Best Cheap Auto Insurance in Silverthorne, CO (2021)

The average Silverthorne, CO auto insurance rates are $322 per month. The minimum auto insurance in Silverthorne is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Silverthorne, Colorado, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Silverthorne is 21.5 minutes
  • The most expensive auto insurance company in Silverthorne for teen drivers is Allstate
  • The minimum auto insurance required in Silverthorne, Colorado is 25/50/15

Silverthorne, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Silverthorne can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Silverthorne, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Silverthorne to other Colorado cities, including Lakewood auto insurance rates, Fort Collins auto insurance rates, and Pueblo auto insurance rates to see how Silverthorne, Colorado auto insurance rates stack up.

Before you buy Silverthorne, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Silverthorne, Colorado auto insurance quotes.

Minimum Auto Insurance in Silverthorne, Colorado

Silverthorne, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Silverthorne, Colorado.

Minimum Required Auto Insurance Coverage in Silverthorne, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Silverthorne, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Silverthorne, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Silverthorne, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,690 $3,445 $3,304 $3,341 $12,927 $13,549 $4,082 $4,117
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,980 $2,957 $2,696 $2,889 $11,160 $11,295 $3,293 $3,357
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $1,857 $1,841 $1,554 $1,706 $5,771 $6,320 $1,894 $1,949
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,349 $2,184 $2,049 $2,035 $8,438 $9,460 $2,658 $2,585
State Farm $2,125 $2,125 $1,907 $1,907 $6,181 $7,806 $2,382 $2,841
USAA $2,394 $2,399 $2,269 $2,280 $6,022 $6,909 $3,087 $3,370

Cheap Silverthorne, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Silverthorne, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Silverthorne, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Silverthorne, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,927 $13,549
American Family $6,230 $8,345
Farmers $11,160 $11,295
GEICO $5,105 $5,462
Liberty Mutual $5,771 $6,320
Nationwide $5,843 $7,486
Progressive $8,438 $9,460
State Farm $6,181 $7,806
USAA $6,022 $6,909

Cheap Silverthorne, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Silverthorne, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Silverthorne, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,304 $3,341
American Family $2,316 $2,316
Farmers $2,696 $2,889
GEICO $1,682 $1,894
Liberty Mutual $1,554 $1,706
Nationwide $2,066 $2,188
Progressive $2,049 $2,035
State Farm $1,907 $1,907
USAA $2,269 $2,280

Cheap Silverthorne, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Silverthorne, Colorado compared to the annual auto insurance rates with a clean record in Silverthorne, Colorado.

Annual Silverthorne, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,147 $5,932 $7,298 $5,850
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,292 $5,506 $5,429 $5,086
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,510 $2,928 $3,048 $2,960
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,437 $4,821 $3,626 $3,995
State Farm $3,133 $3,686 $3,409 $3,409
USAA $2,609 $3,184 $5,627 $2,944

Cheap Silverthorne, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Silverthorne, Colorado is not easy. Compare the annual rates for DUI auto insurance in Silverthorne, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Silverthorne, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,298
American Family $5,160
Farmers $5,429
GEICO $3,291
Liberty Mutual $3,048
Nationwide $4,637
Progressive $3,626
State Farm $3,409
USAA $5,627

Cheap Silverthorne, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Silverthorne, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Silverthorne, Colorado

Insurance Company Poor Fair Good
Allstate $7,730 $5,951 $4,490
American Family $4,893 $3,473 $2,906
Farmers $5,882 $4,794 $4,558
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,097 $2,499 $1,988
Nationwide $4,201 $3,324 $2,896
Progressive $4,487 $3,857 $3,565
State Farm $4,741 $3,040 $2,447
USAA $5,334 $3,023 $2,417

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Silverthorne, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Silverthorne, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Silverthorne, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Silverthorne, Colorado

ZIP Code Average Annual Rates
80498 $3,560

Cheap Silverthorne, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Silverthorne, Colorado auto insurance. Find the cheapest annual Silverthorne, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Silverthorne, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,057 $6,057
American Family $3,678 $3,837
Farmers $5,078 $5,078
GEICO $2,516 $2,616
Liberty Mutual $2,861 $2,861
Nationwide $3,474 $3,474
Progressive $3,970 $3,970
State Farm $3,327 $3,491
USAA $3,489 $3,694

Cheap Silverthorne, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Silverthorne, Colorado? Check out the comparison of annual Silverthorne, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Silverthorne, Colorado

Insurance Company Low Medium High
Allstate $5,759 $6,039 $6,373
American Family $3,605 $3,834 $3,832
Farmers $4,527 $5,016 $5,692
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,735 $2,854 $2,995
Nationwide $3,517 $3,472 $3,432
Progressive $3,714 $3,981 $4,214
State Farm $3,209 $3,412 $3,607
USAA $3,450 $3,591 $3,733

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Silverthorne, Colorado

Compare the cheapest auto insurance companies in Silverthorne, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Silverthorne, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Silverthorne, Colorado Auto Insurance Companies

What auto insurance companies in Silverthorne, Colorado are the cheapest? Compare the top Silverthorne, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Silverthorne, Colorado

Insurance Company Average Annual Rates
Allstate $6,057
American Family $3,757
Farmers $5,078
GEICO $2,566
Liberty Mutual $2,861
Nationwide $3,474
Progressive $3,970
State Farm $3,409
USAA $3,591

What affects auto insurance rates in Silverthorne, Colorado?

There are a lot of reasons why auto insurance rates in Silverthorne, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Silverthorne, Colorado. Many local factors may affect your Silverthorne auto insurance rates.

Silverthorne Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Silverthorne, Colorado commute length is 21.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Silverthorne, Colorado Auto Insurance Quotes

Before you buy Silverthorne, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Silverthorne, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption