Best Cheap Auto Insurance in Silver Lake, OH (2021)

The average Silver Lake, OH auto insurance rates are $229 per month. The minimum auto insurance in Silver Lake is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Silver Lake, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Silver Lake, OH for senior drivers are $1,418 per year
  • The average commute length in Silver Lake is 25.4 minutes
  • The cheapest auto insurance company in Silver Lake is USAA

Silver Lake, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Silver Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Silver Lake, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Silver Lake to other Ohio cities, including Lorain auto insurance rates, Cleveland auto insurance rates, and Toledo auto insurance rates to see how Silver Lake, Ohio auto insurance rates stack up.

Before you buy Silver Lake, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Silver Lake, Ohio auto insurance quotes.

Minimum Auto Insurance in Silver Lake, Ohio

Silver Lake, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Silver Lake, Ohio.

Minimum Required Auto Insurance Coverage in Silver Lake, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Silver Lake, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Silver Lake, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Silver Lake, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,179 $2,175 $1,965 $2,103 $6,003 $6,869 $2,289 $2,444
American Family $909 $942 $839 $841 $2,955 $3,199 $1,130 $1,189
Farmers $1,781 $1,780 $1,567 $1,655 $8,066 $8,403 $1,995 $2,078
GEICO $1,286 $1,254 $1,216 $1,236 $3,500 $3,255 $1,427 $1,204
Liberty Mutual $1,926 $2,102 $1,480 $1,805 $10,206 $11,516 $2,040 $2,222
Nationwide $2,217 $2,225 $2,004 $2,014 $5,782 $7,433 $2,373 $2,755
Progressive $1,594 $1,489 $1,330 $1,372 $7,347 $8,259 $1,906 $1,971
State Farm $1,442 $1,442 $1,301 $1,301 $4,656 $5,842 $1,680 $1,928
Travelers $1,340 $1,359 $1,337 $1,328 $5,816 $9,180 $1,398 $1,587
USAA $879 $887 $837 $836 $2,702 $3,008 $1,174 $1,262

Cheap Silver Lake, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Silver Lake, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Silver Lake, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Silver Lake, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,003 $6,869
American Family $2,955 $3,199
Farmers $8,066 $8,403
GEICO $3,500 $3,255
Liberty Mutual $10,206 $11,516
Nationwide $5,782 $7,433
Progressive $7,347 $8,259
State Farm $4,656 $5,842
Travelers $5,816 $9,180
USAA $2,702 $3,008

Cheap Silver Lake, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Silver Lake, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Silver Lake, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,965 $2,103
American Family $839 $841
Farmers $1,567 $1,655
GEICO $1,216 $1,236
Liberty Mutual $1,480 $1,805
Nationwide $2,004 $2,014
Progressive $1,330 $1,372
State Farm $1,301 $1,301
Travelers $1,337 $1,328
USAA $837 $836

Cheap Silver Lake, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Silver Lake, Ohio compared to the annual auto insurance rates with a clean record in Silver Lake, Ohio.

Annual Silver Lake, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,737 $3,313 $3,871 $3,092
American Family $1,437 $1,522 $1,522 $1,522
Farmers $2,818 $3,631 $3,541 $3,672
GEICO $1,214 $1,761 $2,573 $1,642
Liberty Mutual $3,494 $4,494 $4,583 $4,078
Nationwide $2,690 $3,415 $4,325 $2,972
Progressive $2,720 $3,716 $2,898 $3,300
State Farm $2,222 $2,676 $2,449 $2,449
Travelers $2,146 $2,801 $4,227 $2,498
USAA $1,111 $1,489 $1,961 $1,231

Cheap Silver Lake, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Silver Lake, Ohio is not easy. Compare the annual rates for DUI auto insurance in Silver Lake, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Silver Lake, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,871
American Family $1,522
Farmers $3,541
GEICO $2,573
Liberty Mutual $4,583
Nationwide $4,325
Progressive $2,898
State Farm $2,449
Travelers $4,227
USAA $1,961

Cheap Silver Lake, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Silver Lake, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Silver Lake, Ohio

Insurance Company Poor Fair Good
Allstate $4,179 $3,041 $2,540
American Family $1,998 $1,357 $1,147
Farmers $3,859 $3,272 $3,116
GEICO $2,154 $1,797 $1,440
Liberty Mutual $5,952 $3,662 $2,873
Nationwide $4,045 $3,257 $2,749
Progressive $3,529 $3,070 $2,877
State Farm $3,490 $2,157 $1,700
Travelers $3,261 $2,840 $2,653
USAA $1,877 $1,331 $1,136

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Cheap Silver Lake, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Silver Lake, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Silver Lake, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Silver Lake, Ohio

ZIP Code Average Annual Rates
44224 $2,627

Cheap Silver Lake, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Silver Lake, Ohio auto insurance. Find the cheapest annual Silver Lake, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Silver Lake, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,253 $3,253
American Family $1,482 $1,519
Farmers $3,416 $3,416
GEICO $1,768 $1,827
Liberty Mutual $4,162 $4,162
Nationwide $3,351 $3,351
Progressive $3,159 $3,159
State Farm $2,387 $2,511
Travelers $2,918 $2,918
USAA $1,393 $1,503

Cheap Silver Lake, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Silver Lake, Ohio? Check out the comparison of annual Silver Lake, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Silver Lake, Ohio

Insurance Company Low Medium High
Allstate $3,145 $3,247 $3,368
American Family $1,471 $1,512 $1,518
Farmers $3,223 $3,359 $3,665
GEICO $1,738 $1,790 $1,865
Liberty Mutual $3,997 $4,186 $4,304
Nationwide $3,691 $3,248 $3,113
Progressive $3,035 $3,132 $3,308
State Farm $2,316 $2,458 $2,574
Travelers $2,835 $2,957 $2,962
USAA $1,381 $1,447 $1,517

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Best By Category: Cheapest Auto Insurance in Silver Lake, Ohio

Compare the cheapest auto insurance companies in Silver Lake, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Silver Lake, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Silver Lake, Ohio Auto Insurance Companies

What auto insurance companies in Silver Lake, Ohio are the cheapest? Compare the top Silver Lake, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Silver Lake, Ohio

Insurance Company Average Annual Rates
Allstate $3,253
American Family $1,500
Farmers $3,416
GEICO $1,797
Liberty Mutual $4,162
Nationwide $3,351
Progressive $3,159
State Farm $2,449
Travelers $2,918
USAA $1,448

What affects auto insurance rates in Silver Lake, Ohio?

There are a lot of reasons why auto insurance rates in Silver Lake, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Silver Lake, Ohio. Many local factors may affect your Silver Lake auto insurance rates.

Silver Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Silver Lake, Ohio commute length is 25.4 minutes according to City-Data.

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Compare Silver Lake, Ohio Auto Insurance Quotes

Before you buy Silver Lake, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Silver Lake, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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