Best Cheap Auto Insurance in Siloam Springs, AR (2021)

The average Siloam Springs, AR auto insurance rates are $310 per month. The minimum auto insurance in Siloam Springs is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Siloam Springs, Arkansas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Siloam Springs is 17.4 minutes
  • The cheapest auto insurance company in Siloam Springs is USAA
  • Average auto insurance rates in Siloam Springs, AR for senior drivers are $1,909 per year

Siloam Springs, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Siloam Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Siloam Springs, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Siloam Springs to other Arkansas cities, including Little Rock auto insurance rates, Jonesboro auto insurance rates, and Springdale auto insurance rates to see how Siloam Springs, Arkansas auto insurance rates stack up.

Before you buy Siloam Springs, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Siloam Springs, Arkansas auto insurance quotes.

Minimum Auto Insurance in Siloam Springs, Arkansas

Siloam Springs, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Siloam Springs, Arkansas.

Minimum Required Auto Insurance Coverage in Siloam Springs, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Siloam Springs, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Siloam Springs, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Siloam Springs, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,681 $2,694 $2,400 $2,564 $9,842 $11,811 $2,949 $3,196
Farmers $2,041 $2,023 $1,819 $1,921 $8,946 $9,258 $2,349 $2,465
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,476 $2,523 $2,226 $2,350 $6,000 $7,632 $2,834 $3,052
Progressive $2,428 $2,280 $1,999 $2,100 $10,728 $12,051 $2,899 $3,135
State Farm $1,471 $1,471 $1,329 $1,329 $4,397 $5,506 $1,660 $1,913
Travelers $1,955 $1,989 $1,953 $1,953 $11,640 $18,645 $2,106 $2,405
USAA $1,269 $1,277 $1,182 $1,184 $4,036 $4,216 $1,628 $1,749

Cheap Siloam Springs, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Siloam Springs, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Siloam Springs, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Siloam Springs, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,842 $11,811
Farmers $8,946 $9,258
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,000 $7,632
Progressive $10,728 $12,051
State Farm $4,397 $5,506
Travelers $11,640 $18,645
USAA $4,036 $4,216

Cheap Siloam Springs, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Siloam Springs, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Siloam Springs, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,400 $2,564
Farmers $1,819 $1,921
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,226 $2,350
Progressive $1,999 $2,100
State Farm $1,329 $1,329
Travelers $1,953 $1,953
USAA $1,182 $1,184

Cheap Siloam Springs, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Siloam Springs, Arkansas compared to the annual auto insurance rates with a clean record in Siloam Springs, Arkansas.

Annual Siloam Springs, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,924 $4,942 $5,503 $4,698
Farmers $3,247 $4,180 $4,086 $3,898
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,837 $3,656 $4,934 $3,120
Progressive $4,045 $5,662 $4,256 $4,846
State Farm $2,179 $2,590 $2,384 $2,384
Travelers $4,462 $4,608 $6,776 $5,476
USAA $1,588 $2,017 $2,904 $1,762

Cheap Siloam Springs, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Siloam Springs, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Siloam Springs, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Siloam Springs, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,503
Farmers $4,086
GEICO $4,432
Liberty Mutual $4,956
Nationwide $4,934
Progressive $4,256
State Farm $2,384
Travelers $6,776
USAA $2,904

Cheap Siloam Springs, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Siloam Springs, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Siloam Springs, Arkansas

Insurance Company Poor Fair Good
Allstate $5,980 $4,593 $3,728
Farmers $4,371 $3,682 $3,505
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,301 $3,458 $3,151
Progressive $5,302 $4,556 $4,250
State Farm $3,450 $2,081 $1,622
Travelers $6,105 $5,109 $4,778
USAA $2,731 $1,873 $1,599

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Cheap Siloam Springs, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Siloam Springs, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Siloam Springs, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Siloam Springs, Arkansas

ZIP Code Average Annual Rates
72761 $3,814

Cheap Siloam Springs, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Siloam Springs, Arkansas auto insurance. Find the cheapest annual Siloam Springs, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Siloam Springs, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,767 $4,767
Farmers $3,853 $3,853
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,637 $3,637
Progressive $4,702 $4,702
State Farm $2,327 $2,442
Travelers $5,331 $5,331
USAA $2,010 $2,126

Cheap Siloam Springs, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Siloam Springs, Arkansas? Check out the comparison of annual Siloam Springs, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Siloam Springs, Arkansas

Insurance Company Low Medium High
Allstate $4,637 $4,764 $4,900
Farmers $3,650 $3,810 $4,098
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,667 $3,566 $3,676
Progressive $4,289 $4,619 $5,198
State Farm $2,259 $2,382 $2,513
Travelers $5,087 $5,345 $5,561
USAA $1,979 $2,060 $2,164

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Best By Category: Cheapest Auto Insurance in Siloam Springs, Arkansas

Compare the cheapest auto insurance companies in Siloam Springs, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Siloam Springs, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Siloam Springs, Arkansas Auto Insurance Companies

What auto insurance companies in Siloam Springs, Arkansas are the cheapest? Compare the top Siloam Springs, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Siloam Springs, Arkansas

Insurance Company Average Annual Rates
Allstate $4,767
Farmers $3,853
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,637
Progressive $4,702
State Farm $2,384
Travelers $5,331
USAA $2,068

What affects auto insurance rates in Siloam Springs, Arkansas?

There are a lot of reasons why auto insurance rates in Siloam Springs, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Siloam Springs, Arkansas. Many local factors may affect your Siloam Springs auto insurance rates.

Siloam Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Siloam Springs, Arkansas commute length is 17.4 minutes according to City-Data.

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Compare Siloam Springs, Arkansas Auto Insurance Quotes

Before you buy Siloam Springs, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Siloam Springs, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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