Best Cheap Auto Insurance in Silver Lake, KS (2021)

The average Silver Lake, KS auto insurance rates are $271 per month. The minimum auto insurance in Silver Lake is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Silver Lake, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Silver Lake, KS for senior drivers are $1,853 per year
  • The average commute length in Silver Lake is 20.3 minutes
  • The most expensive auto insurance company in Silver Lake for teen drivers is Liberty Mutual

Silver Lake, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Silver Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Silver Lake, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Silver Lake to other Kansas cities, including Overland Park auto insurance rates, Lenexa auto insurance rates, and Topeka auto insurance rates to see how Silver Lake, Kansas auto insurance rates stack up.

Before you buy Silver Lake, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Silver Lake, Kansas auto insurance quotes.

Minimum Auto Insurance in Silver Lake, Kansas

Silver Lake, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Silver Lake, Kansas.

Minimum Required Auto Insurance Coverage in Silver Lake, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Silver Lake, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Silver Lake, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Silver Lake, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,415 $2,335 $2,175 $2,232 $6,799 $7,638 $2,458 $2,538
American Family $1,558 $1,558 $1,408 $1,408 $3,085 $3,710 $1,558 $1,760
Farmers $2,550 $2,525 $2,272 $2,380 $7,254 $7,508 $2,882 $3,022
GEICO $2,283 $2,230 $2,308 $2,148 $4,421 $6,018 $2,730 $1,931
Liberty Mutual $2,132 $2,299 $2,060 $2,298 $10,321 $11,520 $2,306 $2,488
Nationwide $1,636 $1,678 $1,462 $1,569 $3,529 $4,298 $1,924 $2,043
Progressive $2,390 $2,258 $1,933 $2,018 $9,137 $10,290 $2,822 $3,027
State Farm $1,680 $1,680 $1,499 $1,499 $4,915 $6,201 $1,898 $2,176
Travelers $1,985 $2,018 $1,947 $1,968 $8,144 $12,725 $2,035 $2,384
USAA $1,336 $1,347 $1,237 $1,231 $4,865 $5,054 $1,778 $1,832

Cheap Silver Lake, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Silver Lake, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Silver Lake, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Silver Lake, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,799 $7,638
American Family $3,085 $3,710
Farmers $7,254 $7,508
GEICO $4,421 $6,018
Liberty Mutual $10,321 $11,520
Nationwide $3,529 $4,298
Progressive $9,137 $10,290
State Farm $4,915 $6,201
Travelers $8,144 $12,725
USAA $4,865 $5,054

Cheap Silver Lake, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Silver Lake, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Silver Lake, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,175 $2,232
American Family $1,408 $1,408
Farmers $2,272 $2,380
GEICO $2,308 $2,148
Liberty Mutual $2,060 $2,298
Nationwide $1,462 $1,569
Progressive $1,933 $2,018
State Farm $1,499 $1,499
Travelers $1,947 $1,968
USAA $1,237 $1,231

Cheap Silver Lake, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Silver Lake, Kansas compared to the annual auto insurance rates with a clean record in Silver Lake, Kansas.

Annual Silver Lake, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,067 $3,578 $4,188 $3,463
American Family $1,968 $2,118 $1,968 $1,968
Farmers $3,194 $4,129 $4,023 $3,850
GEICO $1,913 $3,104 $4,739 $2,278
Liberty Mutual $3,314 $5,040 $4,945 $4,414
Nationwide $1,724 $1,973 $3,414 $1,959
Progressive $3,897 $4,599 $4,086 $4,355
State Farm $2,470 $2,918 $2,694 $2,694
Travelers $3,014 $3,945 $5,450 $4,195
USAA $1,698 $2,311 $3,382 $1,949

Cheap Silver Lake, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Silver Lake, Kansas is not easy. Compare the annual rates for DUI auto insurance in Silver Lake, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Silver Lake, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,188
American Family $1,968
Farmers $4,023
GEICO $4,739
Liberty Mutual $4,945
Nationwide $3,414
Progressive $4,086
State Farm $2,694
Travelers $5,450
USAA $3,382

Cheap Silver Lake, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Silver Lake, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Silver Lake, Kansas

Insurance Company Poor Fair Good
Allstate $4,417 $3,372 $2,932
American Family $2,620 $1,849 $1,547
Farmers $4,456 $3,573 $3,369
GEICO $4,676 $2,472 $1,877
Liberty Mutual $4,428 $4,428 $4,428
Nationwide $2,501 $2,226 $2,075
Progressive $4,829 $4,087 $3,787
State Farm $3,922 $2,344 $1,815
Travelers $4,790 $3,908 $3,755
USAA $3,166 $2,102 $1,737

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Cheap Silver Lake, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Silver Lake, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Silver Lake, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Silver Lake, Kansas

ZIP Code Average Annual Rates
66539 $3,458

Cheap Silver Lake, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Silver Lake, Kansas auto insurance. Find the cheapest annual Silver Lake, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Silver Lake, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,574 $3,574
American Family $1,980 $2,031
Farmers $3,799 $3,799
GEICO $2,947 $3,071
Liberty Mutual $4,428 $4,428
Nationwide $2,267 $2,267
Progressive $4,234 $4,234
State Farm $2,627 $2,760
Travelers $4,151 $4,151
USAA $2,269 $2,400

Cheap Silver Lake, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Silver Lake, Kansas? Check out the comparison of annual Silver Lake, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Silver Lake, Kansas

Insurance Company Low Medium High
Allstate $3,468 $3,566 $3,687
American Family $2,021 $2,106 $1,889
Farmers $3,636 $3,778 $3,984
GEICO $2,917 $3,005 $3,104
Liberty Mutual $4,316 $4,417 $4,551
Nationwide $2,376 $2,244 $2,183
Progressive $3,976 $4,198 $4,530
State Farm $2,586 $2,702 $2,794
Travelers $3,927 $4,157 $4,368
USAA $2,242 $2,328 $2,435

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Best By Category: Cheapest Auto Insurance in Silver Lake, Kansas

Compare the cheapest auto insurance companies in Silver Lake, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Silver Lake, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Silver Lake, Kansas Auto Insurance Companies

What auto insurance companies in Silver Lake, Kansas are the cheapest? Compare the top Silver Lake, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Silver Lake, Kansas

Insurance Company Average Annual Rates
Allstate $3,574
American Family $2,005
Farmers $3,799
GEICO $3,009
Liberty Mutual $4,428
Nationwide $2,267
Progressive $4,234
State Farm $2,694
Travelers $4,151
USAA $2,335

What affects auto insurance rates in Silver Lake, Kansas?

There are a lot of reasons why auto insurance rates in Silver Lake, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Silver Lake, Kansas. Many local factors may affect your Silver Lake auto insurance rates.

Silver Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Silver Lake, Kansas commute length is 20.3 minutes according to City-Data.

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Compare Silver Lake, Kansas Auto Insurance Quotes

Before you buy Silver Lake, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Silver Lake, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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