 $6,839 $4,176
American Family $5,290 $6,808 $5,947 $5,290
GEICO $2,663 $3,531 $2,929 $3,416
Nationwide $3,720 $3,720 $5,521 $4,203
Progressive $4,377 $5,711 $5,117 $4,918
State Farm $2,723 $3,142 $3,737 $2,723
USAA $2,003 $2,976 $3,532 $2,300

Cheap Simonton, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Simonton, Texas is not easy. Compare the annual rates for DUI auto insurance in Simonton, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Simonton, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,839
American Family $5,947
GEICO $2,929
Nationwide $5,521
Progressive $5,117
State Farm $3,737
USAA $3,532

Cheap Simonton, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Simonton, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Simonton, Texas

Insurance Company Poor Fair Good
Allstate $6,897 $5,065 $4,343
American Family $7,901 $5,129 $4,472
GEICO $4,833 $2,740 $1,831
Nationwide $5,144 $4,139 $3,590
Progressive $5,645 $4,900 $4,547
State Farm $4,362 $2,716 $2,165
USAA $3,957 $2,299 $1,852

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Cheap Simonton, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Simonton, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Simonton, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Simonton, Texas

ZIP Code Average Annual Rates
77476 $6,394

Cheap Simonton, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Simonton, Texas auto insurance. Find the cheapest annual Simonton, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Simonton, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,298 $5,571
American Family $5,834 $5,834
GEICO $3,079 $3,190
Nationwide $4,291 $4,291
Progressive $5,031 $5,031
State Farm $3,081 $3,081
USAA $2,669 $2,737

Cheap Simonton, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Simonton, Texas? Check out the comparison of annual Simonton, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Simonton, Texas

Insurance Company Low Medium High
Allstate $5,308 $5,387 $5,609
American Family $5,366 $5,579 $6,558
GEICO $2,984 $3,101 $3,320
Nationwide $4,607 $4,108 $4,158
Progressive $4,733 $5,002 $5,357
State Farm $2,910 $3,073 $3,260
USAA $2,607 $2,691 $2,810

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Best By Category: Cheapest Auto Insurance in Simonton, Texas

Compare the cheapest auto insurance companies in Simonton, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Simonton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Simonton, Texas Auto Insurance Companies

What auto insurance companies in Simonton, Texas are the cheapest? Compare the top Simonton, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Simonton, Texas

Insurance Company Average Annual Rates
Allstate $5,435
American Family $5,834
GEICO $3,135
Nationwide $4,291
Progressive $5,031
State Farm $3,081
USAA $2,703

What affects auto insurance rates in Simonton, Texas?

There are a lot of reasons why auto insurance rates in Simonton, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Simonton, Texas. Many local factors may affect your Simonton auto insurance rates.

Simonton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Simonton, Texas commute length is 45.7 minutes according to City-Data.

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Compare Simonton, Texas Auto Insurance Quotes

Before you buy Simonton, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Simonton, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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