Best Cheap Auto Insurance in Silver, TX (2021)

The average Silver, TX auto insurance rates are $296 per month. The minimum auto insurance in Silver is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Silver, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Silver, Texas is 30/60/25
  • The most expensive auto insurance company in Silver for teen drivers is Progressive
  • Average auto insurance rates in Silver, TX for senior drivers are $2,158 per year

Silver, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Silver can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Silver, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Silver to other Texas cities, including San Antonio auto insurance rates, Fort Worth auto insurance rates, and Corpus Christi auto insurance rates to see how Silver, Texas auto insurance rates stack up.

Before you buy Silver, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Silver, Texas auto insurance quotes.

Minimum Auto Insurance in Silver, Texas

Silver, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Silver, Texas.

Minimum Required Auto Insurance Coverage in Silver, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Silver, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Silver, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Silver, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,395 $3,443 $3,353 $3,353 $8,801 $10,692 $4,224 $4,436
American Family $2,387 $2,635 $2,193 $2,490 $5,974 $7,876 $3,354 $3,826
GEICO $2,100 $2,249 $1,990 $2,227 $4,560 $4,749 $2,277 $2,295
Nationwide $2,211 $2,256 $1,954 $2,075 $6,081 $7,839 $2,578 $2,796
Progressive $2,634 $2,492 $2,329 $2,386 $10,678 $11,843 $3,094 $3,107
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,446 $1,474 $1,368 $1,383 $3,831 $4,232 $1,936 $2,120

Cheap Silver, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Silver, Texas is a challenge. Take a look at the annual teen auto insurance rates in Silver, Texas.

Annual Auto Insurance Rates for Teen Drivers in Silver, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,801 $10,692
American Family $5,974 $7,876
GEICO $4,560 $4,749
Nationwide $6,081 $7,839
Progressive $10,678 $11,843
State Farm $4,064 $5,155
USAA $3,831 $4,232

Cheap Silver, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Silver, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Silver, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,353 $3,353
American Family $2,193 $2,490
GEICO $1,990 $2,227
Nationwide $1,954 $2,075
Progressive $2,329 $2,386
State Farm $1,556 $1,556
USAA $1,368 $1,383

Cheap Silver, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Silver, Texas compared to the annual auto insurance rates with a clean record in Silver, Texas.

Annual Silver, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,104 $6,185 $6,455 $4,104
American Family $3,514 $4,440 $3,901 $3,514
GEICO $2,385 $3,131 $2,643 $3,064
Nationwide $3,010 $3,010 $4,471 $3,403
Progressive $4,204 $5,419 $4,917 $4,742
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,675 $2,433 $2,864 $1,922

Cheap Silver, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Silver, Texas is not easy. Compare the annual rates for DUI auto insurance in Silver, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Silver, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,455
American Family $3,901
GEICO $2,643
Nationwide $4,471
Progressive $4,917
State Farm $2,937
USAA $2,864

Cheap Silver, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Silver, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Silver, Texas

Insurance Company Poor Fair Good
Allstate $6,625 $4,858 $4,153
American Family $5,343 $3,295 $2,888
GEICO $4,314 $2,456 $1,648
Nationwide $4,172 $3,340 $2,909
Progressive $5,451 $4,682 $4,328
State Farm $3,491 $2,172 $1,730
USAA $3,300 $1,873 $1,498

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Cheap Silver, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Silver, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Silver, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Silver, Texas

ZIP Code Average Annual Rates
76949 $5,279

Cheap Silver, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Silver, Texas auto insurance. Find the cheapest annual Silver, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Silver, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,094 $5,330
American Family $3,842 $3,842
GEICO $2,754 $2,858
Nationwide $3,474 $3,474
Progressive $4,820 $4,820
State Farm $2,464 $2,464
USAA $2,195 $2,252

Cheap Silver, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Silver, Texas? Check out the comparison of annual Silver, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Silver, Texas

Insurance Company Low Medium High
Allstate $5,128 $5,181 $5,327
American Family $3,617 $3,726 $4,183
GEICO $2,688 $2,785 $2,945
Nationwide $3,753 $3,325 $3,343
Progressive $4,541 $4,790 $5,131
State Farm $2,350 $2,458 $2,585
USAA $2,165 $2,217 $2,290

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Best By Category: Cheapest Auto Insurance in Silver, Texas

Compare the cheapest auto insurance companies in Silver, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Silver, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Silver, Texas Auto Insurance Companies

What auto insurance companies in Silver, Texas are the cheapest? Compare the top Silver, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Silver, Texas

Insurance Company Average Annual Rates
Allstate $5,212
American Family $3,842
GEICO $2,806
Nationwide $3,474
Progressive $4,820
State Farm $2,464
USAA $2,224

What affects auto insurance rates in Silver, Texas?

There are a lot of reasons why auto insurance rates in Silver, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Silver, Texas. Many local factors may affect your Silver auto insurance rates.

Silver Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Silver, Texas commute length is 16.6 minutes according to City-Data.

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Compare Silver, Texas Auto Insurance Quotes

Before you buy Silver, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Silver, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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