Best Cheap Auto Insurance in Shobonier, IL (2021)

The average Shobonier, IL auto insurance rates are $250 per month. The minimum auto insurance in Shobonier is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Shobonier, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Shobonier, IL for senior drivers are $1,728 per year
  • The cheapest auto insurance company in Shobonier is Travelers
  • The minimum auto insurance required in Shobonier, Illinois is 25/50/20

Shobonier, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Shobonier can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Shobonier, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Shobonier to other Illinois cities, including Chicago auto insurance rates, Rockford auto insurance rates, and Aurora auto insurance rates to see how Shobonier, Illinois auto insurance rates stack up.

Before you buy Shobonier, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Shobonier, Illinois auto insurance quotes.

Minimum Auto Insurance in Shobonier, Illinois

Shobonier, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Shobonier, Illinois.

Minimum Required Auto Insurance Coverage in Shobonier, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Shobonier, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Shobonier, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shobonier, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,217 $2,218 $1,973 $2,079 $9,133 $9,512 $2,528 $2,654
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,346 $1,454 $1,120 $1,252 $4,288 $4,772 $1,408 $1,488
Nationwide $2,166 $2,208 $1,920 $2,041 $5,974 $7,701 $2,524 $2,742
Progressive $1,773 $1,690 $1,458 $1,521 $6,152 $6,920 $2,116 $2,294
State Farm $1,374 $1,374 $1,218 $1,218 $3,798 $4,833 $1,550 $1,771
Travelers $1,284 $1,353 $1,154 $1,229 $3,441 $4,241 $1,362 $1,434
USAA $1,638 $1,669 $1,524 $1,504 $5,277 $5,820 $2,158 $2,375

Cheap Shobonier, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Shobonier, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Shobonier, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Shobonier, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,205 $8,633
Farmers $9,133 $9,512
GEICO $4,375 $4,641
Liberty Mutual $4,288 $4,772
Nationwide $5,974 $7,701
Progressive $6,152 $6,920
State Farm $3,798 $4,833
Travelers $3,441 $4,241
USAA $5,277 $5,820

Cheap Shobonier, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Shobonier, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Shobonier, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $2,037 $2,037
Farmers $1,973 $2,079
GEICO $1,364 $1,612
Liberty Mutual $1,120 $1,252
Nationwide $1,920 $2,041
Progressive $1,458 $1,521
State Farm $1,218 $1,218
Travelers $1,154 $1,229
USAA $1,524 $1,504

Cheap Shobonier, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Shobonier, Illinois compared to the annual auto insurance rates with a clean record in Shobonier, Illinois.

Annual Shobonier, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,416 $4,389 $4,279 $4,074
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,791 $2,523 $2,225 $2,026
Nationwide $2,733 $3,559 $4,198 $3,149
Progressive $2,474 $3,633 $2,733 $3,122
State Farm $1,967 $2,317 $2,142 $2,142
Travelers $1,556 $2,018 $2,235 $1,940
USAA $1,958 $2,812 $3,851 $2,361

Cheap Shobonier, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Shobonier, Illinois is not easy. Compare the annual rates for DUI auto insurance in Shobonier, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Shobonier, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,309
American Family $4,933
Farmers $4,279
GEICO $3,141
Liberty Mutual $2,225
Nationwide $4,198
Progressive $2,733
State Farm $2,142
Travelers $2,235
USAA $3,851

Cheap Shobonier, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Shobonier, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Shobonier, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,742 $3,217 $2,718
Farmers $4,603 $3,851 $3,665
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,027 $1,888 $1,508
Nationwide $4,078 $3,280 $2,871
Progressive $3,417 $2,890 $2,664
State Farm $3,115 $1,865 $1,446
Travelers $2,375 $1,891 $1,546
USAA $3,657 $2,511 $2,069

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Cheap Shobonier, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Shobonier, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Shobonier, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Shobonier, Illinois

ZIP Code Average Annual Rates
62885 $2,947

Cheap Shobonier, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Shobonier, Illinois auto insurance. Find the cheapest annual Shobonier, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Shobonier, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,513 $3,605
Farmers $4,039 $4,039
GEICO $2,263 $2,351
Liberty Mutual $2,141 $2,141
Nationwide $3,410 $3,410
Progressive $2,990 $2,990
State Farm $2,088 $2,196
Travelers $1,863 $2,012
USAA $2,669 $2,823

Cheap Shobonier, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Shobonier, Illinois? Check out the comparison of annual Shobonier, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shobonier, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,452 $3,688 $3,537
Farmers $3,862 $3,955 $4,302
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,023 $2,137 $2,264
Nationwide $3,399 $3,437 $3,393
Progressive $2,761 $2,984 $3,227
State Farm $2,032 $2,145 $2,249
Travelers $1,837 $1,935 $2,039
USAA $2,561 $2,743 $2,933

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Best By Category: Cheapest Auto Insurance in Shobonier, Illinois

Compare the cheapest auto insurance companies in Shobonier, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Shobonier, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Travelers

The Cheapest Shobonier, Illinois Auto Insurance Companies

What auto insurance companies in Shobonier, Illinois are the cheapest? Compare the top Shobonier, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Shobonier, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,559
Farmers $4,039
GEICO $2,307
Liberty Mutual $2,141
Nationwide $3,410
Progressive $2,990
State Farm $2,142
Travelers $1,937
USAA $2,746

Compare Shobonier, Illinois Auto Insurance Quotes

Before you buy Shobonier, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Shobonier, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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