Best Cheap Auto Insurance in Sigourney, IA (2021)

The average Sigourney, IA auto insurance rates are $244 per month. The minimum auto insurance in Sigourney is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Sigourney, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Sigourney is USAA
  • The most expensive auto insurance company in Sigourney for teen drivers is Travelers
  • Average auto insurance rates in Sigourney, IA for senior drivers are $1,638 per year

Sigourney, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Sigourney can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sigourney, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Sigourney to other Iowa cities, including Des Moines auto insurance rates, Sioux City auto insurance rates, and Ames auto insurance rates to see how Sigourney, Iowa auto insurance rates stack up.

Before you buy Sigourney, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sigourney, Iowa auto insurance quotes.

Minimum Auto Insurance in Sigourney, Iowa

Sigourney, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sigourney, Iowa.

Minimum Required Auto Insurance Coverage in Sigourney, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Sigourney, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sigourney, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sigourney, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,944 $1,875 $1,720 $1,754 $5,461 $6,119 $2,130 $2,193
American Family $1,792 $1,792 $1,605 $1,605 $4,797 $6,713 $1,792 $2,156
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,637 $1,579 $1,349 $1,399 $3,970 $4,485 $1,968 $2,129
State Farm $1,467 $1,467 $1,281 $1,281 $3,846 $4,894 $1,646 $1,867
Travelers $2,482 $2,534 $2,402 $2,408 $10,776 $17,107 $2,578 $3,069
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

Cheap Sigourney, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sigourney, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Sigourney, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Sigourney, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,461 $6,119
American Family $4,797 $6,713
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,309 $5,592
Progressive $3,970 $4,485
State Farm $3,846 $4,894
Travelers $10,776 $17,107
USAA $3,285 $3,490

Cheap Sigourney, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Sigourney, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sigourney, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,720 $1,754
American Family $1,605 $1,605
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,349 $1,399
State Farm $1,281 $1,281
Travelers $2,402 $2,408
USAA $1,123 $1,146

Cheap Sigourney, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sigourney, Iowa compared to the annual auto insurance rates with a clean record in Sigourney, Iowa.

Annual Sigourney, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,481 $2,992 $3,367 $2,759
American Family $2,006 $2,950 $3,811 $2,358
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,862 $3,044 $2,020 $2,331
State Farm $2,062 $2,375 $2,219 $2,219
Travelers $3,957 $5,262 $7,040 $5,419
USAA $1,395 $1,870 $2,432 $1,602

Cheap Sigourney, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sigourney, Iowa is not easy. Compare the annual rates for DUI auto insurance in Sigourney, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Sigourney, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,367
American Family $3,811
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,845
Progressive $2,020
State Farm $2,219
Travelers $7,040
USAA $2,432

Cheap Sigourney, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sigourney, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sigourney, Iowa

Insurance Company Poor Fair Good
Allstate $3,465 $2,759 $2,474
American Family $3,544 $2,606 $2,193
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,290 $2,569 $2,252
Progressive $2,738 $2,208 $1,998
State Farm $3,160 $1,955 $1,542
Travelers $6,104 $5,202 $4,952
USAA $2,399 $1,648 $1,427

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Cheap Sigourney, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sigourney, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Sigourney, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sigourney, Iowa

ZIP Code Average Annual Rates
52591 $2,474

Cheap Sigourney, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Sigourney, Iowa auto insurance. Find the cheapest annual Sigourney, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sigourney, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,831 $2,968
American Family $2,749 $2,814
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,704 $2,704
Progressive $2,314 $2,314
State Farm $2,165 $2,272
Travelers $5,419 $5,419
USAA $1,758 $1,891

Cheap Sigourney, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sigourney, Iowa? Check out the comparison of annual Sigourney, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sigourney, Iowa

Insurance Company Low Medium High
Allstate $2,780 $2,904 $3,014
American Family $2,790 $2,936 $2,617
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,827 $2,688 $2,597
Progressive $2,181 $2,321 $2,441
State Farm $2,117 $2,230 $2,308
Travelers $5,120 $5,500 $5,638
USAA $1,732 $1,830 $1,911

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Best By Category: Cheapest Auto Insurance in Sigourney, Iowa

Compare the cheapest auto insurance companies in Sigourney, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sigourney, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Sigourney, Iowa Auto Insurance Companies

What auto insurance companies in Sigourney, Iowa are the cheapest? Compare the top Sigourney, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sigourney, Iowa

Insurance Company Average Annual Rates
Allstate $2,899
American Family $2,781
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,704
Progressive $2,314
State Farm $2,219
Travelers $5,419
USAA $1,825

What affects auto insurance rates in Sigourney, Iowa?

There are a lot of reasons why auto insurance rates in Sigourney, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sigourney, Iowa. Many local factors may affect your Sigourney auto insurance rates.

Sigourney Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sigourney, Iowa commute length is 17.6 minutes according to City-Data.

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Compare Sigourney, Iowa Auto Insurance Quotes

Before you buy Sigourney, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sigourney, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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