Best Cheap Auto Insurance in Sheridan, MI (2021)

The average Sheridan, MI auto insurance rates are $818 per month. The minimum auto insurance in Sheridan is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Sheridan, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Sheridan is USAA
  • Average auto insurance rates in Sheridan, MI for senior drivers are $6,514 per year
  • The most expensive auto insurance company in Sheridan for teen drivers is Allstate

Sheridan, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Sheridan can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sheridan, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Sheridan to other Michigan cities, including Flint auto insurance rates, Detroit auto insurance rates, and Ann Arbor auto insurance rates to see how Sheridan, Michigan auto insurance rates stack up.

Before you buy Sheridan, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sheridan, Michigan auto insurance quotes.

Minimum Auto Insurance in Sheridan, Michigan

Sheridan, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sheridan, Michigan.

Minimum Required Auto Insurance Coverage in Sheridan, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Sheridan, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sheridan, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sheridan, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,758 $16,758 $15,566 $15,566 $41,506 $41,506 $17,653 $17,653
Farmers $4,936 $4,936 $4,603 $4,603 $10,654 $10,654 $5,541 $5,541
GEICO $4,077 $4,077 $4,106 $4,106 $11,000 $11,000 $3,895 $3,895
Liberty Mutual $14,956 $14,956 $14,804 $14,804 $35,785 $35,785 $14,956 $14,956
Nationwide $5,025 $5,025 $4,440 $4,440 $13,754 $13,754 $5,535 $5,535
Progressive $3,289 $3,073 $2,892 $3,224 $11,904 $12,711 $3,843 $3,580
State Farm $6,292 $6,292 $5,778 $5,778 $21,142 $21,142 $7,354 $7,354
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,637 $2,506 $2,476 $2,346 $6,419 $6,119 $3,221 $3,103

Cheap Sheridan, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sheridan, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Sheridan, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Sheridan, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,506 $41,506
Farmers $10,654 $10,654
GEICO $11,000 $11,000
Liberty Mutual $35,785 $35,785
Nationwide $13,754 $13,754
Progressive $11,904 $12,711
State Farm $21,142 $21,142
Travelers $13,395 $13,395
USAA $6,419 $6,119

Cheap Sheridan, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Sheridan, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sheridan, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,566 $15,566
Farmers $4,603 $4,603
GEICO $4,106 $4,106
Liberty Mutual $14,804 $14,804
Nationwide $4,440 $4,440
Progressive $2,892 $3,224
State Farm $5,778 $5,778
Travelers $3,858 $3,858
USAA $2,476 $2,346

Cheap Sheridan, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sheridan, Michigan compared to the annual auto insurance rates with a clean record in Sheridan, Michigan.

Annual Sheridan, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,140 $14,886 $49,871 $15,586
Farmers $5,414 $6,879 $6,801 $6,640
GEICO $2,091 $4,299 $12,898 $3,790
Liberty Mutual $14,339 $17,098 $30,874 $18,190
Nationwide $6,149 $8,203 $7,471 $6,931
Progressive $4,714 $6,190 $5,571 $5,783
State Farm $6,648 $7,863 $16,369 $9,686
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,900 $3,613 $4,739 $3,161

Cheap Sheridan, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sheridan, Michigan is not easy. Compare the annual rates for DUI auto insurance in Sheridan, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Sheridan, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,871
Farmers $6,801
GEICO $12,898
Liberty Mutual $30,874
Nationwide $7,471
Progressive $5,571
State Farm $16,369
Travelers $10,331
USAA $4,739

Cheap Sheridan, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sheridan, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sheridan, Michigan

Insurance Company Poor Fair Good
Allstate $34,761 $19,207 $14,645
Farmers $8,580 $5,582 $5,139
GEICO $7,418 $5,453 $4,437
Liberty Mutual $31,844 $18,386 $10,145
Nationwide $9,004 $6,790 $5,771
Progressive $6,434 $5,398 $4,862
State Farm $16,431 $8,329 $5,666
Travelers $6,813 $6,608 $6,525
USAA $5,397 $3,072 $2,340

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Sheridan, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sheridan, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Sheridan, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sheridan, Michigan

ZIP Code Average Annual Rates
48884 $6,888

Cheap Sheridan, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Sheridan, Michigan auto insurance. Find the cheapest annual Sheridan, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sheridan, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,871 $22,871
Farmers $6,434 $6,434
GEICO $5,633 $5,906
Liberty Mutual $19,417 $20,833
Nationwide $7,189 $7,189
Progressive $5,564 $5,564
State Farm $9,870 $10,413
Travelers $6,611 $6,686
USAA $3,562 $3,645

Cheap Sheridan, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sheridan, Michigan? Check out the comparison of annual Sheridan, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sheridan, Michigan

Insurance Company Low Medium High
Allstate $22,308 $22,921 $23,383
Farmers $6,289 $6,420 $6,592
GEICO $5,419 $5,723 $6,167
Liberty Mutual $19,708 $20,084 $20,583
Nationwide $7,537 $7,062 $6,967
Progressive $5,396 $5,572 $5,726
State Farm $9,666 $10,200 $10,559
Travelers $6,575 $6,656 $6,715
USAA $3,502 $3,611 $3,696

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Sheridan, Michigan

Compare the cheapest auto insurance companies in Sheridan, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sheridan, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Sheridan, Michigan Auto Insurance Companies

What auto insurance companies in Sheridan, Michigan are the cheapest? Compare the top Sheridan, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sheridan, Michigan

Insurance Company Average Annual Rates
Allstate $22,871
Farmers $6,434
GEICO $5,769
Liberty Mutual $20,125
Nationwide $7,189
Progressive $5,564
State Farm $10,142
Travelers $6,649
USAA $3,603

What affects auto insurance rates in Sheridan, Michigan?

There are a lot of reasons why auto insurance rates in Sheridan, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sheridan, Michigan. Many local factors may affect your Sheridan auto insurance rates.

Sheridan Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sheridan, Michigan commute length is 29.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Sheridan, Michigan Auto Insurance Quotes

Before you buy Sheridan, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sheridan, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption