Best Cheap Auto Insurance in Silverton, CO (2021)

The average Silverton, CO auto insurance rates are $308 per month. The minimum auto insurance in Silverton is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Silverton, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Silverton is 7.8 minutes
  • The cheapest auto insurance company in Silverton is Liberty Mutual
  • The minimum auto insurance required in Silverton, Colorado is 25/50/15

Silverton, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Silverton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Silverton, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Silverton to other Colorado cities, including Fort Collins auto insurance rates, Westminster auto insurance rates, and Pueblo auto insurance rates to see how Silverton, Colorado auto insurance rates stack up.

Before you buy Silverton, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Silverton, Colorado auto insurance quotes.

Minimum Auto Insurance in Silverton, Colorado

Silverton, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Silverton, Colorado.

Minimum Required Auto Insurance Coverage in Silverton, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Silverton, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Silverton, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Silverton, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,153 $3,007 $3,041 $11,315 $11,849 $3,739 $3,781
American Family $2,423 $2,423 $2,184 $2,184 $5,867 $7,848 $2,423 $2,976
Farmers $2,923 $2,886 $2,643 $2,843 $11,194 $11,285 $3,239 $3,288
GEICO $1,824 $1,969 $1,866 $2,072 $5,555 $5,909 $1,684 $1,737
Liberty Mutual $1,918 $1,910 $1,606 $1,758 $5,237 $5,726 $1,946 $2,006
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,441 $2,280 $2,108 $2,103 $8,342 $9,352 $2,762 $2,693
State Farm $2,048 $2,048 $1,819 $1,819 $5,651 $7,189 $2,284 $2,703
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Cheap Silverton, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Silverton, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Silverton, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Silverton, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,849
American Family $5,867 $7,848
Farmers $11,194 $11,285
GEICO $5,555 $5,909
Liberty Mutual $5,237 $5,726
Nationwide $5,513 $7,064
Progressive $8,342 $9,352
State Farm $5,651 $7,189
USAA $5,325 $6,108

Cheap Silverton, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Silverton, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Silverton, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,007 $3,041
American Family $2,184 $2,184
Farmers $2,643 $2,843
GEICO $1,866 $2,072
Liberty Mutual $1,606 $1,758
Nationwide $1,977 $2,093
Progressive $2,108 $2,103
State Farm $1,819 $1,819
USAA $2,042 $2,056

Cheap Silverton, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Silverton, Colorado compared to the annual auto insurance rates with a clean record in Silverton, Colorado.

Annual Silverton, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $5,302 $6,468 $5,228
American Family $2,619 $3,721 $4,854 $2,969
Farmers $4,243 $5,468 $5,396 $5,042
GEICO $2,023 $3,106 $3,517 $2,661
Liberty Mutual $2,405 $2,824 $2,963 $2,860
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,480 $4,832 $3,672 $4,056
State Farm $2,958 $3,432 $3,195 $3,195
USAA $2,344 $2,849 $4,987 $2,642

Cheap Silverton, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Silverton, Colorado is not easy. Compare the annual rates for DUI auto insurance in Silverton, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Silverton, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,468
American Family $4,854
Farmers $5,396
GEICO $3,517
Liberty Mutual $2,963
Nationwide $4,398
Progressive $3,672
State Farm $3,195
USAA $4,987

Cheap Silverton, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Silverton, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Silverton, Colorado

Insurance Company Poor Fair Good
Allstate $6,902 $5,305 $4,011
American Family $4,610 $3,271 $2,742
Farmers $5,830 $4,760 $4,522
GEICO $3,396 $2,827 $2,257
Liberty Mutual $3,971 $2,400 $1,918
Nationwide $3,990 $3,154 $2,751
Progressive $4,556 $3,893 $3,581
State Farm $4,441 $2,850 $2,295
USAA $4,757 $2,700 $2,160

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Cheap Silverton, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Silverton, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Silverton, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Silverton, Colorado

ZIP Code Average Annual Rates
81433 $3,411

Cheap Silverton, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Silverton, Colorado auto insurance. Find the cheapest annual Silverton, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Silverton, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,466 $3,616
Farmers $5,038 $5,038
GEICO $2,763 $2,890
Liberty Mutual $2,763 $2,763
Nationwide $3,298 $3,298
Progressive $4,010 $4,010
State Farm $3,118 $3,272
USAA $3,115 $3,296

Cheap Silverton, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Silverton, Colorado? Check out the comparison of annual Silverton, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Silverton, Colorado

Insurance Company Low Medium High
Allstate $5,139 $5,389 $5,690
American Family $3,372 $3,615 $3,636
Farmers $4,493 $4,978 $5,642
GEICO $2,623 $2,792 $3,066
Liberty Mutual $2,643 $2,755 $2,891
Nationwide $3,323 $3,295 $3,276
Progressive $3,759 $4,020 $4,251
State Farm $3,019 $3,196 $3,370
USAA $3,077 $3,205 $3,334

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Best By Category: Cheapest Auto Insurance in Silverton, Colorado

Compare the cheapest auto insurance companies in Silverton, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Silverton, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Silverton, Colorado Auto Insurance Companies

What auto insurance companies in Silverton, Colorado are the cheapest? Compare the top Silverton, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Silverton, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,541
Farmers $5,038
GEICO $2,827
Liberty Mutual $2,763
Nationwide $3,298
Progressive $4,010
State Farm $3,195
USAA $3,206

What affects auto insurance rates in Silverton, Colorado?

There are a lot of reasons why auto insurance rates in Silverton, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Silverton, Colorado. Many local factors may affect your Silverton auto insurance rates.

Silverton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Silverton, Colorado commute length is 7.8 minutes according to City-Data.

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Compare Silverton, Colorado Auto Insurance Quotes

Before you buy Silverton, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Silverton, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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