Best Cheap Auto Insurance in Silver Plume, CO (2021)

The average Silver Plume, CO auto insurance rates are $342 per month. The minimum auto insurance in Silver Plume is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Silver Plume, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Silver Plume is 26.5 minutes
  • The minimum auto insurance required in Silver Plume, Colorado is 25/50/15
  • The most expensive auto insurance company in Silver Plume for teen drivers is Allstate

Silver Plume, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Silver Plume can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Silver Plume, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Silver Plume to other Colorado cities, including Colorado Springs auto insurance rates, Arvada auto insurance rates, and Westminster auto insurance rates to see how Silver Plume, Colorado auto insurance rates stack up.

Before you buy Silver Plume, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Silver Plume, Colorado auto insurance quotes.

Minimum Auto Insurance in Silver Plume, Colorado

Silver Plume, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Silver Plume, Colorado.

Minimum Required Auto Insurance Coverage in Silver Plume, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Silver Plume, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Silver Plume, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Silver Plume, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,663 $3,418 $3,282 $3,319 $12,884 $13,504 $4,046 $4,079
American Family $2,736 $2,736 $2,465 $2,465 $6,640 $8,899 $2,736 $3,357
Farmers $3,102 $3,087 $2,803 $3,014 $11,928 $12,098 $3,427 $3,487
GEICO $2,002 $2,196 $2,123 $2,411 $6,280 $6,658 $1,830 $1,866
Liberty Mutual $1,762 $1,700 $1,479 $1,629 $5,581 $6,118 $1,793 $1,835
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,621 $2,438 $2,261 $2,252 $9,258 $10,390 $2,975 $2,897
State Farm $2,529 $2,529 $2,256 $2,256 $7,113 $9,033 $2,825 $3,347
USAA $2,523 $2,525 $2,395 $2,403 $6,387 $7,327 $3,257 $3,553

Cheap Silver Plume, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Silver Plume, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Silver Plume, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Silver Plume, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,884 $13,504
American Family $6,640 $8,899
Farmers $11,928 $12,098
GEICO $6,280 $6,658
Liberty Mutual $5,581 $6,118
Nationwide $5,929 $7,587
Progressive $9,258 $10,390
State Farm $7,113 $9,033
USAA $6,387 $7,327

Cheap Silver Plume, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Silver Plume, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Silver Plume, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,282 $3,319
American Family $2,465 $2,465
Farmers $2,803 $3,014
GEICO $2,123 $2,411
Liberty Mutual $1,479 $1,629
Nationwide $2,085 $2,204
Progressive $2,261 $2,252
State Farm $2,256 $2,256
USAA $2,395 $2,403

Cheap Silver Plume, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Silver Plume, Colorado compared to the annual auto insurance rates with a clean record in Silver Plume, Colorado.

Annual Silver Plume, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,115 $5,899 $7,266 $5,818
American Family $2,965 $4,189 $5,501 $3,362
Farmers $4,535 $5,824 $5,745 $5,368
GEICO $2,235 $3,472 $4,054 $2,922
Liberty Mutual $2,405 $2,805 $2,909 $2,828
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,800 $5,304 $4,012 $4,430
State Farm $3,681 $4,292 $3,986 $3,986
USAA $2,754 $3,367 $5,954 $3,110

Cheap Silver Plume, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Silver Plume, Colorado is not easy. Compare the annual rates for DUI auto insurance in Silver Plume, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Silver Plume, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,266
American Family $5,501
Farmers $5,745
GEICO $4,054
Liberty Mutual $2,909
Nationwide $4,685
Progressive $4,012
State Farm $3,986
USAA $5,954

Cheap Silver Plume, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Silver Plume, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Silver Plume, Colorado

Insurance Company Poor Fair Good
Allstate $7,688 $5,919 $4,466
American Family $5,211 $3,700 $3,101
Farmers $6,222 $5,067 $4,815
GEICO $3,813 $3,171 $2,528
Liberty Mutual $3,909 $2,396 $1,906
Nationwide $4,245 $3,363 $2,929
Progressive $4,969 $4,260 $3,930
State Farm $5,541 $3,555 $2,862
USAA $5,636 $3,197 $2,555

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Cheap Silver Plume, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Silver Plume, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Silver Plume, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Silver Plume, Colorado

ZIP Code Average Annual Rates
80476 $3,790

Cheap Silver Plume, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Silver Plume, Colorado auto insurance. Find the cheapest annual Silver Plume, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Silver Plume, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,024 $6,024
American Family $3,918 $4,090
Farmers $5,368 $5,368
GEICO $3,104 $3,238
Liberty Mutual $2,737 $2,737
Nationwide $3,512 $3,512
Progressive $4,386 $4,386
State Farm $3,889 $4,083
USAA $3,687 $3,905

Cheap Silver Plume, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Silver Plume, Colorado? Check out the comparison of annual Silver Plume, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Silver Plume, Colorado

Insurance Company Low Medium High
Allstate $5,727 $6,006 $6,340
American Family $3,808 $4,086 $4,118
Farmers $4,696 $5,286 $6,121
GEICO $2,850 $3,109 $3,553
Liberty Mutual $2,592 $2,728 $2,891
Nationwide $3,535 $3,511 $3,491
Progressive $4,133 $4,398 $4,628
State Farm $3,751 $3,988 $4,219
USAA $3,643 $3,796 $3,949

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Best By Category: Cheapest Auto Insurance in Silver Plume, Colorado

Compare the cheapest auto insurance companies in Silver Plume, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Silver Plume, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Silver Plume, Colorado Auto Insurance Companies

What auto insurance companies in Silver Plume, Colorado are the cheapest? Compare the top Silver Plume, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Silver Plume, Colorado

Insurance Company Average Annual Rates
Allstate $6,024
American Family $4,004
Farmers $5,368
GEICO $3,171
Liberty Mutual $2,737
Nationwide $3,512
Progressive $4,386
State Farm $3,986
USAA $3,796

What affects auto insurance rates in Silver Plume, Colorado?

There are a lot of reasons why auto insurance rates in Silver Plume, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Silver Plume, Colorado. Many local factors may affect your Silver Plume auto insurance rates.

Silver Plume Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Silver Plume, Colorado commute length is 26.5 minutes according to City-Data.

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Compare Silver Plume, Colorado Auto Insurance Quotes

Before you buy Silver Plume, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Silver Plume, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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