Best Cheap Auto Insurance in Silver Lake, MN (2021)

The average Silver Lake, MN auto insurance rates are $355 per month. The minimum auto insurance in Silver Lake is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Silver Lake, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Silver Lake, MN for senior drivers are $2,816 per year
  • The minimum auto insurance required in Silver Lake, Minnesota is 30/60/10
  • The average commute length in Silver Lake is 27.7 minutes

Silver Lake, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Silver Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Silver Lake, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Silver Lake to other Minnesota cities, including Duluth auto insurance rates, Woodbury auto insurance rates, and Minneapolis auto insurance rates to see how Silver Lake, Minnesota auto insurance rates stack up.

Before you buy Silver Lake, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Silver Lake, Minnesota auto insurance quotes.

Minimum Auto Insurance in Silver Lake, Minnesota

Silver Lake, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Silver Lake, Minnesota.

Minimum Required Auto Insurance Coverage in Silver Lake, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Silver Lake, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Silver Lake, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Silver Lake, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,902 $2,902 $2,794 $2,794 $6,620 $9,575 $3,534 $3,705
American Family $2,204 $2,204 $1,996 $1,996 $5,961 $8,669 $2,204 $2,492
Farmers $2,138 $2,129 $2,057 $2,168 $6,044 $6,043 $2,784 $2,681
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,952 $8,952 $8,863 $8,863 $17,660 $26,524 $8,952 $12,481
Nationwide $1,800 $1,807 $1,604 $1,701 $4,585 $5,564 $2,112 $2,196
State Farm $1,330 $1,330 $1,187 $1,187 $2,878 $3,537 $1,536 $1,271
USAA $1,813 $1,790 $1,657 $1,650 $4,804 $5,231 $2,355 $2,494

Cheap Silver Lake, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Silver Lake, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Silver Lake, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Silver Lake, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,620 $9,575
American Family $5,961 $8,669
Farmers $6,044 $6,043
GEICO $4,914 $6,255
Liberty Mutual $17,660 $26,524
Nationwide $4,585 $5,564
State Farm $2,878 $3,537
USAA $4,804 $5,231

Cheap Silver Lake, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Silver Lake, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Silver Lake, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,794 $2,794
American Family $1,996 $1,996
Farmers $2,057 $2,168
GEICO $2,305 $2,240
Liberty Mutual $8,863 $8,863
Nationwide $1,604 $1,701
State Farm $1,187 $1,187
USAA $1,657 $1,650

Cheap Silver Lake, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Silver Lake, Minnesota compared to the annual auto insurance rates with a clean record in Silver Lake, Minnesota.

Annual Silver Lake, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,157 $4,592 $5,519 $4,146
American Family $2,327 $4,200 $4,697 $2,639
Farmers $2,781 $3,524 $3,572 $3,146
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $9,312 $12,745 $18,523 $10,043
Nationwide $2,125 $2,813 $3,232 $2,515
State Farm $1,639 $1,925 $1,782 $1,782
USAA $2,024 $2,577 $3,888 $2,409

Cheap Silver Lake, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Silver Lake, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Silver Lake, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Silver Lake, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,519
American Family $4,697
Farmers $3,572
GEICO $4,945
Liberty Mutual $18,523
Nationwide $3,232
State Farm $1,782
USAA $3,888

Cheap Silver Lake, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Silver Lake, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Silver Lake, Minnesota

Insurance Company Poor Fair Good
Allstate $6,386 $3,462 $3,213
American Family $4,715 $3,146 $2,536
Farmers $4,091 $2,935 $2,740
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,646 $11,407 $8,915
Nationwide $3,174 $2,564 $2,276
State Farm $2,597 $1,589 $1,160
USAA $4,235 $2,104 $1,834

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Cheap Silver Lake, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Silver Lake, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Silver Lake, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Silver Lake, Minnesota

ZIP Code Average Annual Rates
55381 $3,258

Cheap Silver Lake, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Silver Lake, Minnesota auto insurance. Find the cheapest annual Silver Lake, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Silver Lake, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,353 $4,353
American Family $3,425 $3,506
Farmers $3,255 $3,255
GEICO $3,095 $3,177
Liberty Mutual $12,283 $13,028
Nationwide $2,671 $2,671
State Farm $1,733 $1,831
USAA $2,688 $2,760

Cheap Silver Lake, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Silver Lake, Minnesota? Check out the comparison of annual Silver Lake, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Silver Lake, Minnesota

Insurance Company Low Medium High
Allstate $4,292 $4,350 $4,418
American Family $3,462 $3,562 $3,373
Farmers $3,134 $3,267 $3,365
GEICO $3,045 $3,135 $3,228
Liberty Mutual $12,350 $12,666 $12,951
Nationwide $2,521 $2,690 $2,802
State Farm $1,706 $1,789 $1,852
USAA $2,638 $2,723 $2,812

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Best By Category: Cheapest Auto Insurance in Silver Lake, Minnesota

Compare the cheapest auto insurance companies in Silver Lake, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Silver Lake, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Silver Lake, Minnesota Auto Insurance Companies

What auto insurance companies in Silver Lake, Minnesota are the cheapest? Compare the top Silver Lake, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Silver Lake, Minnesota

Insurance Company Average Annual Rates
Allstate $4,353
American Family $3,466
Farmers $3,255
GEICO $3,136
Liberty Mutual $12,656
Nationwide $2,671
State Farm $1,782
USAA $2,724

What affects auto insurance rates in Silver Lake, Minnesota?

There are a lot of reasons why auto insurance rates in Silver Lake, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Silver Lake, Minnesota. Many local factors may affect your Silver Lake auto insurance rates.

Silver Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Silver Lake, Minnesota commute length is 27.7 minutes according to City-Data.

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Compare Silver Lake, Minnesota Auto Insurance Quotes

Before you buy Silver Lake, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Silver Lake, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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