Best Cheap Auto Insurance in Sierra Vista, AZ (2021)

The average Sierra Vista, AZ auto insurance rates are $255 per month. The minimum auto insurance in Sierra Vista is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Sierra Vista, Arizona, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Sierra Vista is GEICO
  • The average commute length in Sierra Vista is 17.7 minutes
  • Average auto insurance rates in Sierra Vista, AZ for senior drivers are $1,779 per year

Sierra Vista, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Sierra Vista can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sierra Vista, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Sierra Vista to other Arizona cities, including Glendale auto insurance rates, Gilbert auto insurance rates, and Tempe auto insurance rates to see how Sierra Vista, Arizona auto insurance rates stack up.

Before you buy Sierra Vista, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sierra Vista, Arizona auto insurance quotes.

Minimum Auto Insurance in Sierra Vista, Arizona

Sierra Vista, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sierra Vista, Arizona.

Minimum Required Auto Insurance Coverage in Sierra Vista, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Sierra Vista, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sierra Vista, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sierra Vista, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,726 $2,726 $2,649 $2,649 $5,901 $7,655 $3,050 $3,318
American Family $2,298 $2,298 $2,111 $2,111 $5,942 $7,712 $2,298 $2,701
Farmers $2,061 $2,054 $1,839 $1,953 $8,498 $8,778 $2,334 $2,425
GEICO $1,217 $1,350 $1,032 $1,296 $3,394 $3,576 $1,110 $1,095
Nationwide $1,987 $2,029 $1,781 $1,889 $4,720 $6,051 $2,273 $2,458
Progressive $1,580 $1,393 $1,426 $1,355 $6,463 $7,211 $1,706 $1,704
State Farm $2,225 $2,225 $1,963 $1,963 $6,858 $8,605 $2,394 $3,024
Travelers $1,479 $1,552 $1,373 $1,455 $4,188 $5,223 $1,561 $1,638
USAA $1,688 $1,696 $1,572 $1,598 $6,173 $7,031 $2,221 $2,374

Cheap Sierra Vista, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sierra Vista, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Sierra Vista, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Sierra Vista, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,901 $7,655
American Family $5,942 $7,712
Farmers $8,498 $8,778
GEICO $3,394 $3,576
Nationwide $4,720 $6,051
Progressive $6,463 $7,211
State Farm $6,858 $8,605
Travelers $4,188 $5,223
USAA $6,173 $7,031

Cheap Sierra Vista, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Sierra Vista, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sierra Vista, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,649 $2,649
American Family $2,111 $2,111
Farmers $1,839 $1,953
GEICO $1,032 $1,296
Nationwide $1,781 $1,889
Progressive $1,426 $1,355
State Farm $1,963 $1,963
Travelers $1,373 $1,455
USAA $1,572 $1,598

Cheap Sierra Vista, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sierra Vista, Arizona compared to the annual auto insurance rates with a clean record in Sierra Vista, Arizona.

Annual Sierra Vista, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,080 $3,884 $4,398 $3,974
American Family $2,419 $3,845 $4,663 $2,810
Farmers $3,161 $4,072 $3,973 $3,766
GEICO $1,372 $1,844 $2,446 $1,372
Nationwide $2,458 $2,582 $3,808 $2,746
Progressive $2,526 $3,308 $2,663 $2,923
State Farm $3,329 $3,986 $3,657 $3,657
Travelers $1,858 $2,407 $2,664 $2,306
USAA $2,217 $3,165 $4,187 $2,607

Cheap Sierra Vista, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sierra Vista, Arizona is not easy. Compare the annual rates for DUI auto insurance in Sierra Vista, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Sierra Vista, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,398
American Family $4,663
Farmers $3,973
GEICO $2,446
Nationwide $3,808
Progressive $2,663
State Farm $3,657
Travelers $2,664
USAA $4,187

Cheap Sierra Vista, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sierra Vista, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sierra Vista, Arizona

Insurance Company Poor Fair Good
Allstate $4,910 $3,489 $3,104
American Family $4,315 $3,216 $2,772
Farmers $4,278 $3,562 $3,388
GEICO $2,406 $1,588 $1,282
Nationwide $3,484 $2,774 $2,438
Progressive $3,179 $2,782 $2,603
State Farm $6,710 $2,614 $1,647
Travelers $2,805 $2,295 $1,827
USAA $4,000 $2,799 $2,332

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Cheap Sierra Vista, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sierra Vista, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Sierra Vista, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sierra Vista, Arizona

ZIP Code Average Annual Rates
85635 $3,023
85650 $3,043

Cheap Sierra Vista, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Sierra Vista, Arizona auto insurance. Find the cheapest annual Sierra Vista, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sierra Vista, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,834 $3,834
American Family $3,400 $3,468
Farmers $3,743 $3,743
GEICO $1,730 $1,787
Nationwide $2,898 $2,898
Progressive $2,855 $2,855
State Farm $3,566 $3,748
Travelers $2,309 $2,309
USAA $3,010 $3,077

Cheap Sierra Vista, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sierra Vista, Arizona? Check out the comparison of annual Sierra Vista, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sierra Vista, Arizona

Insurance Company Low Medium High
Allstate $3,590 $3,854 $4,058
American Family $3,307 $3,544 $3,451
Farmers $3,262 $3,778 $4,189
GEICO $1,492 $1,782 $2,002
Nationwide $2,805 $2,923 $2,968
Progressive $2,552 $2,904 $3,109
State Farm $3,288 $3,722 $3,962
Travelers $2,086 $2,342 $2,498
USAA $2,780 $3,090 $3,261

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Best By Category: Cheapest Auto Insurance in Sierra Vista, Arizona

Compare the cheapest auto insurance companies in Sierra Vista, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sierra Vista, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Sierra Vista, Arizona Auto Insurance Companies

What auto insurance companies in Sierra Vista, Arizona are the cheapest? Compare the top Sierra Vista, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sierra Vista, Arizona

Insurance Company Average Annual Rates
Allstate $3,834
American Family $3,434
Farmers $3,743
GEICO $1,759
Nationwide $2,898
Progressive $2,855
State Farm $3,657
Travelers $2,309
USAA $3,044

What affects auto insurance rates in Sierra Vista, Arizona?

There are a lot of reasons why auto insurance rates in Sierra Vista, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sierra Vista, Arizona. Many local factors may affect your Sierra Vista auto insurance rates.

Sierra Vista Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Sierra Vista, Arizona auto theft statistics, there have been 45 auto thefts in the city.

Sierra Vista Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sierra Vista, Arizona commute length is 17.7 minutes according to City-Data.

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Compare Sierra Vista, Arizona Auto Insurance Quotes

Before you buy Sierra Vista, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sierra Vista, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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