Best Cheap Auto Insurance in Silverwood, MI (2021)

The average Silverwood, MI auto insurance rates are $865 per month. The minimum auto insurance in Silverwood is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Silverwood, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Silverwood, Michigan is 20/40/10
  • Average auto insurance rates in Silverwood, MI for senior drivers are $6,875 per year
  • The cheapest auto insurance company in Silverwood is USAA

Silverwood, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Silverwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Silverwood, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Silverwood to other Michigan cities, including Lansing auto insurance rates, Ann Arbor auto insurance rates, and Flint auto insurance rates to see how Silverwood, Michigan auto insurance rates stack up.

Before you buy Silverwood, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Silverwood, Michigan auto insurance quotes.

Minimum Auto Insurance in Silverwood, Michigan

Silverwood, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Silverwood, Michigan.

Minimum Required Auto Insurance Coverage in Silverwood, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Silverwood, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Silverwood, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Silverwood, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,762 $4,762 $4,444 $4,444 $10,322 $10,322 $5,339 $5,339
GEICO $4,028 $4,028 $4,074 $4,074 $10,947 $10,947 $3,848 $3,848
Liberty Mutual $16,936 $16,936 $16,769 $16,769 $39,803 $39,803 $16,936 $16,936
Nationwide $4,827 $4,827 $4,281 $4,281 $13,022 $13,022 $5,309 $5,309
Progressive $3,377 $3,146 $2,973 $3,318 $12,358 $13,191 $3,945 $3,660
State Farm $7,398 $7,398 $6,834 $6,834 $25,523 $25,523 $8,672 $8,672
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,710 $2,574 $2,546 $2,410 $6,622 $6,309 $3,312 $3,188

Cheap Silverwood, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Silverwood, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Silverwood, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Silverwood, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $10,322 $10,322
GEICO $10,947 $10,947
Liberty Mutual $39,803 $39,803
Nationwide $13,022 $13,022
Progressive $12,358 $13,191
State Farm $25,523 $25,523
Travelers $16,180 $16,180
USAA $6,622 $6,309

Cheap Silverwood, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Silverwood, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Silverwood, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,444 $4,444
GEICO $4,074 $4,074
Liberty Mutual $16,769 $16,769
Nationwide $4,281 $4,281
Progressive $2,973 $3,318
State Farm $6,834 $6,834
Travelers $4,626 $4,626
USAA $2,546 $2,410

Cheap Silverwood, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Silverwood, Michigan compared to the annual auto insurance rates with a clean record in Silverwood, Michigan.

Annual Silverwood, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $5,236 $6,648 $6,574 $6,408
GEICO $2,058 $4,265 $12,824 $3,749
Liberty Mutual $15,674 $19,028 $35,578 $20,165
Nationwide $5,862 $7,847 $7,122 $6,607
Progressive $4,862 $6,400 $5,754 $5,968
State Farm $7,795 $9,295 $19,792 $11,544
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,982 $3,719 $4,882 $3,252

Cheap Silverwood, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Silverwood, Michigan is not easy. Compare the annual rates for DUI auto insurance in Silverwood, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Silverwood, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,169
Farmers $6,574
GEICO $12,824
Liberty Mutual $35,578
Nationwide $7,122
Progressive $5,754
State Farm $19,792
Travelers $12,473
USAA $4,882

Cheap Silverwood, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Silverwood, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Silverwood, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $8,284 $5,396 $4,970
GEICO $7,360 $5,411 $4,402
Liberty Mutual $35,789 $20,653 $11,391
Nationwide $8,601 $6,478 $5,499
Progressive $6,640 $5,577 $5,022
State Farm $19,644 $9,934 $6,742
Travelers $8,206 $7,958 $7,858
USAA $5,557 $3,162 $2,407

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Cheap Silverwood, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Silverwood, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Silverwood, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Silverwood, Michigan

ZIP Code Average Annual Rates
48760 $7,265

Cheap Silverwood, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Silverwood, Michigan auto insurance. Find the cheapest annual Silverwood, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Silverwood, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,491 $22,491
Farmers $6,217 $6,217
GEICO $5,591 $5,858
Liberty Mutual $21,834 $23,389
Nationwide $6,860 $6,860
Progressive $5,746 $5,746
State Farm $11,779 $12,435
Travelers $7,961 $8,053
USAA $3,666 $3,751

Cheap Silverwood, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Silverwood, Michigan? Check out the comparison of annual Silverwood, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Silverwood, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $6,053 $6,201 $6,396
GEICO $5,362 $5,676 $6,134
Liberty Mutual $22,080 $22,558 $23,196
Nationwide $7,176 $6,744 $6,659
Progressive $5,559 $5,754 $5,925
State Farm $11,508 $12,181 $12,632
Travelers $7,920 $8,016 $8,086
USAA $3,597 $3,718 $3,811

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Best By Category: Cheapest Auto Insurance in Silverwood, Michigan

Compare the cheapest auto insurance companies in Silverwood, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Silverwood, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Silverwood, Michigan Auto Insurance Companies

What auto insurance companies in Silverwood, Michigan are the cheapest? Compare the top Silverwood, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Silverwood, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $6,217
GEICO $5,724
Liberty Mutual $22,611
Nationwide $6,860
Progressive $5,746
State Farm $12,107
Travelers $8,007
USAA $3,709

Compare Silverwood, Michigan Auto Insurance Quotes

Before you buy Silverwood, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Silverwood, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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